8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) – December 6, 2005

	Farmers Capital Bank Corporation
(Exact name of registrant as specified in its charter)

	Kentucky		0-14412		61-1017851
(State or other jurisdiction		(Commission		(IRS Employer
of incorporation)		File Number)		Identification No.)

P.O. Box 309 Frankfort, KY	40602
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code – (502)-227-1668

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 8.01 OTHER EVENTS

On December 6, 2005 Farmers Capital Bank Corporation issued a press release announcing it has completed its acquisition of Citizens Bancorp, Inc. A copy of this press release is attached hereto as Exhibit 99.1

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(C) Exhibits

Exhibit 99.1 – Farmers Capital Bank Corporation Press Release dated December 6, 2005.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Farmers Capital Bank Corporation
Date: December 6, 2005	/s/ G. Anthony Busseni
	G. Anthony Busseni
	President and Chief Executive Officer

2

EX-99

Exhibit 99.1

Press Release Dated December 6, 2005

News Release

December 6, 2005

Farmers Capital Bank Corporation Completes Acquisition of Citizens Bancorp, Inc.

Frankfort, Kentucky - Farmers Capital Bank Corporation (NASDAQ: FFKT) (“Farmers”) has announced that the required approvals from the appropriate regulatory authorities have been received and that the acquisition of Citizens Bancorp, Inc. (“Citizens”) in Newport, Kentucky has been completed. Citizens had total deposits of $164,000,000 as of September 30, 2005 and operates six banking locations in Campbell and Kenton counties in Northern Kentucky.

Farmers is a financial holding company headquartered in Frankfort, Kentucky and had total deposits of $1,195,000,000 as of September 30, 2005. Subsequent to the acquisition of Citizens, Farmers operates 33 banking locations in 25 communities throughout Kentucky, a leasing company, a data processing company, an insurance company, and a mortgage company. Farmers’ stock is publicly traded on the National Association of Securities Dealers Automated Quotation System (NASDAQ) Capital Market tier, under the symbol FFKT.