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DIVIDENDS AND OTHER RESTRICTIONS
12 Months Ended
Dec. 31, 2014
Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]  
Restrictions on Dividends, Loans and Advances [Text Block]

NOTE 19—DIVIDENDS AND OTHER RESTRICTIONS


Certain restrictions, including capital requirements, exist on the availability of undistributed net profits of the Bank for the future payment of dividends to the Parent Corporation. A dividend may not be paid if it would impair the capital of the Bank. At December 31, 2014, approximately $110.2 million was available for payment of dividends based on regulatory guidelines.