Exhibit 32
    Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002
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In  connection  with the  accompanying  Annual  Report of Farmers  Capital  Bank
Corporation  on Form 10-K for the period  ended  December 31, 2004 as filed with
the Securities and Exchange  Commission on the date hereof (the "Report"),  each
of the  undersigned  hereby  certifies  in his  capacity  as  officer of Farmers
Capital Bank Corporation,  pursuant to Section 906 of the  Sarbanes-Oxley Act of
2002, 18 U.S.C. Section 1350, that:


1)   The Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

2)   The information  contained in the Report fairly  presents,  in all material
     respects,  the  financial  condition  and  results  of  operations  of  the
     Registrant.





Date:  March 3, 2005                          /s/ G. Anthony Busseni
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                                              G. Anthony Busseni
                                              President and CEO



Date:  3-3-05                                 /s/ C Douglas Carpenter
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                                              C. Douglas Carpenter
                                              Vice President, Secretary, and CFO