Stockholders' Equity and Regulatory Requirements (Tables)

12 Months Ended

Dec. 31, 2020

Stockholders' Equity Note [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following is a summary of the Bank’s and the Parent Corporation’s actual capital amounts and ratios as of December 31, 2020 and 2019, compared to the FRB and FDIC minimum capital adequacy requirements and the FDIC requirements for classification as a well-capitalized institution.

					Minimum Capital Adequacy				For Classification Under Corrective Action Plan as Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
The Bank					(dollars in thousands)
December 31, 2020
Leverage (Tier 1) capital	$	776,430		10.64%	$	291,958		4.00%	$	364,947		5.00%
Risk-Based Capital:
CET 1	$	776,430		12.24%	$	285,473		4.50%	$	412,349		6.50%
Tier 1		776,430		12.24%		380,630		6.00%		507,507		8.00%
Total		887,906		14.00%		507,507		8.00%		634,384		10.00%
December 31, 2019
Leverage (Tier 1) capital	$	637,824		10.81%	$	236,188		4.00%	$	295,235		5.00%
Risk-Based Capital:
CET 1	$	637,824		11.37%	$	252,432		4.50%	$	364,625		6.50%
Tier 1		637,824		11.37%		336,577		6.00%		448,769		8.00%
Total		708,367		12.63%		448,769		8.00%		560,961		10.00%

- 93 -

CONNECTONE BANCORP, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 15 – Stockholders’ Equity and Regulatory Requirements – (continued)

					Minimum Capital Adequacy				For Classification as Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount	Ratio
The Company					(dollars in thousands)
December 31, 2020
Leverage (Tier 1) capital	$	694,895		9.51%	$	292,349		4.00%	N/A	N/A
Risk-Based Capital:
CET 1	$	689,740		10.79%	$	287,746		4.50%	N/A	N/A
Tier 1		694,895		10.87%		383,661		6.00%	N/A	N/A
Total		964,121		15.08%		511,548		8.00%	N/A	N/A
December 31, 2019
Leverage (Tier 1) capital	$	563,464		9.54%	$	236,259		4.00%	N/A	N/A
Risk-Based Capital:
CET 1	$	558,309		9.95%	$	252,439		4.50%	N/A	N/A
Tier 1		563,464		10.04%		336,586		6.00%	N/A	N/A
Total		726,757		12.96%		448,781		8.00%	N/A	N/A