0001193125-11-133407.txt : 20110510 0001193125-11-133407.hdr.sgml : 20110510 20110510084449 ACCESSION NUMBER: 0001193125-11-133407 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20110510 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20110510 DATE AS OF CHANGE: 20110510 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIRST COMMONWEALTH FINANCIAL CORP /PA/ CENTRAL INDEX KEY: 0000712537 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 251428528 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-11138 FILM NUMBER: 11825839 BUSINESS ADDRESS: STREET 1: OLD COURTHOUSE SQUARE STREET 2: 22 N SIXTH ST CITY: INDIANA STATE: PA ZIP: 15701 BUSINESS PHONE: 7243497220 MAIL ADDRESS: STREET 1: 22 NORTH SIXTH STREET STREET 2: P.O. BOX 400 CITY: INDIANA STATE: PA ZIP: 15701 8-K 1 d8k.htm FORM 8-K Form 8-K

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 10, 2011

 

 

First Commonwealth Financial Corporation

(Exact name of registrant as specified in its charter)

 

 

 

Pennsylvania   001-11138   25-1428528

(State or other jurisdiction

of incorporation)

 

(Commission

File Number)

 

(IRS Employer

Identification No.)

22 North Sixth Street, Indiana, PA   15701
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (724) 349-7220

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

 


Item 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On May 10, 2011, First Commonwealth Financial Corporation issued a press release revising the previously announced financial results for the three month period ended March 31, 2011. This revision reflects the impact of an event which occurred subsequent to the release of its preliminary financial results on April 20, 2011. A copy of this press release is furnished as Exhibit 99.1 to this report and incorporated herein by reference.

 

Item 9.01 FINANCIAL STATEMENTS AND EXHIBITS

 

Exhibits

    

99.1

   Press Release revising Financial Results for the Three Month Period Ended March 31, 2011.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 10, 2011

 

FIRST COMMONWEALTH FINANCIAL

CORPORATION

By:  

/s/ Robert E. Rout

Name:   Robert E. Rout
Title:  

Executive Vice President and

Chief Financial Officer

EX-99.1 2 dex991.htm PRESS RELEASE Press Release

Exhibit 99.1

 

FOR IMMEDIATE RELEASE

   LOGO

First Commonwealth Revises First Quarter 2011 Financial Results

Indiana, Pa., May 10, 2011 - First Commonwealth Financial Corporation (NYSE:FCF) today announced a revision to the previously announced financial results for the first quarter ended March 31, 2011. This revision reflects the impact of an event which occurred subsequent to the release of its preliminary financial results on April 20, 2011.

The event was related to the receipt of an updated appraisal for a construction loan in eastern Pennsylvania that was placed in nonaccrual status during the fourth quarter of 2010. This appraisal showed a continuing decline in real estate value which resulted in an increase of $2.1 million in the provision for credit losses. The following table summarizes the changes from the previously reported financial results:

 

     First Quarter 2011  
     As Revised      As Previously
Reported
 
     (dollars in thousands, except per share data)  

Provision for credit losses

   $ 13,817       $ 11,703   

Net income

   $ 5,246       $ 6,810   

Diluted earnings per share

   $ 0.05       $ 0.07   

Allowance for credit losses

   $ 76,792       $ 74,678   

About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation is a $5.8 billion financial holding company headquartered in Indiana, Pennsylvania. It operates 115 retail branch offices in 15 counties in western and central Pennsylvania through First Commonwealth Bank, a Pennsylvania chartered bank and trust company. Financial services and insurance products are also provided through First Commonwealth Insurance Agency and First Commonwealth Financial Advisors, Inc.

Contact:

Media:

Susie Barbour

Media Relations Supervisor

724-463-5618

Investor Relations:

Robert E. Rout

Executive Vice President and Chief Financial Officer

724-349-7220

GRAPHIC 3 g185313logo1.jpg GRAPHIC begin 644 g185313logo1.jpg M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$" M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,# M`P,#`P,#`P,#_\``$0@`0P#T`P$1``(1`0,1`?_$`-<```("`@,!`0`````` M```````(!PD!!@(%"@,$`0$``04!`0$``````````````P$"!`8'"`4)$``` M!0(#!P("!@8$"`\````!`@,$!08'`!$($A,4%187"2$8,2)!(R0G&0I187$R M)2:10C4H@>%B,S1E-C?PL=%#4V-TA+34E49G.!H1``$"`P4$!@4(!P,("P$` M``$1`@`#!"$Q$@4&01,4!U%A(C(5"'&!H;$C\)'!0E(S%A?18G*"4R0TX4,8 M\:+"1%0E-462LN)CLW2$E+1E-BC_V@`,`P$``A$#$0`_`'?\0WAAT):O="=L M+ZWSH6N9>Y-33]Q(Z;?0]R*FIUBHC3E:2\)&D2B8Y=-HV,BP9IE,)0S.8!,/ MJ./H5%5.;-(!C]'?,3YF.:W+KFM7:5TM54LO)9$JGY7N!)5 MQ)ZA9%F9?RXOBV,8"]L[F^O_`,R5I_YK$'%S^F.'_P"-#GO_`+;0_P#LY/Z( M7K2MX/?%EJ8L11=ZT[*7(I68E1/(M'2Q/OCK,?G2044+Z"Y$!^8O MT@(8L%7/6^-2E><[GL^:UAKJ%"X#^CD[3Z(GCP:L$HOQ>Z;&"&T"#1>\#=`I M\Q.FBA>ZXB**1S#ZG.FFF`"(^HB&8XLJ"LXGT>X1J7FGG&HYYYU.=WG"D)]) MHJ=8MHQ!'GN#"$&$(,(080@PA!A"#"$&$(,(080@PA!A"#"$&$(,(080@PA! MA"#"$&$(,(080@PA!A"#"$4Q^`1N9IXPK,('`H*)UC>0BNP.914)<^I2'$!] M,\Q+\<3U/WQ]/TF/2_FYF";SSS-[5PFGI$]'#2X9OR#^02B_'O0EO*XK&W-: M72[E5LK0,'2EN)&F^MU948AS*)N8NFIJ09R-0LR)MA(L9D186ISI;P`!4N=D MMF/:B1HW)_E%F7-[-:S+,NK::@X*F$]\VH;-W(;C#4=,8TMEFU0'D8@'8>Z8 MK4\,'D)MU5*-#>/^-M=>ZDZLI*F+LW,:UI>R*I2W2E2Q,S_P#A ME<8XOCQS(^_9^V/?%7GA72!+QJ:=P`1';>WE5'/+T,K?.Y!Q`,OH`1Q?-*O] M0]T=T\S+B[G5FZ[&48^:AIHM-Q''!H,(080@PA!A"#"$&$(,(080@PA!A"#" M$&$(,(080@PA!A"#"$&$(,(080@PA!A"#"$&$(,(123X;K@6_LIXHJ$N!<^K MH2AJ!HRK+S.JHK"HG1(Z%AVIKP5''D>2+L^::":KIPFGF/IM'`,9$YKGS2@M M*GU*8].^8_+,RU5S^K,HR*4ZIS6=+I6,E-3$7MI99+1B("A#MB$M.U\K#W?O M_<3RRZMKF4C0=FHRMJJTQ^/0EPWQH^E8*BJ36<,ZZNS&BY(HP0K.[$PT<@V7 M/L."1Z"B11,78V:%K@W"RWI^76GS`=<;3J[2^J,@TQ1^7GE]23:G5#Y$NOS\ MR2T/F5$P!TFD+B6ATJE86J`XL<\M<+<2SYJDG]+WDCI!"5T5:A[6UCKG2L;?SB4K-T]45.'15=4?4KIDF&U0-RT\HB1:.#[A07!5-DPI&#!C7MO!P M_+_(>J-2T+3:UY,9@Z1S)RRIERWM&(82T M$+8[6CC6?:C6K8QA<2A)Z*"KV%+QC>\5O47)CSEI+B/(AT$_1%4-3AO6+Z,E MF#M-/;'-5%(#AZ&*(VF60]!:%CEO,3EYG'+;59R;,6EU!,FE]'/"%M538OA3 MV(5`>PM)#@T@D@A1$&^&9(B'C9TY)%-M"`W;,H.>8;PU[[CB?9S`!V,_A^K% M)EKEC:O,?-$_G-F\QEK'LHW-ZVFBID/KBS_Z`'Z!Q''#5!@PBL8S#/+,,_3T MS#/U'(,@^(YB&$6A[3<8SF&0&S`0'X"`@(>OP^&+L+CLBTS98M)"1QVR;0%V MB[0AF`9AGEF`9Y?HS'`L<+Q%Q%:5!@^&$2#M70"(`&8_# M"*@*4%\8`0$,P]0'X8710A+(SA"#"$&$(,(080@PA!A"#"$&$(,(080@PA!A M"#"$>7&B*KA:`_+BWQ=RD4TG$I2"OY1T7#/4M\B]GZWO?-4E3Q02`PMSX)26T?69K^C6^IB)%HNYIMU41;8R![?35PTTPS)03R\4@H M2377$K9-1\D*X@F)LC#,>XM80#9Z+%'OM]<:-DG,"LS#4FOM1T,UHUS72AP$ MPD!S)4JJ!G[IQN40HM3-6M:)139@T>J%1?,2'<-E"Y'#.Z8<3=A*[!=U M?+84C4>9NO/'6564','YSDR*N80 MIZ33NE6]`ZH_;X>2%3\EN#JY MH]39T_"302BS]>X$,LW6.>6$@I`B)2E3SVO7TE86EC7N!Q."W_VW1ZEY]:3Y M*$.N&#RVNM>X5J*_ MHZ/I6A:HL7<:@Z&):]E42$M)U7'U;$3,=(2[X"5#"&BV1E6X+JE(FL54AMD^ M05?+M*$8;".KTVGY$1P[75/R[SK3679ERORROE5/Q&5M,9LRI<)K7`RRUQ:U M&X5(0`':`1%AZL]$M"-3O):)9D>!FR449DZ5.DT_VG27`)Z2$CL07*4AU5 MQ(@1-,3F54,4B8$(!C**&.80*DB0`]3&$`^.!;;A"Q\]C*J8DAIQM=8,([16 MZSI/1&OL:RI*4`YHZJ:`B*,U. M3=52[-QPG&EX](A9++M++7-NK>BS]\_--KYK^N MK&0E7SMSIRCI64M)9%9&@F:SVX$;2]0F951'3/3"318ZC7ZA1P1$_#E4`A\9 M05CDEDN(:I4-%_6&HJ7A;!&SZAS74&0Y)EF>Y)RVTC+R?.)[6T?$4XF5AWZ! MCG`3&D,+7`*A14)M`AC+&:M]!=#V6G]8-.>0;R-3EL+,UI3M.SE"7=K67J1W M<&3F#NE*9IR)H:K:,<*U)!5(.9O7)@6_UHO7 MT!+]D:?J;0O,NOU++Y=3M$Z1D9_F%+,F29E)+W3Z=LMIFN)F2IX:T@*X8P0= M@*Q0UK6>JB8DZ9O!9BF;<%@Y:G'=,R<8M0-1US,`I/QLFDA*Q ML\R5J]5FLV52V$R(@=-04V?:0ELY;ZG9+XVBK MW5#IK"'*7M:"UK@2"U`+KR.F(U\1*)$?'?IW23+D0C:Y>09Y^G>.X>9A'(,] MH1S$<@]1QAN^DQ]KGM/,[FG7SFDEKJ:@(/4:.E3V19%M`'RYA^[M99?`H>@C M^H,6QR,/PM'9>XDF[]HWV&,YAD.0E'X?`0'+:$0#X9_'+%6!7(8E8Y[KF%H0 MV]%D+KJ^`!TFZGQ]!$NGV\>7TB4>WM0E'+Z0]#8DIFAU3NS:PN`(ZHV_ENPC MF-D3_K,SBB+3M!WLNT=!ZX\M?Y?/5TTT[Z*KJ1#O3UJHO$HO>Z9J().Q5G)& MXD&F!Z/I1`(=W+M)%FBUFDP9BH=`Q,RIJ$$1^8,\JHERVL;@[+`W8">CH^;T MQ[D\W^AJK5?,C+:N5F.34$UV7EKN/KJ>C>\B:6M*1H0D;,.2B1U'U*^AXX22J: M1@3$Z@IB`[(#B)@:Y4'9W9*'8?H,:GR0TB_EOYFJ/0U/6MJZ)V7M?/=+>'2) M[IE&)RMPDM9K*P;RCDRV/(E8!- M:9;`VP`,(`;B+K!8X_E:O/J1L5H?\9,AJ.@ZQJ>B5*QM@?7W`4U(+QDC6BE. MTM"2"EOJPFHQ=LFDSJ:0X\7B!UDFLA(-"HJ&V#9#:XL:\N^J7VV_50W':I], M0AW:N^VB:8MA;JYMGW$P]>P5`TPSH&JD8:J*#J6C75+70M@U"%&00CC5" M5PUD11N.);T(-HLBK#SB:&M/VB7Q_Z9(*S5%Q\+6T=> M6D:/J^ZZ1W?7]>B6@J@5G750U`X*%J"A6R(D*!"E`H!BV3+805 M"ML3IO\`DL=Y\L?-#4_,OFMFQSRIFS,F.65,V12E-Q(P3Y398ERTPM+6.PXN M\;5-L7[V5\=]@K?W@TV:IK.T7!6JJ6F+02],U_$4JU<1\+<2-KJCH$&3Z0A4 M'!8E&H(28:"X!YNM\HDLJ0PF,8HEH\,:7%MA4@)L'R^F/*^I^;VK\YR7-](: MDJ9]91G,,5.Z:[$^5@FN)#9A[6`M`&%2`18D6>%',`'](9XQ"$*1QQS<)PWI M&<4BD&$(,(080@PA!A"#"$&$(,(080@PA!A"#"$&$(K2\1Z)D-$%O45"%(=& MXE]4E"%+L@4_>BMP$,L\\\@QDEF[4`KV?TQV?S%,F/YN9E4.<#,:Z2ME^*5+ M!0+9Z5]44T:>K;Q\'X-/*/.$8-"RM4W0UQRR[\S%/C71:6J1Q3[)55QD"ZQ6 M[>$4(3YAR**2DI6I5T_F MT7C8B8`L#W>N%%RB&1SJ',(9X.G2W@`-[`P_+H%L?%Y';EF!78&M:"Z9,<.ZT(.EPL7JI2XGDTB**4 MKM+3GI0J"2;QY91:RL/?.X+6O5@V`5Z?95W(V\3M\ZJ5$#`40,";(Z@"!'`@ M("-&ND8]TW'O#=:$]T8E#DG+&JSIN7,SFNDTSIPEBL?1L,AH<<)>^6*DS`P+ M:0KD"X%LB!;<:['.NC0YK\GIBQU7:>ZELQ2E[[05?0=%M`Q3&&0D[Q6TJ:4(R;D:HNYJ9KUN M_F9AT5(!)QY`1*I2QK0MR!H:T'JA2?)&_:.?RW&GQRV.@J9BJ*N,E)5)" M1C&=D7%94RTC9Q961XG:4,LN83J`!A':`#!>"LY`0`PV;$]'J6^/M\I]0U\_ MS1ZBTUF-3OM+UL[,&.ES3BEN!F8V]E0EBM0;"56+J(O6!IZ4TTZ"J&UERE$3 M5,:V+$PL;(U;7`\2D[JH\NY%!=51,J;U#8$04. M3*KI;MX["F($V=5]GOCS-G>CL]I-;ZJK=!.F4\[(2Q'(7NQ,8,3$PJ%!*F&1_-&" M7V9V*54.!6Z>IN"'ZP0)LE&A:T*`G4,.09_KR$2R6`FPE]]X`PD6K'HIM0Y;.+8VXL^^/&N=S9YSFME.^\%3,=@( MM0O-BJB@GIC?]X7+/X>N7KD']`9Y^F,T.P8@9@*&U/7VD4>A8X MF5*4HB(#Z!M"7XFR_3D&>*AA<4$"\"<)(M)(M^K\YLLC.]+M`4,QS],P^&?Z M!_1GA@T%S<3NRA2U(P!BC\!#Z0_;E\7I_3B/>-OM2(&SY9.!W9F8"Y#>@6SH6SICF)RE#,1R]!'Z,O0,Q M]<\@R_7EB1JN"B+R]H>V45WKC8$/ONA'M=^LQ_H=LW)WX>V1J6[=N*3(1:X4 MC3%8TI3LA1[5Y)1T3$N@B:@.#R?2D'\B4H\(!A1*7:,`@.+BW"%*W;.KUB.F M\I.7M/S5U,S2HS21E69SB]LK?R9KVS',;B<%E`D(VT%"O5#)VANG$7=LW;:] M#-FO3L'<>W-+7)0CY9RV.X@XJIZ?:5$1K).T#<(9:.:N]E90@[O,@B'IBYTI MS7X+W?IC2]0Y1.T_G]7I^8X3IU+5S:?&P$![I3RPN:'`.PN10H7I$:M=B],C M1]F'MY+34(:_[)O"DJIC#TC65,P"4[2)&2\F]GH2HYU7DK\C>.0WJ213[;D! M`"#BYLDN=A)0]<9NF#%%V=0 M#$*'S%#XXM=+ZO";>?T^A7^-VU)G[)?F)RO-9SVME4LW*5<2``)=-3$J38$M6VR&EU;V MS4E(WQJTFDT.*-!ZQK$2+E$$5#`W9T+:>XRYQ4V`$4DTCL2@)C9%`<@$<7L9 MAQ@W@^T`_2(T736?NDYGJS,J=^$U=!7`'I$Z:1MZ0[VQ96Z')NY#_J'9L_VH MJ&_X\8[54>F.22$$QC/JV'UXK8KX\5H`GH)T\D`H[(LJ_`H%_JYW9KO(?AEZ M9B.(Y+54W$+?Z8Z?SUFC\TV97PF9S".=@P.<^^Y MOJ0GVF_9'H?G^S\">731O+[*7F6,R#:RJPA-ZYP#E<1>?B`$?JMZ(]19TR`G MLCGLE$ILA$P@(9CD/R@(Y`8V>7Z?7&"T.-2T_*Z/#98DK#+E@26.(P]+0+3Z M=HZ3UPI-[ZBT]Z-;4ZE]3=<1+6"I.79)7#O2H@AS)2NY>+IF*H>*8(PCXQF# MR9J.-CV485$"D!XLTB!?5\W1&^::H=4Z_P`VR71>1SYCZS>; MJC>XN60UTPSG%>\&L.)Q**&J1%?+35KJ1LIHT0UTL=*NGJC-/SFFX:\-1:>K M>.9B!O+"6GGC,@;5FO4C*,C[:SU;LZ;<-Y!Q&`P12!N4R17ASE`<2MW:H7.] MBIT#K^:Z^.LUFB]/ZQYEOY;U6>9U6ZSIW/I63ZEV*G=4RFNWDD/,QS]SO&N: MPVJG=$2!KTUU.+>:$(W6Q::UMG-2NGRXM-3C$\O+>\K; MP1?#%:QM0L/;/Q_4WK&M5IHL+=VS].6F@+E'MK=!FC"*P%'W&3ID[./HV)94 M?4,"@N"LX',T!!HF,2%=&22* M8"#LI[E2Q;HW%O+C3>I.8\_DUJS4>H*C4LNLJI5*'"7-I1, M8XF4)A?-):][0KPUA"V$QOE_M>&H>N-'3C7-;W2'I^N1H]@H"'N$K1FH2;ES MWFK"ET5FT94-M$Q=%(1-4B9J3'-;VF$D)8 M+C=\R^F/G:,Y7Y)D?,T\JJ_/0\KE"+:I"H`2-=OWK@U&Z(HBSUT-8]OK+N[(7+KJF M+<5Y4-DY"M^IK!U'6;=96%D*@0JX%F%?4F@Z:*MWKQF$:NB8HJ$;G((%"&P. M4$X53IVH/5UQ)ICE?IWF55YAE&A9]7.U30R'3I3*B7)#)\EA`=NRTN=CM&$. M"(X%Q%J:=KM\F%X=%-]=-="&L?1%UK9:G*P-3%"5!1]85$O<58C/II!9H-,+ M0+:`5E)Z1J=N2.72DE694!%9<2@428DE,(F!KCV2Y-BW'9=[1&S3&E.:6 MBL_SHYC74.HL@E!\R5/E2A2$),)*@N<@W9'<"1TUVO(KJXTFZB]-%!:M+"64 MB[*ZJZZ;6UI*M;-5]5]2U5;2LWKF.;,H6N4*GI^#BZC.BI,(`LM'))-U";TZ M)AW>R:]S&C;B:5N/3=9LNOOB'3W*30VON7^=YOR\S7,W:IR"09U3)J:>1+D. MEM#G/=3D%SR"UCL)<&VH$&S9KC^1+4;;OR-V_P!`LE8NT3!O=V%=5A:^\$[< M^KF<-4-*QY)9Q(12L0A1*BP5X@C`N4^$24,V%B.OU4^3>[6G37 M/8O1?'VSLG/FU"N8LE&UU4-R:P@2T@A+/'<9$-+B1K6BWZ#*;J*0CEBQZ+)= M<%`$@GV0$1Q?N6.VML*EHVXU"U5F. M:9%I72M=RVS'6&8U]>,XHZB5)E2,#&"I,XN0-<'`K*:W%,!0M#@E]JUVZU\: M@=7#[4Q/Z([;6FF;3:;*IG+>QM8W@FJO0?Z@[DTI'YS@K@<2L!=8#>;(WNSWD_MY>7Q_P!?:[:9H"K7(VK@ M*U[B648'2D*R@:^H))$L[1:3MJFHBX3.LX261?;G9.P6!;8S*8N+=W+PAQ[F MVP+8JCKN]$8F?6;49;_1U8_P`@UQ;-6A-IXN[7E.4O4EL8!]9B*X"[$H*@!"6$\WSIM*^)O5/*LE#+L MG]%T!(LSY"0AVSRX%'NVY@1,4"$,9-4IA#,0#/+%7=TM=M:[W&-=\K#)U'S_ M`,JE3QBG2JBHE%'%W;;)>"4?V0+;QUB%UU57=U)V,\(5M+AV`=VWA8V+T;VL MBZ_J"J>H7%:Q,%5-$TE2>\MG&1K;D*T^9.95R<22Z2;0VR=,JAP#+,L%2]UB ML9B%I%H1/DHC9M!Z=TGJCS.U66:OXUZ:@J9DJ7+#',F/ESGO:V:KQV"YH!P@ MJ+#V5AO-$AKOF\;E!)W%A;:Q]*-M&E)IV\=434%23,Y(1/:,^\7K)G-0$/&Q MD@"`)?(R6=D,8Q\SY`&+)I'$V)>WW".;Z_DZ=I.5"=)#B![^H6=$ M>A?,WI30TKG9)?KG-*NGD9C04FZX1HF3I78$MQJ<3FM`Q!1A+CA'4D7N>-#7 M$R\@NF6*OR%$GMO4;6I9^@*[H<9#FR$!6-+JM^/3CI,S=JH\BWC5XBLB*A"J MD`^P<-HHB.)4H``"3Z=A%ANZ_9'F?G#RNF\IM<3M-[QM10S),N?)GG[R9+F# MLX]@1""`2,0LLBP7&)'+E$4L4YK0TX^+[2O"43JDN-!P5T(6J+M2S&S5(2$; M6MTYQM4]V*PJ>G`CJ5B7O$M>8Q,PU6!9X+5!,%0`QP,`EQENEB6"Y_<6_IMM M2]>J/26>1DK@232;EI"5F7M#TFZBUV0+2,C(J MN0W3)HF_EL_)/;5 M@0TK(6UO9&/KZKY*Z@T_*&H-.U--GVDY M;B154;P\,;8AG2`I:XEP!:'D#IB2O%V?=:#=/)`R*<(BL3`;T$@YW*K+YMH/ MEV#!Z`;X#]&,(@W]9]YCX'.ILR7S&JJ;+4_9&XAR4[:?7_'.[E6*JZ2$&,)+5:C.256ITEXSAP/O%%"MQ#_/EQ=*+L;V(3B<'`[%`0CT@6_Y(])Z_,OFWY8LDSS)7/?G M^E9SJ>KD2PLS=)B,\`%0T=B\*0OV8]01E#%(4")F*<1V2)")0-Z`/J0##D.S MEZ@(A_3B8A03?8MGTQXAG3I#F]MP,R:.R$*EP%S^L'VQYN?,G?J&U9Z`?(7; MBR21JC9Z1;D6,8W%J2!?MI>'J%07<75E'0X.HZKJ;/X*ZTJ!-XV""=^.V`!LL"B`LC"_M/!1+1$%BG,AO%'ZQ40( M`B(F'(N8^F+QV9I<;E=;^Z4C1=,4$^7YJVY9/8[B&ZHJ'O8ZP%K*J8]Q)Z2T M$^N*K[H4G5%&?E8Z?AJM;NVD2+]4&C+38;(1+LE MW2=K#"0!S',QQ#TQ"Y,3^E#[HFY:)_C!=,JS\3\1YBC3]K^:01^'56&?Y[4F9XCL:%J4"^GV1\;Q$*G^6X,B1/=%+H'M9Z9&,!-J/H\X9#EF("!\_P!6 M(IG]8\VI_88ET\UQ\[#VM>M2W550"XW%AWQ4?NB/G5`#_P#FN(3(1,;QXTN& MT("`CG3T04OJ.09%`_P^/IB2,`8HI3%:&8A[D]\=IY=U-),Y^TH[U0GMCS[Y,EIN=3JETQTJGILHJ9CWM%P.!J']XA? M1"[>1>GIJF-0_P"7QI:J2G5J"FKD4_`3Y3E,"A9F%B[,,)(3@!0^-<4T: M:?Z1V*BX?-&Q^?6@9VCJ`TVZ_;;M#FN7HBOS2=1/%&Z8J'=VZJ^>BVF+ MF4K%">8L0,8P`!$G2OJ&UGB,A)8<5PM[7J`0^P^R,7RBYQ+SG/LYY29JX#)M M59=.I&J42>UA#2O[#WD=.$0I^MZSTYJR\;UTO);2L=*1%WD+Z0&LNR!I-LIE2>I#+N#&]=46@><=+R:S$/.13)8]]3K^^]OJ=L59M@^;"BI3E*VTI9^6II!J83`!VM1WVJF;6*H7+ M>-HYMGZ%#%'8&EC0;`54]'5[?9'&N:^5LY8YAE?*VHF,J6996NK:I\H`I.JG MRV[LV_W4B3+*V%7DFR*W_`%9FXT[I*N]3[#49>.S%04%JFN?3=;T32D%:IRW M;5"SAZ236DY,:YM[4L\VE7*B!TSD%PFD`(`)$_41Q/O0`&EH))("^FWY_;LL MCK?G)SO*Y/,++[[V$D:4=7RK:"I-O(OX@U*1\.4]*TVA5"/,6@IH MJ&D&PH`8A<8\P-EL5H/=B;4Y:7M-*K2ZC ME.>_"0\N1SB'`)8%L!2%E\M]N;GMO$9;V\-Z]1]S;NW,N76-@*IG8!24IN!L MNQ<5NEU&G%43;NGX./:-H^EF2NPQ6%=PY,FD910X@8N%TUS@26AK0.S; MV5-CWETKZD:N\/\`JVA:3/Q.F4!=&A M*@9./DVB@DN&8YY@$U;\_Z8Y+R!RR?E7F"R>97R9II:B;5OD.?_ M`'TL">ULP>EP()VD1'NML3F_+K*`B`[9M&VG$2`8,LQ.2VHD'(!$-D5#`&UG MEG^T,7N+=].+^[NC[OT1F[FU4ZH:PC)WZO=3MV$W_+H`5+Q1 M1!0**8GN??DRAR9?,?F)"B*6EWK:.C(_57>E^_D'2Q$6C)DV84RNX= M.EU#%30000*)S&,(`!0'&'42]Z\M'23_`)SHR_-X#-YF991L:7U3LCIF81=: MZ80!Z5BX[W?:9>56?Z4OQG%[GB<^6[GF/!\/\`/Q.ZX;9_KXCX M-R+]7I^B//'Y>ZKW_#>%3N(P8\*6X%3%='+4I[9O'F/X3G'=UZ@XW MN+^+CW5XKG`<1S_I7^7.IMO/^S_L6]V=S\N6/LU"\:[[N\]Y,=^V/TQT3^(O MP!0X?QUN^&G%:MT-[`>U/BT=GMOM;#7+D7XT&_RW">UN-Y M]7PW_0Y^NSELXS:==P=Q%O^21P[4GCJ#%C1)G]7X1?:7M=%B0 MX=O?;'O&7#]T<'^(5W7[?[CF,CO>HN[OWJ< M1O-KA^.^T[O9W?R;&/FE=\[O[;D7]Z-/TIOOS4EXO%-_O6_\!W7$JH^YP_!7 MV+?9#!:'>7^TBQG+>P_`=&?9O:_U/[?]GFDOM=JNK/YDZ0V]K=\7\^\V\OEV M,81[T:OS(WOY@5^_\0WO$A>/W?'=UO\`4;KX>\^UAL6^U83'S'=+^WRC>LO9 M3T]W#B./]X/>'F.QQ;#9]O\`V'^\_O)GEP/+?GWVZVO3/$TM<)Z,8O1/\O0F MV.B=)C MN^?=Y>VNXX!/^U^GO[T/0.66>]^T\)E].UB2:N)]^WHQ>N-VRWQ'\3R\/Y>\ M1V.YP*]X=S%\#?\`1MQI$=^&'MS[7-;_`&^]D7*N;DYCVY]U/8CB>V4[_OK] MSO\`.6UP_P#M%RK[)P^]_P"?SQ92]YR)^Y?]7O+];^SKC[?F1\3_`!?H'Q#Q M['O)V[Q\!Q?]1_RS@NPB_=<3:MW9B"5NV7L%H79Y;TAUC27+.N_=S^#SU#U^ MWRY1O/OR[3<9GR+F_P#*_,]WG]FV<9K\6+ZW_Y@3DW/$89 MW<\-_$?W9^\7X/%I]\EO>2V'X\R7;?V8P7<'H+A^G:6X7K;W7>S+^U:9VNL_ M;%_%.6[S+I;C/IW67R;6,9RH]>C:B?O?3&@>7#C_`,SY_`<3ON)J;^#\57=S M%P\9\+#_`!_JHN&U(UR\/:[\$FMMCH+H'H2UW%^Y#WA]C?[5MYNNG]__`'E> MTV^W?3/!?U>'WGU6^Q<]/[==CF5`Y=+(*DR_%_+\3_M' MU.\D3[!=K?P.[L\O[?\`0_92#YKW6]XWM&[(_N\OY-]=M9? MY>,-Z\>[IZ_1\R1J59XC_B9E8]_QOB\S[C@>-5'KOL/\IO\`[:]C#W8X6\[5 M_@E7=Y5V_P"B^P"?-^X/O*]I^XY;'?[O>LOO^[)_#8Y']HSR_P`K$U1BWC5] MJ?1LC(S;Q'_$G28^+XSQ:S<<%X@J'[W#_*[_`/:[&!8U6A.V/X+M1\E]M'1W M0E*\V]R7N]]E_";2&][,=P/OVZ9W>?3_`"3[;SC=;OY]G`K9>EG1AO%^U/:L M9^I/$_S]=O/$>,WCT\/\/X]<+?Z[!_*K_%Q=G`D=1470_'_AG>CA]GISN5_$.`RV/KMO$DA<$Q,?>/1[/UOH7;$6 M2^)<#J-,&#A*C'X!P/%)B*\8O:X;^+N.UB[MD='Y5NS/O2TO=6]/\_[E%R[O M^_?JC>\50^Z]FG9+[M>O,MCCL_J>.X;>>N]Q`%ZKQT+W3W?UOHQ1]KD+XM^7 M.H.$7<>#O7A?#4PX)G_%N)^+@^QN_B[O&D2SYA>UW;WQZ]9]J.4=ZX[I[W(^ M\3N?O>3PFQVR["_SQWFW66[ZG^IXK=[7UFUBLI<5G2.A;C=^M_;&I<@/$/&= M4<)O]YX;VN$X+AD29]_Q/8X?[6Y[6[Q=4/)K7Z6_"^OYQG3G2?MXDN(]S/>/ MD_*.'0VNYW(?OKYML?N<-_'.-W>S\V6(YZH[T.[R)=MZNF.<\J>)_/#*MSON M*\7F)X=P]Z?W&]_ET_:[&[NB4*>Y1^''$[OLQR+V:M]C==<=A>4]H`RV>)^\ M?M?PG[VW_&N`SS^TXO_G+.7Q'B/&CWMWXBN_P"KX/$+ M>G8Q)]6-7\7G(_P\M)_3G;+D7:QCROLQW#[9\)S"3V.G.Z?WBY_'B.+W MNU]&(Y2HV[NCH2[9^K$W.[??FOG/%<;O^)F8MYNMZN[EKCX?X*_P]W8EUJQ7 MM"=)>\O6WPO5/4'4M,]4_AE][.H.3\C#<^\;F_W9=\-SM;OHW^.\#_G?K=G& M748NPN/O"]/HV]'5'36>(?@[)L'`[G=,P_B+@M[>/Z+%\7A%_C67+9&UW"Z( M_!_OEL^Q?H??5OGW(]PO83E?N(JOU MN\B>OJZ>N/CZ=XO\Z,N3Q_BT9_3<-O.Z?Z5?Y;A4[JV;I=L4PWN[*_AN6YXC MD?`=+1W`^^S\0#L3P/$);'L&Y9_,O%\9L_L[R=&S MZ/5'J#3WCGYWSL.[W^_J?^#>$<R_X8==]T']Y/<#>;OD&^_A/+>5\)\F^Q;/7B3WE_63H^ MOL_LCG&C_%OSHH=WBXG@7)P_AN--[4?\+WGP-VJ[W%VL>]^KAATV7;/\$^[/ M*>VG1/8J*YCWW]V_MCX?E=+[7;[K3^\'VJV,NF^5?:N,X7+YMK%LQ=^;UP?6 M3[.W9@^CKC0:?Q#_`!#Y-YA\VXQ5Z\0SOW M"]%]75T1T'F'XM^967;SA>(_$L_"GAW!XL$I=_N_@^*HF/>?"WF!+5AI/!AV MN]N=:]`=O-UQ57)[6]SQY-KIGW,_:^O,_[;Y;]?L?#TSQ=4+BEW[>C MIV=?2L<]\S?'_C&5QV_QI*_J.#X_O?WO"=G!_"78BQ"WBU[4>V#5OT3VKWW& MW)YGV!]Z7MLWFU%Y\Q]P?V#O#O\`9XKD_P!5N]SE]3MXMMWOS]"7_P#6^TFV M-OYX>*?B_(N,WJ[F4G$^'\>G_I;.'3N8^WCQ[8AGZG>?^U.(X7_6'$<+UI_Z L7Q/4/_?>H_\`4F,_ZFQ/^U[_`&+U1LUGCG_,$X/KPK@^?!A_=W?_`'D?_]D_ ` end