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STOCKHOLDERS' EQUITY AND REGULATORY REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2014
Stockholders' Equity Note [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] The following is a summary of the Bank’s and the Parent Corporation’s actual capital amounts and ratios as of December 31, 2014 and 2013, compared to the FRB and FDIC minimum capital adequacy requirements and the FRB and FDIC requirements for classification as a well-capitalized institution

 

 

 

 

 

 

 

 

 

 

 

 

 

The Bank

 

Amount

 

Ratio

 

Minimum Capital Adequacy

 

For Classification Under Corrective Action Plan as Well Capitalized

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

(Dollars in Thousands)

December 31, 2014

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1) capital

 

 

$

 

300,399

 

 

 

 

9.33

%

 

 

 

$

 

128,729

 

 

 

 

4.00

%

 

 

 

$

 

160,911

 

 

 

 

5.00

%

 

Risk-Based Capital:

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1

 

 

$

 

300,399

 

 

 

 

10.40

%

 

 

 

$

 

115,493

 

 

 

 

4.00

%

 

 

 

$

 

173,239

 

 

 

 

6.00

%

 

Total

 

 

 

314,769

 

 

 

 

10.90

%

 

 

 

 

230,986

 

 

 

 

8.00

%

 

 

 

 

288,732

 

 

 

 

10.00

%

 

December 31, 2013

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1) capital

 

 

$

 

159,431

 

 

 

 

9.69

%

 

 

 

$

 

65,813

 

 

 

 

4.00

%

 

 

 

$

 

82,266

 

 

 

 

5.00

%

 

Risk-Based Capital:

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1

 

 

$

 

159,431

 

 

 

 

12.10

%

 

 

 

$

 

52,704

 

 

 

 

4.00

%

 

 

 

$

 

79,057

 

 

 

 

6.00

%

 

Total

 

 

 

169,974

 

 

 

 

12.91

%

 

 

 

 

105,329

 

 

 

 

8.00

%

 

 

 

 

131,661

 

 

 

 

10.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Company

 

Amount

 

Ratio

 

Minimum Capital Adequacy

 

For Classification as Well Capitalized

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

(Dollars in Thousands)

December 31, 2014

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1) capital

 

 

$

 

301,593

 

 

 

 

9.37

%

 

 

 

$

 

128,747

 

 

 

 

4.00

%

 

 

 

 

N/A

 

 

 

 

N/A

 

Risk-Based Capital:

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1

 

 

$

 

301,593

 

 

 

 

10.44

%

 

 

 

$

 

115,561

 

 

 

 

4.00

%

 

 

 

 

N/A

 

 

 

 

N/A

 

Total

 

 

 

315,963

 

 

 

 

10.94

%

 

 

 

 

231,121

 

 

 

 

8.00

%

 

 

 

 

N/A

 

 

 

 

N/A

 

December 31, 2013

 

 

 

 

 

 

 

 

 

 

 

 

Leverage (Tier 1) capital

 

 

$

 

159,316

 

 

 

 

9.69

%

 

 

 

$

 

65,765

 

 

 

 

4.00

%

 

 

 

 

N/A

 

 

 

 

N/A

 

Risk-Based Capital:

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1

 

 

$

 

159,316

 

 

 

 

12.10

%

 

 

 

$

 

52,666

 

 

 

 

4.00

%

 

 

 

 

N/A

 

 

 

 

N/A

 

Total

 

 

 

169,894

 

 

 

 

12.90

%

 

 

 

 

105,361

 

 

 

 

8.00

%

 

 

 

 

N/A

 

 

 

 

N/A