Exhibit 23.1


          CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM




         We consent to the incorporation by reference in this Registration
Statement on Form S-4 of Farmers Capital Bank Corporation of our reports
dated March 10, 2006 with respect to the consolidated financial statements
of Farmers Capital Bank Corporation, and management's assessment of the
effectiveness of internal control over financial reporting and the
effectiveness of internal control over financial reporting, which reports
appear in the Annual Report on Form 10-K of Farmers Capital Bank Corporation
for the year ended December 31, 2005, and the reference to us under the
heading "Experts" in the prospectus.


                                       /s/ Crowe Chizek and Company LLC

                                       Crowe Chizek and Company LLC



Louisville, Kentucky
June 19, 2006