The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103   490,281 2,438 SH   DFND 1 2,438 0 0
MEDTRONIC PLC SHS G5960L103   835,011 9,478 SH   DFND 1 9,478 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   880,342 22,452 SH   DFND 1 22,452 0 0
AT&T INC COM 00206R102   125,909 7,894 SH   DFND 1 7,894 0 0
AT&T INC COM 00206R102   61,710 3,869 SH   OTR 1 3,869 0 0
ABBOTT LABS COM 002824100   601,681 5,519 SH   DFND 1 5,519 0 0
ABBOTT LABS COM 002824100   21,804 200 SH   OTR 1 200 0 0
ABBVIE INC COM 00287Y109   890,026 6,606 SH   DFND 1 6,606 0 0
ABBVIE INC COM 00287Y109   26,946 200 SH   OTR 1 200 0 0
AIR PRODS & CHEMS INC COM 009158106   726,659 2,426 SH   DFND 1 2,426 0 0
AIR PRODS & CHEMS INC COM 009158106   8,985 30 SH   OTR 1 30 0 0
ALBEMARLE CORP COM 012653101   251,199 1,126 SH   DFND 1 1,126 0 0
ALPHABET INC CAP STK CL C 02079K107   1,069,374 8,840 SH   DFND 1 8,840 0 0
ALPHABET INC CAP STK CL A 02079K305   3,013,327 25,174 SH   DFND 1 25,174 0 0
ALPHABET INC CAP STK CL A 02079K305   67,032 560 SH   OTR 1 560 0 0
AMAZON COM INC COM 023135106   2,125,128 16,302 SH   DFND 1 16,302 0 0
AMAZON COM INC COM 023135106   13,036 100 SH   OTR 1 100 0 0
AMERISOURCEBERGEN CORP COM 03073E105   897,685 4,665 SH   DFND 1 4,665 0 0
AMERIPRISE FINL INC COM 03076C106   585,930 1,764 SH   DFND 1 1,764 0 0
ANALOG DEVICES INC COM 032654105   621,638 3,191 SH   DFND 1 3,191 0 0
APPLE INC COM 037833100   14,161,167 73,007 SH   DFND 1 73,007 0 0
APPLE INC COM 037833100   438,372 2,260 SH   OTR 1 2,260 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,012,429 2,969 SH   DFND 1 2,969 0 0
BLACKROCK INC COM 09247X101   604,747 875 SH   DFND 1 875 0 0
BOEING CO COM 097023105   396,347 1,877 SH   DFND 1 1,877 0 0
BOEING CO COM 097023105   21,116 100 SH   OTR 1 100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   493,502 7,717 SH   DFND 1 7,717 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   6,395 100 SH   OTR 1 100 0 0
BROADCOM INC COM 11135F101   1,807,724 2,084 SH   DFND 1 2,084 0 0
BROADCOM INC COM 11135F101   60,720 70 SH   OTR 1 70 0 0
CSX CORP COM 126408103   562,991 16,510 SH   DFND 1 16,510 0 0
CSX CORP COM 126408103   10,230 300 SH   OTR 1 300 0 0
CVS HEALTH CORP COM 126650100   711,485 10,292 SH   DFND 1 10,292 0 0
CVS HEALTH CORP COM 126650100   13,826 200 SH   OTR 1 200 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   403,850 5,000 SH   OTR 1 5,000 0 0
CATERPILLAR INC COM 149123101   497,513 2,022 SH   DFND 1 2,022 0 0
CATERPILLAR INC COM 149123101   24,605 100 SH   OTR 1 100 0 0
CELANESE CORP DEL COM 150870103   529,669 4,574 SH   DFND 1 4,574 0 0
CHEVRON CORP NEW COM 166764100   1,189,408 7,559 SH   DFND 1 7,559 0 0
CHEVRON CORP NEW COM 166764100   51,138 325 SH   OTR 1 325 0 0
CISCO SYS INC COM 17275R102   1,447,581 27,978 SH   DFND 1 27,978 0 0
CISCO SYS INC COM 17275R102   28,457 550 SH   OTR 1 550 0 0
COCA COLA CO COM 191216100   307,242 5,102 SH   DFND 1 5,102 0 0
COHERENT CORP COM 19247G107   101,960 2,000 SH   DFND 1 2,000 0 0
COHERENT CORP COM 19247G107   332,491 6,522 SH   OTR 1 6,522 0 0
COMCAST CORP NEW CL A 20030N101   1,299,019 31,264 SH   DFND 1 31,264 0 0
COMCAST CORP NEW CL A 20030N101   86,839 2,090 SH   OTR 1 2,090 0 0
CONOCOPHILLIPS COM 20825C104   103,610 1,000 SH   DFND 1 1,000 0 0
CONOCOPHILLIPS COM 20825C104   156,658 1,512 SH   OTR 1 1,512 0 0
CUMMINS INC COM 231021106   369,210 1,506 SH   DFND 1 1,506 0 0
CUMMINS INC COM 231021106   61,290 250 SH   OTR 1 250 0 0
CURTISS WRIGHT CORP COM 231561101   284,673 1,550 SH   DFND 1 1,550 0 0
DANAHER CORPORATION COM 235851102   899,760 3,749 SH   DFND 1 3,749 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   258,665 5,441 SH   DFND 1 5,441 0 0
DISNEY WALT CO COM 254687106   1,122,428 12,572 SH   DFND 1 12,572 0 0
DISNEY WALT CO COM 254687106   42,408 475 SH   OTR 1 475 0 0
DOMINION ENERGY INC COM 25746U109   206,175 3,981 SH   DFND 1 3,981 0 0
DOVER CORP COM 260003108   399,393 2,705 SH   DFND 1 2,705 0 0
EDISON INTL COM 281020107   911,739 13,128 SH   DFND 1 13,128 0 0
EXXON MOBIL CORP COM 30231G102   434,469 4,051 SH   DFND 1 4,051 0 0
EXXON MOBIL CORP COM 30231G102   232,410 2,167 SH   OTR 1 2,167 0 0
META PLATFORMS INC CL A 30303M102   722,041 2,516 SH   DFND 1 2,516 0 0
FEDEX CORP COM 31428X106   267,236 1,078 SH   DFND 1 1,078 0 0
FEDEX CORP COM 31428X106   12,395 50 SH   OTR 1 50 0 0
FIFTH THIRD BANCORP COM 316773100   209,915 8,009 SH   DFND 1 8,009 0 0
FIRST COMWLTH FINL CORP PA COM 319829107   10,871,700 859,423 SH   DFND 1 380,787 0 478,636
FIRST COMWLTH FINL CORP PA COM 319829107   148,435 11,734 SH   OTR 1 0 0 11,734
GILEAD SCIENCES INC COM 375558103   233,136 3,025 SH   DFND 1 3,025 0 0
GILEAD SCIENCES INC COM 375558103   7,707 100 SH   OTR 1 100 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   504,130 1,563 SH   DFND 1 1,563 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   32,254 100 SH   OTR 1 100 0 0
HOME DEPOT INC COM 437076102   1,090,967 3,512 SH   DFND 1 3,512 0 0
HONEYWELL INTL INC COM 438516106   309,797 1,493 SH   DFND 1 1,493 0 0
HONEYWELL INTL INC COM 438516106   62,250 300 SH   OTR 1 300 0 0
HUMANA INC COM 444859102   797,232 1,783 SH   DFND 1 1,783 0 0
HUMANA INC COM 444859102   187,794 420 SH   OTR 1 420 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   1,267,281 42,455 SH   DFND 1 42,455 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   565,140 16,735 SH   DFND 1 16,735 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   170,606 5,052 SH   OTR 1 5,052 0 0
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391   595,828 16,056 SH   DFND 1 16,056 0 0
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391   262,326 7,069 SH   OTR 1 7,069 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   385,454 11,367 SH   DFND 1 11,367 0 0
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581   314,478 9,257 SH   DFND 1 9,257 0 0
INNOVATOR ETFS TR US SML CP PWR B 45782C599   273,561 10,102 SH   DFND 1 10,102 0 0
INNOVATOR ETFS TR INTERNATIONAL DV 45782C631   495,061 18,986 SH   DFND 1 18,986 0 0
INNOVATOR ETFS TR US EQTY ULTRA B 45782C649   566,406 19,327 SH   DFND 1 19,327 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   2,062,267 63,047 SH   DFND 1 63,047 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672   569,311 19,752 SH   DFND 1 19,752 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   263,608 8,449 SH   DFND 1 8,449 0 0
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698   210,790 6,281 SH   DFND 1 6,281 0 0
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   229,357 8,731 SH   DFND 1 8,731 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   529,395 16,716 SH   DFND 1 16,716 0 0
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755   1,078,666 32,151 SH   DFND 1 32,151 0 0
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771   563,208 15,477 SH   DFND 1 15,477 0 0
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789   338,432 9,594 SH   DFND 1 9,594 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   749,259 22,386 SH   DFND 1 22,386 0 0
INNOVATOR ETFS TR US EQUITY ACCELE 45783Y301   14,409,310 497,590 SH   DFND 1 497,590 0 0
INNOVATOR ETFS TR QUITY MANAGD FLR 45783Y673   628,261 24,128 SH   DFND 1 24,128 0 0
INNOVATOR ETFS TR US EQT ACC 9 BFR 45783Y780   3,677,493 149,581 SH   DFND 1 149,581 0 0
INNOVATOR ETFS TR US EQTY ACCELRT9 45783Y848   260,904 10,146 SH   DFND 1 10,146 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   621,600 5,497 SH   DFND 1 5,497 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,200,984 3,251 SH   DFND 1 3,251 0 0
INTUIT COM 461202103   613,974 1,340 SH   DFND 1 1,340 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   297,755 13,117 SH   DFND 1 13,117 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   551,644 28,304 SH   DFND 1 28,304 0 0
ISHARES TR CORE S&P TTL STK 464287150   281,583 2,878 SH   DFND 1 2,878 0 0
ISHARES TR SELECT DIVID ETF 464287168   3,305,867 29,178 SH   DFND 1 29,178 0 0
ISHARES TR SELECT DIVID ETF 464287168   87,807 775 SH   OTR 1 775 0 0
ISHARES TR CORE S&P500 ETF 464287200   77,065,041 172,904 SH   DFND 1 172,904 0 0
ISHARES TR CORE S&P500 ETF 464287200   321,356 721 SH   OTR 1 721 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   4,555,729 115,160 SH   DFND 1 115,160 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   933,719 13,248 SH   DFND 1 13,248 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,233,332 26,263 SH   DFND 1 26,263 0 0
ISHARES TR S&P 500 VAL ETF 464287408   40,781 253 SH   OTR 1 238 15 0
ISHARES TR MSCI EAFE ETF 464287465   20,940,320 288,832 SH   DFND 1 288,832 0 0
ISHARES TR MSCI EAFE ETF 464287465   164,647 2,271 SH   OTR 1 2,271 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,194,916 16,362 SH   DFND 1 16,362 0 0
ISHARES TR RUS MID CAP ETF 464287499   46,739 640 SH   OTR 1 640 0 0
ISHARES TR CORE S&P MCP ETF 464287507   299,394 1,145 SH   DFND 1 1,145 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   574,501 3,640 SH   DFND 1 3,640 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   808,203 2,937 SH   DFND 1 2,937 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,485,824 17,655 SH   DFND 1 17,655 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,112,110 4,583 SH   DFND 1 4,583 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   14,361,174 76,687 SH   DFND 1 76,687 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   31,086 166 SH   OTR 1 166 0 0
ISHARES TR S&P MC 400VL ETF 464287705   342,601 3,198 SH   DFND 1 3,198 0 0
ISHARES TR CORE S&P SCP ETF 464287804   665,163 6,675 SH   DFND 1 6,675 0 0
ISHARES TR INTL SEL DIV ETF 464288448   1,927,856 73,219 SH   DFND 1 73,219 0 0
ISHARES TR INTL SEL DIV ETF 464288448   52,660 2,000 SH   OTR 1 2,000 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,495,900 30,566 SH   DFND 1 30,566 0 0
ISHARES TR EAFE GRWTH ETF 464288885   926,908 9,715 SH   DFND 1 9,715 0 0
ISHARES TR CORE DIV GRWTH 46434V621   1,181,943 22,937 SH   DFND 1 22,937 0 0
JPMORGAN CHASE & CO COM 46625H100   2,429,138 16,702 SH   DFND 1 16,702 0 0
JPMORGAN CHASE & CO COM 46625H100   65,448 450 SH   OTR 1 450 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   784,662 15,110 SH   DFND 1 15,110 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   1,892,881 42,748 SH   DFND 1 42,748 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   27,497 621 SH   OTR 1 589 32 0
JOHNSON & JOHNSON COM 478160104   1,450,782 8,765 SH   DFND 1 8,765 0 0
JOHNSON & JOHNSON COM 478160104   63,725 385 SH   OTR 1 385 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   401,720 2,052 SH   DFND 1 2,052 0 0
LAM RESEARCH CORP COM 512807108   872,361 1,357 SH   DFND 1 1,357 0 0
LILLY ELI & CO COM 532457108   550,113 1,173 SH   DFND 1 1,173 0 0
LILLY ELI & CO COM 532457108   63,312 135 SH   OTR 1 135 0 0
LOCKHEED MARTIN CORP COM 539830109   561,663 1,220 SH   DFND 1 1,220 0 0
LOCKHEED MARTIN CORP COM 539830109   11,509 25 SH   OTR 1 25 0 0
LOWES COS INC COM 548661107   153,476 680 SH   DFND 1 680 0 0
LOWES COS INC COM 548661107   106,079 470 SH   OTR 1 470 0 0
MASTERCARD INCORPORATED CL A 57636Q104   594,669 1,512 SH   DFND 1 1,512 0 0
MCDONALDS CORP COM 580135101   1,589,630 5,327 SH   DFND 1 5,327 0 0
MCDONALDS CORP COM 580135101   141,744 475 SH   OTR 1 475 0 0
MERCK & CO INC COM 58933Y105   958,083 8,303 SH   DFND 1 8,303 0 0
MERCK & CO INC COM 58933Y105   17,308 150 SH   OTR 1 150 0 0
METLIFE INC COM 59156R108   882,037 15,603 SH   DFND 1 15,603 0 0
METLIFE INC COM 59156R108   11,306 200 SH   OTR 1 200 0 0
MICROSOFT CORP COM 594918104   5,863,417 17,218 SH   DFND 1 17,218 0 0
MICROSOFT CORP COM 594918104   581,982 1,709 SH   OTR 1 1,709 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   656,515 7,328 SH   DFND 1 7,328 0 0
MID-AMER APT CMNTYS INC COM 59522J103   497,797 3,278 SH   DFND 1 3,278 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   596,238 2,033 SH   DFND 1 2,033 0 0
NEXTERA ENERGY INC COM 65339F101   427,095 5,756 SH   DFND 1 5,756 0 0
NEXTERA ENERGY INC COM 65339F101   59,360 800 SH   OTR 1 800 0 0
NORFOLK SOUTHN CORP COM 655844108   17,007 75 SH   DFND 1 75 0 0
NORFOLK SOUTHN CORP COM 655844108   1,547,637 6,825 SH   OTR 1 6,825 0 0
NVIDIA CORPORATION COM 67066G104   1,446,728 3,420 SH   DFND 1 3,420 0 0
ORACLE CORP COM 68389X105   1,157,912 9,723 SH   DFND 1 9,723 0 0
ORACLE CORP COM 68389X105   77,408 650 SH   OTR 1 650 0 0
PNC FINL SVCS GROUP INC COM 693475105   897,519 7,126 SH   DFND 1 7,126 0 0
PNC FINL SVCS GROUP INC COM 693475105   113,606 902 SH   OTR 1 902 0 0
PPG INDS INC COM 693506107   259,228 1,748 SH   DFND 1 1,748 0 0
PPG INDS INC COM 693506107   53,388 360 SH   OTR 1 360 0 0
PEPSICO INC COM 713448108   1,128,915 6,095 SH   DFND 1 6,095 0 0
PEPSICO INC COM 713448108   71,309 385 SH   OTR 1 385 0 0
PFIZER INC COM 717081103   245,389 6,690 SH   DFND 1 6,690 0 0
PFIZER INC COM 717081103   76,294 2,080 SH   OTR 1 2,080 0 0
PHILIP MORRIS INTL INC COM 718172109   656,884 6,729 SH   DFND 1 6,729 0 0
PHILIP MORRIS INTL INC COM 718172109   48,810 500 SH   OTR 1 500 0 0
PRICE T ROWE GROUP INC COM 74144T108   196,371 1,753 SH   DFND 1 1,753 0 0
PRICE T ROWE GROUP INC COM 74144T108   22,404 200 SH   OTR 1 200 0 0
PROCTER AND GAMBLE CO COM 742718109   1,714,662 11,300 SH   DFND 1 11,300 0 0
PROCTER AND GAMBLE CO COM 742718109   75,870 500 SH   OTR 1 500 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   2,611,273 27,697 SH   DFND 1 27,697 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   135,763 1,440 SH   OTR 1 1,440 0 0
QUALCOMM INC COM 747525103   1,154,211 9,696 SH   DFND 1 9,696 0 0
QUALCOMM INC COM 747525103   53,568 450 SH   OTR 1 450 0 0
RPM INTL INC COM 749685103   269,190 3,000 SH   DFND 1 3,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   756,251 7,720 SH   DFND 1 7,720 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   7,347 75 SH   OTR 1 75 0 0
REALTY INCOME CORP COM 756109104   483,641 8,089 SH   DFND 1 8,089 0 0
REPUBLIC SVCS INC COM 760759100   485,242 3,168 SH   DFND 1 3,168 0 0
ROCKWELL AUTOMATION INC COM 773903109   1,203,480 3,653 SH   DFND 1 3,653 0 0
ROPER TECHNOLOGIES INC COM 776696106   580,325 1,207 SH   DFND 1 1,207 0 0
S & T BANCORP INC COM 783859101   6,194,017 227,805 SH   DFND 1 31,282 0 196,523
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,547,047 3,490 SH   DFND 1 3,490 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,186,565 6,656 SH   DFND 1 6,656 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   366,316 14,019 SH   DFND 1 14,019 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   27,436 1,050 SH   OTR 1 1,050 0 0
SPDR SER TR S&P DIVID ETF 78464A763   735,112 5,997 SH   DFND 1 5,997 0 0
SCHLUMBERGER LTD COM STK 806857108   610,021 12,419 SH   DFND 1 12,419 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   294,926 2,222 SH   DFND 1 2,222 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   437,431 2,516 SH   DFND 1 2,516 0 0
SMILEDIRECTCLUB INC CL A COM 83192H106   7,950 15,000 SH   DFND 1 15,000 0 0
STARBUCKS CORP COM 855244109   320,459 3,235 SH   DFND 1 3,235 0 0
STATE STR CORP COM 857477103   630,811 8,620 SH   DFND 1 8,620 0 0
STATE STR CORP COM 857477103   25,613 350 SH   OTR 1 350 0 0
STRYKER CORPORATION COM 863667101   796,589 2,611 SH   DFND 1 2,611 0 0
TJX COS INC NEW COM 872540109   912,001 10,756 SH   DFND 1 10,756 0 0
TJX COS INC NEW COM 872540109   33,916 400 SH   OTR 1 400 0 0
TARGET CORP COM 87612E106   944,667 7,162 SH   DFND 1 7,162 0 0
TARGET CORP COM 87612E106   65,950 500 SH   OTR 1 500 0 0
TESLA INC COM 88160R101   835,831 3,193 SH   DFND 1 3,193 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,578,815 3,026 SH   DFND 1 3,026 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   117,393 225 SH   OTR 1 225 0 0
TRUIST FINL CORP COM 89832Q109   475,918 15,681 SH   DFND 1 15,681 0 0
UNITED PARCEL SERVICE INC CL B 911312106   615,723 3,435 SH   DFND 1 3,435 0 0
UNITED PARCEL SERVICE INC CL B 911312106   17,925 100 SH   OTR 1 100 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,129,023 2,349 SH   DFND 1 2,349 0 0
UNITEDHEALTH GROUP INC COM 91324P102   24,032 50 SH   OTR 1 50 0 0
VALLEY NATL BANCORP COM 919794107   472,500 3,500 SH Put DFND 1 0 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   449,734 1,837 SH   DFND 1 1,837 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   488,211 3,434 SH   DFND 1 3,434 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   348,305 4,606 SH   DFND 1 4,606 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   973,390 11,649 SH   DFND 1 11,649 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   16,712 200 SH   OTR 1 200 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   259,887 1,282 SH   DFND 1 1,282 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   877,741 3,102 SH   DFND 1 3,102 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   4,941,527 34,775 SH   DFND 1 34,775 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   299,081 8,042 SH   DFND 1 8,042 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   93,421 2,512 SH   OTR 1 2,512 0 0
VISA INC COM CL A 92826C839   1,431,054 6,026 SH   DFND 1 6,026 0 0
VISA INC COM CL A 92826C839   17,811 75 SH   OTR 1 75 0 0
WALMART INC COM 931142103   1,475,448 9,387 SH   DFND 1 9,387 0 0
WALMART INC COM 931142103   55,013 350 SH   OTR 1 350 0 0
WILLIAMS COS INC COM 969457100   657,429 20,148 SH   DFND 1 20,148 0 0
XCEL ENERGY INC COM 98389B100   437,055 7,030 SH   DFND 1 7,030 0 0
XCEL ENERGY INC COM 98389B100   26,422 425 SH   OTR 1 425 0 0
ZOETIS INC CL A 98978V103   822,819 4,778 SH   DFND 1 4,778 0 0