UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                   Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: September 30, 2007

Check here if Amendment [  ]: Amendment Number: ______
        This Amendment (Check only one): [  ] is a restatement
                                         [  ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:    First Commonwealth Bank
Address: 22 North Sixth St
         Indiana, PA, 15701

Form 13F File Number: 28-11893

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and it is understood that all required items, statements, schedules,
lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Edward J. Lipkus, III
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 463-4724

Signature, Place, and Date of Signing:

/s/ Edward J. Lipkus, III         Indiana, PA,           October 30, 2007
- ------------------------- -----------------------------  ----------------
    Edward J. Lipkus,

Report Type (Check only one) :

[_] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
    manager are reported in this report.)

[X] 13F NOTICE (Check here if no holdings reported are in this report and all
    holdings are reported by other reporting manager(s).)

[_] 13F COMBINATION REPORT (Check here if a portion of the holdings
    for this reporting manager are reported in this report and a portion are
    reported by other reporting manager(s).)

List of Other Managers Reporting for this Manager:

Form 13F File Number Name
- -------------------- ----------------------------------------

28-05151             First Commonwealth Financial Corporation

First Commonwealth Bank, a wholly-owned subsidiary of First Commonwealth
Financial Corporation, a bank holding company, incorporated under the laws of
Pennsylvania, and First Commonwealth Financial Corporation exercise investment
discretion with respect to the same 13 F securities Pursuant to the General
Instruction 2 of Form 13F, this filing indicates that First Commonwealth
Financial Corporation is reporting on behalf of First Commonwealth Bank on
First Commonwealth Financial Corporation's Form 13 F for the quarter ended
September 30, 2007