Exhibit 12.1

Statement of Ratios of Earnings to Fixed Charges 

	Year ended December 31,
	2016		2015		2014		2013		2012
	(Dollars in Thousands)
Earnings:
1. Income after income taxes	$	31,082	$	41,311	$	27,410	$	27,409	$	25,184
2. Plus: interest expense		31,096		23,814		14,808		11,082		11,776
3. Earnings including interest on deposits		62,178		65,125		42,218		38,491		36,960
4. Less: interest on deposits		18,667		13,756		8,260		5,219		5,408
5. Earnings excluding interest on deposits	$	43,511	$	51,369	$	33,958	$	33,272	$	31,552
Fixed Charges:
6. Interest expense (Line 2)	$	31,096	$	23,814	$	14,808	$	11,082	$	11,776
7. Less: interest expense on deposits (Line 4)		18,667		13,756		8,260		5,219		5,408
8. Excluding interest on deposits	$	12,429	$	10,058	$	6,548	$	5,863	$	6,368
Ratio of Earnings to Fixed Charges:
Including interest on deposits (line 3 divided by Line 6)		2.00		2.73		2.85		3.47		3.14
Excluding interest on deposits (line 5 divided by Line 8)		3.50		5.11		5.19		5.67		4.95