BORROWED FUNDS (Tables)

12 Months Ended

Dec. 31, 2014

Debt Disclosure [Abstract]

Schedule of Long-term Debt Instruments [Table Text Block]

The components of borrowings are as follows (dollars in thousands):

December 31, 2014
Type	Maturity Date		Interest Rate			Oustanding
FHLB		01/15/15		0.35	%		$	25,000
FHLB		02/23/15		0.88				10,000
FHLB		03/02/15		0.35				25,000
FHLB		03/30/15		0.38				25,000
FHLB		03/31/15		0.37				25,000
FHLB		05/01/15		0.39				25,000
FHLB		05/07/15		0.81				15,000
FHLB		05/11/15		2.17				525
FHLB		05/11/15		2.91				5,000
FHLB		06/01/15		0.41				25,000
FHLB		06/01/15		0.46				25,000
FHLB		06/09/15		0.44				25,000
FHLB		06/26/15		0.48				25,000
FHLB		08/05/15		1.49				2,000
FHLB		08/03/16		1.93				10,000
FHLB		08/26/16		1.04				5,000
FHLB		10/11/16		1.15				5,000
FHLB		01/23/17		1.16				10,000
FHLB		04/28/17		1.26				5,000
REPO		06/15/17		5.95				15,000
FHLB		06/26/17		1.30				25,000
FHLB		07/08/17		1.29				5,000
FHLB		09/25/17		1.41				11,000
FHLB		02/12/18		1.56				10,000
FHLB		04/02/18		2.50				2,500
FHLB		04/02/18		1.98				7,500
FHLB		04/30/18		1.75				5,000
FHLB		07/16/18		2.99				5,000
REPO		08/08/18		5.85				16,000
FHLB		09/11/18		4.15				5,000
FHLB		10/23/18		1.68				10,000
FHLB		11/19/18		1.68				10,000
FHLB		12/17/18		1.78				25,000
FHLB		01/30/19		1.79				4,000
FHLB		02/11/19		1.99				6,000
FHLB		10/30/20		3.23				20,000
FHLB		11/02/20		3.61				20,000
								494,525
Add Fair Value Mark:								1,028
							$	495,553

December 31, 2013
Type	Maturity Date		Interest Rate			Oustanding
REPO		06/15/17		5.95	%		$   15,000
FHLB		11/16/17		3.18			5,000
FHLB		11/16/17		3.29			5,000
FHLB		11/16/17		3.10			5,000
FHLB		11/16/17		3.49			10,000
FHLB		11/27/17		3.16			5,000
FHLB		11/27/17		3.40			5,000
FHLB		01/03/18		3.25			4,000
FHLB		01/03/18		2.99			3,000
FHLB		01/03/18		2.74			3,000
FHLB		01/31/18		3.34			10,000
FHLB		01/31/18		2.44			10,000
FHLB		01/31/18		2.78			5,000
REPO		08/08/18		5.85			16,000
FHLB		09/12/18		4.16			5,000
FHLB		11/02/20		3.62			20,000
FHLB		11/30/20		3.24			20,000
							$146,000