EX-21 3 exhibit21.txt SUBSIDIARY LISTING Exhibit 21 Subsidiaries of the Registrant ------------------------------ The following table provides a listing of the direct and indirect operating subsidiaries of the Registrant, the percent of voting stock held by the Registrant, and the jurisdiction of incorporation or organization in which each subsidiary was incorporated or organized. Percentage of Jurisdiction of Voting Incorporation Stock held by Subsidiaries of the Registrant or Organization Registrant ------------------------------------------------------------------------------- Farmers Bank & Capital Trust Co. Kentucky 100% United Bank & Trust Company Kentucky 100% First Citizens Bank Kentucky 100% Lawrenceburg National Bank Kentucky 100% Farmers Bank and Trust Company Kentucky 100% Kentucky Banking Centers, Inc. Kentucky 100% FCB Services, Inc. Kentucky 100% Kentucky General Holdings, LLC Kentucky 100% KHL Holdings, LLC 1 Kentucky Kentucky Home Life Insurance Company 2 Kentucky Kentucky General Life Insurance Company, Inc. 3 Kentucky Leasing One Corporation 4 Kentucky Farmers Bank Realty Co. 4 Kentucky EG Properties, Inc.4 Kentucky Farmers Capital Insurance Corporation 4 Kentucky Farmers Fidelity Insurance Agency, LLP 5 Kentucky Austin Park Apartments, LTD 6 Kentucky Frankfort Apartments II, LTD 7 Kentucky EH Properties, Inc.8 Kentucky Pro Mortgage Partners, LLC 9 Kentucky Community Development of Kentucky, Inc.3 Kentucky EV Properties, Inc. 10 Kentucky 1 Kentucky General holds a 45% equity and 50% voting interest in KHL Holdings, LLC. 2 A wholly-owned subsidiary of KHL Holdings, LLC. 3 No stock issued; inactive company. 4 A wholly-owned subsidiary of Farmers Bank. 5 A fifty (50%) percent owned LLP of Farmers Insurance. 6 Farmers Bank has a 99% limited interest in this partnership. 7 Farmers Bank has a 99.9% limited interest in this partnership. 8 A wholly-owned subsidiary of First Citizens Bank. 9 A wholly-owned subsidiary of Farmers Georgetown. 10 A wholly-owned subsidiary of United Bank.