Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2019

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment [Table Text Block]

Premises and equipment are summarized as follows:

	Estimated Useful Life (Years)	2019		2018
	(dollars in thousands)
Land	-	$	2,403	$	2,403
Buildings	10-25		15,159		15,277
Furniture, fixtures and equipment	3-7		35,637		29,991
Leasehold improvements	10-20		16,842		14,076
Subtotal			70,041		61,747
Less: accumulated depreciation, amortization and fair value adjustments			50,805		42,685
Total premises and equipment, net		$	19,236	$	19,062

Schedule of Capital Lease in Premises and Equipment [Table Text Block]

The Company has included this lease in premises and equipment as follows:

	2019		2018
	(dollars in thousands)
Finance Lease	$	3,408	$	3,408
Less: accumulated amortization		1,867		1,696
	$	1,541	$	1,712

Schedule of Future Minimum Lease Payments for Finance Leases [Table Text Block]

The following is a schedule by year of future minimum lease payments under the finance lease, together with the present value of net minimum lease payments at December 31, 2019 (dollars in thousands):

2020		321
2021		321
2022		321
2023		323
2024		353
Thereafter		1,381
Total minimum lease payments		3,020
Less amount representing interest		700
Present value of net minimum lease payments	$	2,320

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows:

	December 31, 2019
	(dollars in thousands)
Lease payments due:
Less than 1 year	$	3,223
1 year through less than 2 years		2,787
2 years through less than 3 years		2,302
3 years through less than 4 years		2,080
4 years through 5 years		1,795
After 5 years		6,287
Total undiscounted cash flows		18,474
Impact of discounting		(2,025	)
Total lease liability	$	16,449