XML 72 R62.htm IDEA: XBRL DOCUMENT v3.23.3
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance $ 133,546 $ 93,603 $ 102,906 $ 92,522
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   27,205  
Charge-offs (4,598) (3,370) (15,824) (7,099)
Recoveries 622 909 2,010 1,976
Provision for credit losses 4,767 4,951 18,040 8,694
Ending Balance 134,337 96,093 134,337 96,093
Time and Demand Loans        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (7,424)  
Recoveries     214  
Commercial Credit Cards        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (63)  
Recoveries     13  
Senior Lien        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (124)  
Recoveries     65  
Junior Lien        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (260)  
Recoveries     63  
Multifamily        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     0  
Recoveries     0  
Nonowner Occupied Commercial Real Estate        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (172)  
Recoveries     126  
Owner Occupied Commercial Real Estate        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (1,517)  
Recoveries     16  
Automobiles        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (3,469)  
Recoveries     1,114  
Consumer Credit Cards        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (205)  
Recoveries     63  
Other Consumer Loans        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (975)  
Recoveries     211  
Construction Residential        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     0  
Recoveries     0  
Construction Other        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     0  
Recoveries     0  
Time and Demand Loans Other        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (1,570)  
Recoveries     125  
Equipment Finance        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Charge-offs     (45)  
Recoveries     0  
Commercial, financial, agricultural and other [Member]        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 41,714 21,989 22,650 18,093
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   19,417  
Charge-offs (1,762) (852) (9,102) (1,836)
Recoveries 98 154 352 313
Provision for credit losses (2,645) 1,181 4,088 5,902
Ending Balance 37,405 22,472 37,405 22,472
Commercial, financial, agricultural and other [Member] | Time and Demand Loans        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 37,873 19,921 20,040 15,283
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   19,417  
Charge-offs (954) (321) (7,424) (604)
Recoveries 46 77 214 155
Provision for credit losses (3,914) 869 804 5,712
Ending Balance 33,051 20,546 33,051 20,546
Commercial, financial, agricultural and other [Member] | Commercial Credit Cards        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 320 387 335 247
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0  
Charge-offs (28) (132) (63) (209)
Recoveries 6 42 13 68
Provision for credit losses 9 3 22 194
Ending Balance 307 300 307 300
Commercial, financial, agricultural and other [Member] | Time and Demand Loans Other        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,447 1,409 1,189 2,563
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0  
Charge-offs (780) (399) (1,570) (1,023)
Recoveries 46 35 125 90
Provision for credit losses 707 12 1,676 (573)
Ending Balance 1,420 1,057 1,420 1,057
Commercial, financial, agricultural and other [Member] | Equipment Finance        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,074 272 1,086 0
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0  
Charge-offs 0 0 (45) 0
Recoveries 0 0 0 0
Provision for credit losses 553 297 1,586 569
Ending Balance 2,627 569 2,627 569
Residential real estate [Member]        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 23,740 17,747 21,412 12,625
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   527  
Charge-offs (304) (119) (384) (263)
Recoveries 57 83 128 143
Provision for credit losses 447 1,592 2,257 6,798
Ending Balance 23,940 19,303 23,940 19,303
Residential real estate [Member] | Senior Lien        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 16,563 11,860 14,822 7,459
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   197  
Charge-offs (107) (79) (124) (124)
Recoveries 22 67 65 112
Provision for credit losses 553 1,161 2,071 5,562
Ending Balance 17,031 13,009 17,031 13,009
Residential real estate [Member] | Junior Lien        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 7,177 5,887 6,590 5,166
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   330  
Charge-offs (197) (40) (260) (139)
Recoveries 35 16 63 31
Provision for credit losses (106) 431 186 1,236
Ending Balance 6,909 6,294 6,909 6,294
Commercial Real Estate [Member]        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 38,927 31,387 28,804 33,376
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   6,971  
Charge-offs (172) (1,335) (1,689) (1,887)
Recoveries 6 332 142 351
Provision for credit losses 4,338 (2,485) 8,871 (3,941)
Ending Balance 43,099 27,899 43,099 27,899
Commercial Real Estate [Member] | Multifamily        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 5,775 3,555 4,726 3,561
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   234  
Charge-offs 0 0 0 (411)
Recoveries 0 1 0 1
Provision for credit losses 46 868 861 1,273
Ending Balance 5,821 4,424 5,821 4,424
Commercial Real Estate [Member] | Nonowner Occupied Commercial Real Estate        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 21,710 20,953 16,426 24,838
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   2,739  
Charge-offs (172) (1,095) (172) (1,236)
Recoveries 2 330 126 340
Provision for credit losses 3,952 (4,186) 6,373 (7,940)
Ending Balance 25,492 16,002 25,492 16,002
Commercial Real Estate [Member] | Owner Occupied Commercial Real Estate        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 11,442 6,879 7,652 4,977
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   3,998  
Charge-offs 0 (240) (1,517) (240)
Recoveries 4 1 16 10
Provision for credit losses 340 833 1,637 2,726
Ending Balance 11,786 7,473 11,786 7,473
Loans to individuals [Member]        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 21,437 16,951 21,218 24,208
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   3  
Charge-offs (2,360) (1,064) (4,649) (3,113)
Recoveries 461 331 1,388 1,160
Provision for credit losses 1,851 3,290 3,429 (2,747)
Ending Balance 21,389 19,508 21,389 19,508
Loans to individuals [Member] | Automobiles        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 19,258 14,563 18,819 21,392
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   3  
Charge-offs (1,883) (538) (3,469) (1,515)
Recoveries 412 156 1,114 699
Provision for credit losses 1,503 2,979 2,823 (3,416)
Ending Balance 19,290 17,160 19,290 17,160
Loans to individuals [Member] | Consumer Credit Cards        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 375 312 412 496
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0  
Charge-offs (59) (182) (205) (415)
Recoveries 16 15 63 53
Provision for credit losses 38 244 100 255
Ending Balance 370 389 370 389
Loans to individuals [Member] | Other Consumer Loans        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,804 2,076 1,987 2,320
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   0  
Charge-offs (418) (344) (975) (1,183)
Recoveries 33 160 211 408
Provision for credit losses 310 67 506 414
Ending Balance 1,729 1,959 1,729 1,959
Real estate construction [Member]        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 7,728 5,529 8,822 4,220
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   287  
Charge-offs 0 0 0 0
Recoveries 0 9 0 9
Provision for credit losses 776 1,373 (605) 2,682
Ending Balance 8,504 6,911 8,504 6,911
Real estate construction [Member] | Construction Residential        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,583 1,929 2,462 942
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   60  
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Provision for credit losses (431) (41) (1,370) 946
Ending Balance 1,152 1,888 1,152 1,888
Real estate construction [Member] | Construction Other        
Accounts Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 6,145 3,600 6,360 3,278
Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date 0   227  
Charge-offs 0 0 0 0
Recoveries 0 9 0 9
Provision for credit losses 1,207 1,414 765 1,736
Ending Balance $ 7,352 $ 5,023 $ 7,352 $ 5,023