SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

JARRETT WILLIAM R

(Last)

(First)

(Middle)

WHISPERING PINES LANE

(Street)

MURRYSVILLE

15668

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive Officer;Sr. VP

3. Date of Earliest Transaction (Month/Day/Year)
11/04/2004

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	01/15/2004		J⁽¹⁾	V	130	A	$13.07	18,336	D
Common Stock	04/15/2004		J⁽¹⁾	V	129	A	$13.28	18,465	D
Common Stock	07/15/2004		J⁽¹⁾	V	148	A	$11.77	18,613	D
Common Stock	10/15/2004		J⁽¹⁾	V	139	A	$12.69	18,752	D
Common Stock	11/04/2004		M		2,000	D	$9.1875	20,752	D
Common Stock	11/04/2004		S		2,000	D	$14.75	18,752	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option⁽²⁾	$9.1875	11/04/2004		M			2,000	06/03/1996	06/03/2006	Common Stock	2,000	$9.1875	11,946	D
Stock Option⁽²⁾	$9.25							12/31/1997	02/25/2007	Common Stock	14,548		14,548	D
Stock Option⁽²⁾	$14.6875							12/31/1998	03/01/2008	Common Stock	9,162		9,162	D
Stock Option⁽²⁾	$11.5625							12/31/1999	01/11/2009	Common Stock	12,178		12,178	D
Stock Option⁽²⁾	$11.063							12/31/2000	01/11/2010	Common Stock	13,110		13,110	D
Stock Option⁽²⁾	$10.75							12/31/2001	01/31/2011	Common Stock	13,767		13,767	D
Stock Option⁽²⁾	$11.7							12/31/2002	01/23/2012	Common Stock	13,026		13,026	D
Stock Option⁽²⁾	$12.06							12/31/2003	01/13/2013	Common Stock	11,323		11,323	D

Explanation of Responses:

1. Shares acquired from the reinvestment of quarterly dividends through a dividend reinvestment plan; the price/share shown reflects a 10% discount on the fair market price, a bonus feature of the plan available to all participants.

2. Incentive/non-qualified stock option grants--Option to Buy. Balance figures in Column 9 show the total for each separate grant.

	/s/ William R. Jarrett	11/08/2004
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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