0000712537-23-000074.txt : 20230425 0000712537-23-000074.hdr.sgml : 20230425 20230425091727 ACCESSION NUMBER: 0000712537-23-000074 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 15 CONFORMED PERIOD OF REPORT: 20230425 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230425 DATE AS OF CHANGE: 20230425 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIRST COMMONWEALTH FINANCIAL CORP /PA/ CENTRAL INDEX KEY: 0000712537 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 251428528 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-11138 FILM NUMBER: 23841936 BUSINESS ADDRESS: STREET 1: 601 PHILADELPHIA STREET CITY: INDIANA STATE: PA ZIP: 15701 BUSINESS PHONE: 7243497220 MAIL ADDRESS: STREET 1: 601 PHILADELPHIA STREET CITY: INDIANA STATE: PA ZIP: 15701 8-K 1 fcf-20230425.htm 8-K FORM 8-K fcf-20230425
falseFIRST COMMONWEALTH FINANCIAL CORP /PA/25-14285282023FY000071253700007125372023-04-252023-04-25

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
FORM 8-K
  
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 25, 2023
 
First Commonwealth Financial Corporation
(Exact name of registrant as specified in its charter)
 
Pennsylvania001-1113825-1428528
(State or other jurisdiction
of incorporation)		(Commission File Number)(IRS Employer
Identification No.)
601 Philadelphia Street
Indiana, PA15701
(Address of principal executive offices)(Zip Code)
Registrant’s telephone number, including area code: (724) 349-7220
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
☐     Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐     Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐     Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐     Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, $1.00 par valueFCFNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐


Item 2.02Results of Operations and Financial Condition
On April 25, 2023, First Commonwealth Financial Corporation (the “Company”) issued a press release announcing financial results for the three month period ended March 31, 2023. A copy of this press release and the related earnings tables are furnished as Exhibit 99.1 to this report and incorporated herein by reference.
Item 7.01Regulation FD Disclosure
On April 25, 2023, the Company announced a cash dividend of $0.125 per share of the Company’s common stock and a $25 million increase in the share repurchase program of the Company's common stock. Both are included in the press release announcing financial results for the three month period ended March 31, 2023. A copy of this press release is furnished as Exhibit 99.1 to this report and incorporated herein by reference.
Item 9.01Financial Statements and Exhibits
Exhibits
104Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document).



SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated: April 25, 2023
 
FIRST COMMONWEALTH FINANCIAL CORPORATION
By:   /s/ James R. Reske
Name: James R. Reske
Title: Executive Vice President, Chief Financial Officer and Treasurer


 EX-99.1 2 fcf-ex991_20230425x8k.htm EX-99.1 PRESS RELEASE Document
                                                
Exhibit 99.1

fcfimagea01.jpg                    
FOR IMMEDIATE RELEASE

First Commonwealth Announces First Quarter 2023 Earnings; Increases Quarterly Dividend

Indiana, PA, April 25, 2023 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the first quarter of 2023.

Financial Summary
(dollars in thousands,For the Three Months Ended
except per share data)March 31,December 31,March 31,
202320222022
Reported Results
Net income $30,224 $35,733 $27,726 
Diluted earnings per share$0.30 $0.38 $0.29 
Return on average assets1.17 %1.47 %1.18 %
Return on average equity10.56 %13.61 %10.15 %
Operating Results (non-GAAP)(1)
Core net income$45,387 $36,750 $27,814 
Core diluted earnings per share$0.45 $0.39 $0.29 
Core pre-tax pre-provision net revenue$54,481 $55,289 $36,537 
Provision for credit losses$(2,650)$9,120 $1,964 
Provision for credit losses - acquisition day 1 non-PCD$10,653 $— $— 
Net charge-offs$1,173 $2,014 $1,134 
Reserve build/(release)(2)
$30,979 $6,813 $(1,334)
Core return on average assets (ROAA)1.75 %1.51 %1.18 %
Core pre-tax pre-provision ROAA2.11 %2.28 %1.56 %
Return on average tangible common equity15.75 %19.77 %14.52 %
Core return on average tangible common equity23.42 %20.32 %14.57 %
Core efficiency ratio52.41 %50.00 %59.47 %
Net interest margin (FTE)4.01 %3.99 %3.19 %
(1)Core operating results are a non-GAAP measure used by management to measure performance in operating the business that management believes enhances investors' ability to better understand the underlying business performance and trends related to core business activities. A full reconciliation of non-GAAP financial measures can be found at the end of the financial statements which accompany this release.
(2)Reserve build/(release) represents the net change in the Company's allowance for credit losses (ACL) from the prior period.    
First Quarter 2023 Highlights
Financial results
•Net income of $30.2 million and diluted earnings per share totaled $0.30, a decrease of $5.5 million, or $0.08 per share from the previous quarter. The results during the first quarter of 2023 included $19.2 million, or $0.15 per share, of merger-related expenses from the Company’s acquisition of Centric Financial Corporation (Centric).

                                                
◦Reported results included notable items related to the acquisition of Centric, including merger-related expenses of $8.5 million and impacts to provision for credit losses of $10.7 million
◦Acquired Centric loans and deposits totaled $949.2 million and $757.0 million, respectively, as of January 31, 2023, the date of acquisition
◦Average acquired Centric loans and deposits contributed $631.8 million and $441.9 million, respectively, for the first quarter of 2023
•Core pre-tax pre-provision net revenue (PPNR)(1) totaled $54.5 million, a decrease of $0.8 million from the previous quarter and an increase of $18.0 million from the first quarter of 2022, primarily as a result of an 82 basis point increase in the net interest margin (FTE) and a $878.2 million increase in average interest-earning assets
◦PPNR ROAA was 1.78% in the first quarter of 2023 as compared to 2.22% in the previous quarter
◦Core PPNR ROAA was 2.11% in the first quarter of 2023 as compared to 2.28% in the previous quarter
•Average deposits increased $713.4 million from the previous quarter, including $441.9 million in average deposits acquired from Centric. Average organic deposits grew $271.5 million, or 13.8% annualized from the previous quarter, including the transfer of $109.1 million of average off-balance sheet Trust deposits onto the Company’s balance sheet
◦End of period deposits (excluding acquired deposits) increased $472.5 million, or 23.9% annualized from the previous quarter
◦83% of deposits were insured or secured as of March 31, 2023
•Total loans (excluding acquired loans) increased $64.8 million, or 3.4% annualized from the previous quarter
•Loan-to-deposit ratio decreased 175 basis points to 93.9% in the first quarter of 2023
◦Loans and available for sale (AFS) and held to maturity (HTM) securities as a percentage of total deposits decreased 396 basis points to 107.3%
•Record net interest income (FTE) of $94.7 million increased $6.3 million from the previous quarter and $26.2 million from the first quarter of 2022
•Noninterest income of $23.0 million decreased $1.3 million from the previous quarter primarily due to a $1.6 million gain on a limited partnership investment in the previous quarter
•Noninterest expense (excluding merger-related expense) of $62.8 million increased $5.8 million from the previous quarter due primarily to higher operating costs resulting from the Centric acquisition
•Total shareholder’s equity increased $172.9 million from the previous quarter due to $141.4 million in common equity issuance resulting from the Centric acquisition and a $13.1 million, or 9.5% increase in accumulated other comprehensive income (AOCI) resulting from the impact of lower interest rates on the fair value of the company’s available for sale investment portfolio and interest rate swap agreements.
◦Tangible book value per share increased $0.21, or 10.8% annualized from the previous quarter
◦AOCI as a percentage of tangible common equity decreased 377 basis points to 14.8% in the first quarter of 2023
Profitability
•The net interest margin of 4.01% increased 2 basis points compared to the prior quarter
◦The core net interest margin (adjusted for net purchase accounting marks) decreased 4 basis points to 3.94%
•The core efficiency ratio(1) increased by 241 basis points to 52.41% compared to the prior quarter
•The core ROAA increased 24 basis points to 1.75% compared to the prior quarter
•Core pre-tax pre-provision ROAA(1) for the quarter ended March 31, 2023 was 2.11% as compared to 2.28% in the prior quarter and 1.55% in the prior year quarter

                                                
Strong capital and liquidity positions
•Total available liquidity of $4.1 billion
◦Cash and AFS securities as a percentage of total assets increased 102 basis points to 10.6%
•On April 24, 2023, the Board of Directors authorized a 4.2% increase in the quarterly cash dividend to shareholders
•Bank-level Tier 1 Capital ratio of 10.9%, which represents $266.0 million in excess capital above the regulatory “well capitalized” requirement of 8.0%
•There were 21,342 shares repurchased at a weighted average price of $13.58. The remaining capacity under the current program was $5.6 million as of March 31, 2023. On April 24, 2023, the Board of Directors authorized a $25 million increase in the share repurchase program.
Asset quality
•The total provision for credit losses was $8.0 million, a decrease of $1.1 million from the previous quarter
◦Provision expense included $10.7 million related to day-1 non-Purchase Credit Deteriorated (PCD) loans resulting from the Centric acquisition
•Reserve build/(release)(2) was $31.0 million primarily resulting from acquired loans, bringing reserves to total loans to 1.55% from 1.35% in the previous quarter
•Nonperforming loans of $44.2 million increased $8.7 million from the previous quarter and included $14.8 million of acquired loans on a nonaccrual status
•Net charge-offs on loans totaled $1.2 million, a decrease of $0.8 million from the previous quarter
◦Net charge-offs/(recoveries) as a percentage of average loans outstanding (annualized) was 0.06% in the first quarter of 2023, a decrease from 0.11% in the previous quarter
“I am pleased with our first quarter results, with organic deposit growth outstripping loan originations and a resilient net interest margin that overcame the most funding pressure we’ve seen since the Federal Reserve began raising rates in March of 2022,” stated T. Michael Price, President and Chief Executive Officer. “While our loan growth moderated in the first quarter, we believe our geographic expansion and the scaling of our de novo equipment finance business will help offset any slowdown in borrower demand." Price continued, "We all received a healthy reminder this quarter of how important balance sheet management and appropriate risk oversight are to the banking industry. Our capital, liquidity and financial positions remain strong and we believe our granular, diversified core depository highlights the value of our franchise."
Earnings
Net income for the first quarter of 2023 was $30.2 million, or $0.30 per share, compared to $35.7 million, or $0.38 per share in the fourth quarter of 2022 and $27.7 million, or $0.29 per share for the first quarter of 2022.
Net Interest Income and Net Interest Margin
Net interest income (FTE) of $94.7 million increased $6.3 million from the previous quarter and $26.2 million from the prior year quarter. The increase from the prior quarter was primarily due to an $803.0 million increase in average interest earning assets, which includes $637.6 million in average earning assets from the Centric acquisition.
The net interest margin for the first quarter of 2023 was 4.01%, an increase of two basis points from the previous quarter and an increase of 82 basis points from the first quarter of 2022. The increase from the fourth quarter of 2022 was due primarily to a six basis point increase in purchase accounting accretion and a 52 basis point increase in the yield on loans, offset by a 52 basis point increase in the cost of deposits.
Total average deposits (excluding acquired deposits) grew $271.5 million in the first quarter of 2023 as compared to the previous quarter. Average interest-bearing demand and savings deposits (excluding acquired deposits) grew $176.8 million and average time deposits (excluding acquired deposits) grew $282.4 million, which was partially offset by a $187.7 million decrease in average noninterest-bearing deposits (excluding acquired deposits).

                                                
Asset Quality
Provision expense in the first quarter of 2023 totaled $8.0 million and included $10.7 million of day-1 non-PCD provision expense resulting from the Centric acquisition. The decrease in the provision expense for the non-acquired portfolio was primarily the result of a decrease in unfunded commitment reserves related to decreases in construction commitments and lower loan originations as compared to the previous quarter.
The allowance for credit losses (ACL) as a percentage of end-of-period loans was 1.55% in the first quarter of 2023 as compared to 1.35% in the previous quarter.
At March 31, 2023, nonperforming loans totaled $44.2 million, an increase of $8.7 million from the previous quarter and an increase of $6.8 million from the previous year quarter. The increase from the prior quarters was primarily due to $14.8 million of nonperforming loans acquired from the Centric acquisition in the first quarter of 2023 and the adoption of ASU 2022-02 which removed $6.4 million of accruing troubled debt restructured (TDRs) in the prior quarter.
Nonperforming loans represented 0.51% of total loans as of March 31, 2023 as compared to 0.46% and 0.54% for the periods ended December 31, 2022 and March 31, 2022, respectively.
At March 31, 2023, criticized loans totaled $189.9 million, an increase of $57.0 million from the previous quarter. The increase from the previous quarter was primarily due to $70.2 million of criticized loans purchased in the Centric acquisition.
During the first quarter of 2023, net charge-offs/(recoveries) were $1.2 million, compared to $2.0 million in the prior quarter and $1.1 million in the first quarter of 2022. Net charge-offs were 0.06%, 0.11% and 0.07% of average loans (annualized) for the periods ended March 31, 2023, December 31, 2022 and March 31, 2022, respectively.
Noninterest Income and Noninterest Expense
Noninterest income totaled $23.0 million for the first quarter of 2023, as compared to $24.3 million for the fourth quarter of 2022 and $24.0 million for the first quarter of 2022. There were no material securities gains during the current or comparable quarters.
The $1.3 million decrease from the previous quarter was primarily driven by a $1.6 million gain on a limited partnership investment included in other revenue in the previous quarter and a $0.5 million decrease in swap fee income, partially offset by a $0.9 million increase in the gain on sale of Small Business Administration (SBA) loans.
Noninterest expense (excluding merger-related) totaled $62.8 million for the first quarter of 2023, as compared to $57.1 million for the fourth quarter of 2022 and $55.7 million for the first quarter of 2022. The $5.8 million increase from the previous quarter was primarily the result of a $2.6 million increase in salaries and benefits, a $0.7 million increase in FDIC insurance, a $0.6 million increase in occupancy expense, and a $0.6 million increase in advertising and promotion expenses. The increase in operating expenses was primarily driven by the Centric acquisition and an increase of 112 full time equivalent staff.
The core efficiency ratio was 52.41% during the first quarter of 2023 as compared to 50.00% in the previous quarter and 59.47% in the first quarter of 2022.
Full time equivalent staff was 1,536 at March 31, 2023, 1,424 at December 31, 2022, and 1,432 at March 31, 2022.
Dividends and Capital
First Commonwealth Financial Corporation declared a common stock quarterly dividend of $0.125 per share, which represents a 4.2% increase from the previous quarter. The cash dividend is payable on May 19, 2023 to shareholders of record as of May 5, 2023. This dividend represents a 4.2% projected annual yield utilizing the April 24, 2023 closing market price of $11.86.
First Commonwealth’s capital ratios for Total, Tier I, Leverage and Common Equity Tier I at March 31, 2023 were 13.8%, 11.5%, 10.2% and 10.8% respectively. First Commonwealth’s current capital levels exceed the fully phased-in Basel III capital requirements issued by U.S. bank regulators.
Conference Call
First Commonwealth will host a quarterly conference call to discuss its financial results for the first quarter of 2023 on Wednesday, April 26, 2023 at 2:00 PM (ET). The call can be accessed by dialing (toll free) 1-888-330-3181 conference ID # 4651379 or through the company’s web page, http://www.fcbanking.com/InvestorRelations. A replay of the call will be available approximately one hour following the conclusion of the conference by dialing 1-800-770-2030 and entering the conference ID # 4651379. A link to the webcast replay will also be accessible on the company’s website for 30 days.

                                                
About First Commonwealth Financial Corporation
First Commonwealth Financial Corporation (NYSE: FCF), headquartered in Indiana, Pennsylvania, is a financial services company with 126 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as well as commercial lending operations in Pittsburgh, Pennsylvania, and Canton, Cleveland, Columbus and Cincinnati, Ohio. The company also operates mortgage offices in Wexford, Pennsylvania, as well as Hudson and Lewis Center, Ohio. First Commonwealth provides a full range of commercial banking, consumer banking, mortgage, equipment finance, wealth management and insurance products and services through its subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency.
For more information about First Commonwealth or to open an account today, please visit www.fcbanking.com.
Forward-Looking Statements
Certain statements contained in this release that are not historical facts may constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, notwithstanding that such statements are not specifically identified as such. In addition, certain statements may be contained in our future filings with the Securities and Exchange Commission, in press releases, and in oral and written statements made by us or with our approval that are not statements of historical fact and constitute “forward-looking statements” as well. These statements, which are based on certain assumptions and describe our future plans, strategies and expectations, can generally be identified by the use of words such as “may,” “will,” “should,” “could,” “would,” “plan,” “believe,” “expect,” “anticipate,” “intend,” “estimate” or words of similar meaning. These forward-looking statements are subject to significant risks, assumptions and uncertainties, including uncertainties regarding the impact of the COVID-19 pandemic, and could be affected by many factors, including, but not limited to: (1) economic, market, liquidity, credit, interest rate, operational and technological risks associated with the Company's business; (2) future credit quality and performance, including our expectations regarding future loan losses and our allowance for credit losses; (3) the effect of and changes in policies and laws or regulatory agencies, including the Dodd-Frank Wall Street Reform and Consumer Protection Act and other legislation and regulation relating to the banking industry; (4) management’s ability to effectively execute its business plans; (5) mergers and acquisitions, including costs or difficulties related to the integration of acquired companies; (6) the possibility that any of the anticipated benefits of acquisitions will not be realized or will not be realized within the expected time period; (7) the effect of changes in accounting policies and practices; (8) changes in consumer spending, borrowing and saving and changes in unemployment; (9) changes in customers’ performance and creditworthiness; (10) the costs and effects of litigation and of unexpected or adverse outcomes in such litigation; (11) current and future economic and market conditions, including the effects of changes in housing prices, fluctuations in unemployment rates, U.S. fiscal debt, budget and tax matters, geopolitical matters, and any slowdown in global economic growth; (12) the adverse impact on the U.S. economy, including the markets in which we operate, of the novel coronavirus, which causes the Coronavirus disease 2019 (“COVID-19”), global pandemic, and the impact on the performance of our loan and lease portfolio, the market value of our investment securities, the availability of sources of funding and the demand for our products; (13) our capital and liquidity requirements (including under regulatory capital standards, such as the Basel III capital standards) and our ability to generate capital internally or raise capital on favorable terms; (14) financial services reform and other current, pending or future legislation or regulation that could have a negative effect on our revenue and businesses, including the Dodd-Frank Act and other legislation and regulation relating to bank products and services; (15) the effect of the current interest rate environment or changes in interest rates or in the level or composition of our assets or liabilities on our net interest income, net interest margin and our mortgage originations, mortgage servicing rights and mortgage loans held for sale; (16) the effect of a fall in stock market prices on our brokerage, asset and wealth management businesses; (17) a failure in or breach of our operational or security systems or infrastructure, or those of our third-party vendors or other service providers, including as a result of cyber-attacks; (18) the effect of changes in the level of checking or savings account deposits on our funding costs and net interest margin; (19) our ability to develop and execute effective business plans and strategies; and (20) other risks and uncertainties described in the reports that First Commonwealth files with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K.
In light of these risks, uncertainties and assumptions, you should not place undue reliance on any forward-looking statements in this release. We undertake no obligation to publicly update or otherwise revise any forward-looking statements, whether as a result of new information, future events or otherwise.





                                                
Media Relations:
Jonathan E. Longwill
Vice President / Communications and Media Relations
Phone: 724-463-6806
E-mail: JLongwill@fcbanking.com

Investor Relations:
Ryan M. Thomas
Vice President / Finance and Investor Relations
Phone: 724-463-1690
E-mail: RThomas1@fcbanking.com

                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands, except per share data)
For the Three Months Ended
March 31,December 31,March 31,
202320222022
SUMMARY RESULTS OF OPERATIONS
Net interest income$94,358 $88,027 $68,172 
Provision for credit losses(2,650)9,120 1,964 
Provision for credit losses — acquisition day 1 non-PCD10,653 — — 
Noninterest income122,963 24,309 23,976 
Noninterest expense71,381 58,334 55,724 
Net income 30,224 35,733 27,726 
Core net income (5)
45,387 36,750 27,814 
Earnings per common share (diluted)$0.30 $0.38 $0.29 
Core earnings per common share (diluted) (6)
$0.45 $0.39 $0.29 
KEY FINANCIAL RATIOS
Return on average assets1.17 %1.47 %1.18 %
Core return on average assets (7)
1.75 %1.51 %1.18 %
Return on average assets, pre-provision, pre-tax1.78 %2.22 %1.55 %
Core return on average assets, pre-provision, pre-tax2.11 %2.28 %1.56 %
Return on average shareholders' equity10.56 %13.61 %10.15 %
Return on average tangible common equity (8)
15.75 %19.77 %14.52 %
Core return on average tangible common equity (9)
23.42 %20.32 %14.57 %
Core efficiency ratio (2)(10)
52.41 %50.00 %59.47 %
Net interest margin (FTE) (1)
4.01 %3.99 %3.19 %
Book value per common share$11.87 $11.27 $11.32 
Tangible book value per common share (11)
8.13 7.92 7.99 
Market value per common share12.43 13.97 15.16 
Cash dividends declared per common share0.120 0.120 0.115 
ASSET QUALITY RATIOS
Nonperforming loans and leases as a percent of end-of-period loans and leases(3)
0.51 %0.46 %0.54 %
Nonperforming assets as a percent of total assets (3)
0.41 %0.37 %0.40 %
Net charge-offs as a percent of average loans and leases (annualized) (4)
0.06 %0.11 %0.07 %
Allowance for credit losses as a percent of nonperforming loans and leases (4)
302.67 %289.98 %243.38 %
Allowance for credit losses as a percent of end-of-period loans and leases (4)
1.55 %1.35 %1.31 %
CAPITAL RATIOS
Shareholders' equity as a percent of total assets11.0 %10.7 %11.1 %
Tangible common equity as a percent of tangible assets (12)
7.8 %7.8 %8.1 %
Leverage Ratio10.2 %10.2 %9.8 %
Risk Based Capital - Tier I11.5 %12.0 %12.2 %
Risk Based Capital - Total13.8 %14.4 %14.7 %
Common Equity - Tier I10.8 %11.1 %11.3 %

1

                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands, except per share data)
For the Three Months Ended
March 31,December 31,March 31,
202320222022
INCOME STATEMENT
   Interest income$114,589 $96,281 $71,244 
   Interest expense20,231 8,254 3,072 
Net Interest Income94,358 88,027 68,172 
   Provision for credit losses(2,650)9,120 1,964 
   Provision for credit losses - acquisition day 1 non-PCD10,653 — — 
Net Interest Income after Provision for Credit Losses86,355 78,907 66,208 
   Net securities gains— — 2 
   Trust income2,486 2,455 2,713 
   Service charges on deposit accounts4,918 4,946 4,615 
   Insurance and retail brokerage commissions2,552 2,051 2,272 
   Income from bank owned life insurance1,227 1,149 1,508 
   Gain on sale of mortgage loans652 948 1,282 
   Gain on sale of other loans and assets2,086 1,525 2,319 
   Card-related interchange income6,829 6,996 6,490 
Derivative mark-to-market(89)(27)347 
Swap fee income245 752 453 
   Other income2,057 3,514 1,975 
Total Noninterest Income22,963 24,309 23,976 
   Salaries and employee benefits34,264 31,664 30,932 
   Net occupancy5,018 4,451 4,787 
   Furniture and equipment 4,238 3,990 3,730 
   Data processing3,404 3,543 3,188 
   Pennsylvania shares tax1,252 960 1,005 
   Advertising and promotion 1,663 1,093 1,226 
   Intangible amortization1,147 726 862 
   Other professional fees and services1,591 1,272 1,221 
   FDIC insurance1,417 675 698 
   Litigation and operational losses743 847 600 
   Loss on sale or write-down of assets41 128 75 
   Merger and acquisition8,541 1,254 — 
   Other operating expenses8,062 7,731 7,400 
Total Noninterest Expense71,381 58,334 55,724 
Income before Income Taxes37,937 44,882 34,460 
   Income tax provision 7,713 9,149 6,734 
Net Income$30,224 $35,733 $27,726 
Shares Outstanding at End of Period103,193,12793,376,31494,299,039
Average Shares Outstanding Assuming Dilution99,779,81693,489,39894,311,324


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands)
March 31,December 31,March 31,
202320222022
BALANCE SHEET (Period End)
Assets
   Cash and due from banks$113,692 $124,254 $120,289 
   Interest-bearing bank deposits282,110 29,990 404,516 
   Securities available for sale, at fair value786,813 789,075 946,346 
   Securities held to maturity, at amortized cost451,278 461,162 512,911 
   Loans held for sale11,050 11,869 10,506 
     Loans and leases8,656,945 7,642,143 6,952,112 
     Allowance for credit losses(133,885)(102,906)(91,188)
   Net loans and leases8,523,060 7,539,237 6,860,924 
   Goodwill and other intangibles385,998 312,533 314,066 
   Other assets559,751 537,546 472,566 
Total Assets$11,113,752 $9,805,666 $9,642,124 
Liabilities and Shareholders' Equity
   Noninterest-bearing demand deposits$2,698,225 $2,670,508 $2,719,645 
     Interest-bearing demand deposits547,015 357,769 305,623 
     Savings deposits5,127,037 4,572,183 4,782,445 
     Time deposits862,671 405,009 364,134 
   Total interest-bearing deposits6,536,723 5,334,961 5,452,202 
   Total deposits9,234,948 8,005,469 8,171,847 
     Short-term borrowings278,978 372,694 95,748 
     Long-term borrowings187,531 181,224 182,012 
   Total borrowings466,509 553,918 277,760 
   Other liabilities187,281 194,205 124,898 
   Shareholders' equity1,225,014 1,052,074 1,067,619 
Total Liabilities and Shareholders' Equity$11,113,752 $9,805,666 $9,642,124 



                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands)
For the Three Months Ended
March 31,Yield/December 31,Yield/March 31,Yield/
2023Rate2022Rate2022Rate
NET INTEREST MARGIN
Assets
Loans and leases (FTE)(1)(3)
$8,301,449 5.27 %$7,491,352 4.76 %$6,893,628 3.80 %
Securities and interest-bearing bank deposits (FTE) (1)
1,279,477 2.20 %1,286,561 2.08 %1,809,131 1.54 %
Total Interest-Earning Assets (FTE) (1)
9,580,926 4.86 %8,777,913 4.36 %8,702,759 3.33 %
Noninterest-earning assets907,982 863,049 821,819 
Total Assets$10,488,908 $9,640,962 $9,524,578 
Liabilities and Shareholders' Equity
Interest-bearing demand and savings deposits$5,312,086 0.88 %$4,884,236 0.29 %$4,980,390 0.04 %
Time deposits682,144 2.34 %345,749 0.57 %374,484 0.29 %
Short-term borrowings266,932 3.65 %264,987 2.86 %115,544 0.07 %
Long-term borrowings185,367 5.06 %181,333 4.96 %182,119 4.98 %
Total Interest-Bearing Liabilities6,446,529 1.27 %5,676,305 0.58 %5,652,537 0.22 %
Noninterest-bearing deposits2,678,849 2,729,716 2,645,551 
Other liabilities202,476 193,685 119,075 
Shareholders' equity1,161,054 1,041,256 1,107,415 
Total Noninterest-Bearing Funding Sources4,042,379 3,964,657 3,872,041 
Total Liabilities and Shareholders' Equity$10,488,908 $9,640,962 $9,524,578 
Net Interest Margin (FTE) (annualized)(1)
4.01 %3.99 %3.19 %


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands)
March 31,December 31,March 31,
202320222022
Loan and Lease Portfolio Detail
Commercial Loan and Lease Portfolio:
Commercial, financial, agricultural and other$1,361,858 $1,132,032 $1,121,185 
Commercial real estate2,991,930 2,425,012 2,344,281 
Equipment Finance loans and leases109,221 79,674 2,505 
Real estate construction422,831 395,439 307,411 
Total Commercial4,885,840 4,032,157 3,775,382 
Consumer Loan Portfolio:
Closed-end mortgages1,807,941 1,682,092 1,467,133 
Home equity lines of credit515,926 512,577 539,088 
Real estate construction119,071 117,662 91,577 
Total Real Estate - Consumer2,442,938 2,312,331 2,097,798 
Auto & RV loans1,244,874 1,210,451 984,001 
Direct installment30,381 31,938 37,751 
Personal lines of credit49,399 51,514 52,614 
Student loans3,513 3,752 4,566 
Total Other Consumer1,328,167 1,297,655 1,078,932 
Total Consumer Portfolio3,771,105 3,609,986 3,176,730 
Total Portfolio Loans and Leases8,656,945 7,642,143 6,952,112 
Loans held for sale11,050 11,869 10,506 
Total Loans and Leases$8,667,995 $7,654,012 $6,962,618 
March 31,December 31,March 31,
202320222022
ASSET QUALITY DETAIL
Nonperforming Loans and Leases:
Loans and leases on nonaccrual basis *$29,413 $29,045 $30,580 
Loans on nonaccrual basis - Centric acquisition14,821 — — 
Troubled debt restructured loans on accrual basis *— 6,442 6,887 
       Total Nonperforming Loans and Leases$44,234 $35,487 $37,467 
Other real estate owned ("OREO")424 534 667 
Repossessions ("Repos")553 454 397 
       Total Nonperforming Assets$45,211 $36,475 $38,531 
Loans past due in excess of 90 days and still accruing1,440 1,991 1,921 
Classified loans and leases76,962 44,447 75,270 
Criticized loans and leases189,873 132,863 174,060 
Nonperforming assets as a percentage of total loans and leases, plus OREO and Repos (4)
0.52 %0.48 %0.55 %
Allowance for credit losses$133,885 $102,906 $91,188 
*TDR's were eliminated as of January 1, 2023 as part of implementing ASU 2022-02, Financial Instruments Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures.


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands)
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Net Charge-offs (Recoveries):
       Commercial, financial, agricultural and other$504 $444 $395 
       Real estate construction— — — 
       Commercial real estate(42)182 (14)
       Residential real estate41 32 110 
       Loans to individuals670 1,356 643 
Net Charge-offs$1,173 $2,014 $1,134 
Net charge-offs as a percentage of average loans and leases outstanding (annualized) (4)
0.06 %0.11 %0.07 %
Provision for credit losses as a percentage of net charge-offs(225.92)%452.83 %173.19 %
Provision for credit losses$(2,650)$9,120 $1,964 
DEFINITIONS AND RECONCILIATION OF NON-GAAP MEASURES
Note: Management believes that it is standard practice in the banking industry to present these non-GAAP measures. These measures provide useful information to management and investors by allowing them to make peer comparisons.
(1) Net interest income has been computed on a fully taxable equivalent basis ("FTE") using the federal income tax statutory rate of 21%.
(2) Core efficiency ratio excludes from total revenue the impact of derivative mark-to-market and excludes from "total noninterest expense" the amortization of intangibles and any other unusual items deemed by management to not be related to normal operations, such as merger, acquisition and severance costs.
(3) Includes held for sale loans.
(4) Excludes held for sale loans.
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Interest income$114,589 $96,281 $71,244 
Adjustment to fully taxable equivalent basis (1)
305 290 253 
Interest income adjusted to fully taxable equivalent basis (non-GAAP)114,894 96,571 71,497 
Interest expense20,231 8,254 3,072 
Net interest income, (FTE) (1)
$94,663 $88,317 $68,425 


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands, except per share data)
DEFINITIONS AND RECONCILIATION OF NON-GAAP MEASURES
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Net Income$30,224 $35,733 $27,726 
Intangible amortization1,147 726 862 
Tax benefit of amortization of intangibles(241)(152)(181)
Net Income, adjusted for tax affected amortization of intangibles$31,130 $36,307 $28,407 
Average Tangible Equity:
   Total shareholders' equity$1,161,054 $1,041,256 $1,107,415 
   Less: intangible assets359,431 312,634 314,235 
       Tangible Equity801,623 728,622 793,180 
   Less: preferred stock— — — 
       Tangible Common Equity$801,623 $728,622 $793,180 
(8)Return on Average Tangible Common Equity
15.75 %19.77 %14.52 %
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Core Net Income:
Total Net Income$30,224 $35,733 $27,726 
Net securities gains— — (2)
Merger and acquisition related expenses8,541 1,254 — 
Tax benefit of merger and acquisition related expenses(1,794)(263)— 
   COVID-19 related— 33 17 
Tax benefit of COVID-19 related— (7)(4)
Provision for credit losses - acquisition day 1 non-PCD10,653 — — 
Tax benefit of provision for credit losses - acquisition day 1 non-PCD(2,237)— — 
Branch consolidation related— — 98 
Tax benefit of bank consolidation related expenses— — (21)
(5) Core net income
$45,387 $36,750 $27,814 
Average Shares Outstanding Assuming Dilution99,779,81693,489,39894,311,324
(6) Core Earnings per common share (diluted)
$0.45 $0.39 $0.29 
Intangible amortization1,147 726 862 
Tax benefit of amortization of intangibles(241)(152)(181)
Core Net Income, adjusted for tax affected amortization of intangibles$46,293 $37,324 $28,495 
(9) Core Return on Average Tangible Common Equity
23.42 %20.32 %14.57 %


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands, except per share data)
DEFINITIONS AND RECONCILIATION OF NON-GAAP MEASURES
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Core Return on Average Assets:
Total Net Income$30,224 $35,733 $27,726 
Total Average Assets10,488,908 9,640,962 9,524,578 
Return on Average Assets1.17 %1.47 %1.18 %
Core Net Income (5)
$45,387 $36,750 $27,814 
Total Average Assets10,488,908 9,640,962 9,524,578 
(7) Core Return on Average Assets
1.75 %1.51 %1.18 %
For the Three Months Ended
March 31,December 31,March 31,
202320222022
Core Efficiency Ratio:
Total Noninterest Expense$71,381 $58,334 $55,724 
Adjustments to Noninterest Expense:
Intangible amortization1,147 726 862 
Merger and acquisition related8,541 1,254 — 
   COVID-19 related— 33 17 
Branch consolidation related— — 98 
Noninterest Expense - Core$61,693 $56,321 $54,747 
Net interest income, (FTE)$94,663 $88,317 $68,425 
Total noninterest income22,963 24,309 23,976 
Net securities gains— — (2)
Total Revenue117,626 112,626 92,399 
Adjustments to Revenue:
Derivative mark-to-market(89)(27)347 
Total Revenue - Core$117,715 $112,653 $92,052 
(10)Core Efficiency Ratio
52.41 %50.00 %59.47 %


                                                
FIRST COMMONWEALTH FINANCIAL CORPORATION
CONSOLIDATED FINANCIAL DATA
Unaudited
(dollars in thousands)
DEFINITIONS AND RECONCILIATION OF NON-GAAP MEASURES
March 31,December 31,March 31,
202320222022
Tangible Equity:
   Total shareholders' equity$1,225,014 $1,052,074 $1,067,619 
   Less: intangible assets385,998 312,533 314,066 
       Tangible Equity839,016 739,541 753,553 
   Less: preferred stock— — — 
       Tangible Common Equity$839,016 $739,541 $753,553 
Tangible Assets:
   Total assets $11,113,752 $9,805,666 $9,642,124 
   Less: intangible assets385,998 312,533 314,066 
       Tangible Assets$10,727,754 $9,493,133 $9,328,058 
(12)Tangible Common Equity as a percentage of Tangible Assets
7.82 %7.79 %8.08 %
   Shares Outstanding at End of Period103,193,127 93,376,314 94,299,039 
(11)Tangible Book Value Per Common Share
$8.13 $7.92 $7.99 

For the Three Months Ended
March 31,December 31,March 31,
202320222022
Pre-tax pre-provision income:
Net interest income$94,358 $88,027 $68,172 
Noninterest income22,96324,30923,976
Noninterest expense71,38158,33455,724
Pre-tax pre-provision income$45,940 $54,002 $36,424 
   Net securities gains$— $— $(2)
Merger and acquisition related expenses8,5411,254—
   COVID-19 related—3317
   Branch consolidation——98
Core pre-tax pre-provision income$54,481 $55,289 $36,537 
Net charge-offs$1,173 $2,014 $1,134 


 EX-101.SCH 3 fcf-20230425.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0000001 - Document - Document and Entity Information Document and Entity Information link:presentationLink link:calculationLink link:definitionLink EX-101.DEF 4 fcf-20230425_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 5 fcf-20230425_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Entity Central Index Key Entity Central Index Key Entity Address, Address Line One Entity Address, Address Line One Trading Symbol Trading Symbol Entity File Number Entity File Number Soliciting Material Soliciting Material Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Address, Postal Zip Code Entity Address, Postal Zip Code Document Fiscal Year Focus Document Fiscal Year Focus Document Fiscal Period Focus Document Fiscal Period Focus City Area Code City Area Code Document Information [Line Items] Document Information [Line Items] Title of 12(b) Security Title of 12(b) Security Document Information, Document [Axis] Document Information, Document [Axis] Amendment Flag Amendment Flag Security Exchange Name Security Exchange Name Entity Registrant Name Entity Registrant Name Document Period End Date Document Period End Date Document and Entity Information [Abstract] Document and Entity Information [Abstract] Document and Entity Information [Abstract] Entity Tax Identification Number Entity Tax Identification Number Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Entity Address, City or Town Entity Address, City or Town Local Phone Number Local Phone Number Document [Domain] Document [Domain] Written Communications Written Communications Document Type Document Type Document Information [Table] Document Information [Table] Entity Emerging Growth Company Entity Emerging Growth Company Entity Address, State or Province Entity Address, State or Province Pre-commencement Tender Offer Pre-commencement Tender Offer EX-101.PRE 6 fcf-20230425_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 7 fcfimagea01.jpg GRAPHIC begin 644 fcfimagea01.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_X1"F17AI9@ 34T *@ @ ! $[ ( M 1 (2H=I 0 ! (7)R= $ B 0?.H< < @, /@ M 7!H97( !ZAP !P " P AN !SJ " M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M !- &\ <@!G &$ ;@ @ $$ +@ @ $, >0!P M &@ 90!R _^$*:6AT=' Z+R]N&%P+S$N,"\ /#]X M<&%C:V5T(&)E9VEN/2?ON[\G(&ED/2=7-4TP37!#96AI2'IR95-Z3E1C>FMC M.60G/SX-"CQX.GAM<&UE=&$@>&UL;G,Z>#TB861O8F4Z;G,Z;65T82\B/CQR M9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO+W=W=RYW,RYO&UL;G,Z#IX;7!M971A/@T*(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" * M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" *(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" *(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @( H@(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @(" @ M(" @(" @(" @(" @(" @(" @"B @(" @(" @(" @(" @(" @(" @(" @(" @ M(" \/WAP86-K970@96YD/2=W)S\^_]L 0P '!04&!00'!@4&" <'" H1"PH) M"0H5#Q ,$1@5&AD8%1@7&QXG(1L=)1T7&"(N(B4H*2LL*QH@+S,O*C(G*BLJ M_]L 0P$'" @*"0H4"PL4*AP8'"HJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ M*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ_\ $0@ RP/! P$B (1 0,1 ?_$ M !\ $% 0$! 0$! ! @,$!08'" D*"__$ +40 (! P,"! ,% M!00$ !?0$" P $$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>XN;K"P\3% MQL?(R;GZ.GJ\?+S]/7V]_CY^O_$ !\! ,! 0$! M 0$! 0$ ! @,$!08'" D*"__$ +41 (! @0$ P0'!00$ $"=P ! M @,1! 4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P%6)RT0H6)#3A)?$7&!D: M)BH*# MA(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&Q\C)RM+3 MU-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_: P# 0 "$0,1 #\ ^D****0P MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *** M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B MBB@ HHHH **** "BBB@ KC/$?Q.T;PQK4FF7]M?23(JL6A1"I!&>["NSKPKX MAV46H_&:ULKC/DW+VT3[3@[6(!Q^=)G?@*-.M5<:FR39UO\ PN_PW_SY:G_W MZC_^+H_X7?X;_P"?+4_^_4?_ ,75K_A37A3^[>?]_P#_ .M1_P *:\*?W;S_ M ,"/_K4M3JOEG:15_P"%W^&_^?+4_P#OU'_\71_PN_PW_P ^6I_]^H__ (NK M7_"FO"G]V\_\"/\ ZU'_ IKPI_=O/\ P(_^M1J%\L[2*O\ PN_PW_SY:G_W MZC_^+H_X7?X;_P"?+4_^_4?_ ,749^&7@4:V-(,UU]O,/GB'SCG9G&?^!'_UJ/\ A37A3^[>?^!'_P!:C45\L[2*O_"[ M_#?_ #Y:G_WZC_\ BZT= ^*FB>(]X+;6E1 HPI8YPQ/0&H/^%- M>%?[MY_W_P#_ *U<)X4TV#1_CQ%I]GN\BWGG1-QR<>2_>C4N-' U:&%%%% !1110 4444 %%%% !1110 5S.H?$/POI>H365_JBPW$#; M9$,,AVGZA<5TU8GB;PMIOB?2YK:^@C,I0B*?:-\3=B#UZ]N])W-J/LN:U6]O M(S/^%I>#O^@RO_?B7_XFC_A:7@[_ *#*_P#?B7_XFOF]U*.5/53@U+90"ZOX M+1]#:)XRT'Q%>/:Z-?BYF2/S&41NN%R!GY@.Y%;M>$_ [_D<;W_ *\& M_P#1B5[M31YF.P\+^.!CXYZ+[R6O_HRI9ZF M6?Q9?X6>T44@Z4M4>6%%%% 'FLESG]H:*//W;#R__'"U>E5Y'YN?VE@O^QM_ M\E!5>^L;?4K&6SO84F@F4JZ,,@BK%% TVG='D?P\T$^&OBWK6 MF!BT<5FQB8]2C/&5S[X.#[BO7*YW6OL&@:@WB0Z9?7EV\7V5_L49D(CR6R5R M!C(Z_2N;/QL\- D&UU(8_P"F*?\ Q=2M#T:L:V,DJD(MZ)/U/1J*\Y_X7;X: M_P"?;4O^_*?_ !==UI.I0ZQI-MJ-JKK#AD:.:RU2.13AE>!00?0C? M1<5+#U:JO3C<]#HKSG_A=OAK_GVU+_ORG_Q='_"[?#7_ #[:E_WY3_XNBZ-O MJ.)_D9Z-17G/_"[?#7_/MJ7_ 'Y3_P"+JS:?&3PIN0&;2;Z"Z0?>\M\E?J.H_&M"F5.S2S+&?R ;^= M*Z.RG@L155X1T_KN>KT5Y=:?'/27_P"/W2;R$_\ 3)ED_GMK1_X7-X6-LTG^ MF!P.(C!\S?CG'ZT713P&*3LX,] HK%\*^(!XG\-V^K+;?9A.7'E%]VW:Q7K@ M>EC45YS_PNWPU_P ^NI?] M^4_^+H_X7;X:_P"?;4O^_*?_ !=%T:?4<3_(ST:BO.?^%V^&O^?;4O\ ORG_ M ,71_P +M\-?\^NI?]^4_P#BZ+H/J.)_D9Z-17G/_"[?#7_/KJ7_ 'Y3_P"+ MH_X7;X:_Y]M2_P"_*?\ Q=%T'U'$_P C/1J*JZ;?Q:II=K?VZLL5U$LJ!Q@@ M,,C/YU:IG&TT[,****!!1110 4444 %%%% !1110 4444 %%%% !1110 444 M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% ! M7C?CI1_PO'0/=K4G_OZ:]DKQWQV,_''P_P#6V_\ 1S5+/3RW^++_ L]BHHH MJCS!#7F.K?&1M&U:YT^^\.RI-;N48&Z'/H1\O0CG\:[SQ#KMIXK@JGNI]P>*T:L^;E%Q;B]T%>+:1_R<9/_ -=IO_1+5[37B^C_ /)Q=Q_U MUF_]$FI9Z.!^"M_A9[11115'F!1110 4444 %%%% !1110 4444 %)2TE 'R M+<_\?4O^^?YU/H__ "&['_KXC_\ 0A4%S_Q]2_[Y_G4^D?\ (;L?^OB/_P!" M%1T/T-_"?6E%%%6?G@4W>N[;D;L9QGFAW5%+.0J@9))P!7F7A?7H?$7QJU2Z MLWWVT6GF")_[P5TR1[$DX]J5SHI474C*72*N>G5X-\:-(@T_Q5;W=K&L?VV# M=(%&,NIP6_$$5[U7BOQV_P"0MI'_ %PD_P#0A0SMRF36*279GE-?4'@3_D0= M%_Z]$_E7R_7U!X$_Y$'1?^O1/Y4EN>IG7\&/K^AT%>/_ !QTBVCCT[5HD5+A MY&@E8#!<8RN?I@_G7L%>7?'/_D6]-_Z^S_Z :;/'RV36*C;^M#Q"O8_AGX'\ M.^(/!RWNKZ<+BX,[H7\Z1>!C PK 5XY7T'\&_P#DGR?]?,G]*74^@S2\ M'9W1:N/A-X/FB*)ICP,1P\=S)D?FQ'Z5Y'X_\!2^#KR.2"5KC3[@D12L/F0_ MW6QQG'?OS7T?7$?%VWCG^'-X\@RT$L4D9/8[PO\ )C^=#1XN!QM95XQE)M/3 M4\ T[4KS2;Z.\TVXDM[B,Y5T./P/J/8\5](> _%:^+?#:7;J$NHF\JX0= X& M=K2?P[83^/ST(]?-:$)T'4ZH]CKS/XK>/9M#C71=& ME\N]F3=-,I^:%#T ]&/KV'U!KTROESQM=RWWCC6)IF+,+N2,$]E4[5'Y 4V> M/E6'C6K7GLC>^&W@9/%^H37>J,_]GVS#> 2&F<\[<]AW)Z\CZU[MIVAZ7I,( MBTW3[>V7&#Y<0!/U/4_C7F?P.UBV%C?Z.[A;GS?M" _QJ5"G'TP/SKUJD@S2 MK5==P;T6QA:SX*\/:[&ZW^EP;V_Y;1($D!]=PY_/BO$/'?P]NO",PN(7:ZTV M1MJ3$?-&?[K?X]_:OHVJ.L:7!K6CW.G7:[H;B,HW'3T(]P<'ZBFT98/'5*$U M=WCV.:^%'_)-=.^LO_HUJ\*\,^&;_P 5:PMAIJC.-TDK?=C7U-?0O@71;KP[ MX-L],U#9]HA,F[8V1RY(Y^AK)^%/AJ7P_P"%VDO[=H+Z[E+RK(N&51PJG]3_ M ,"I'93Q:H.O4AJVU;\2MI/P:\-V<"_VC]HU&;'S,\AC7/L%P1^)-8?Q.\#^ M'O#_ (0^VZ1IPM[C[0B;_.D;@YR,,Q':O7JX#XS_ /(@_P#;U'_6AK0YL+BJ M]3$PYIO5]SY^KU;X4>#]"\2:%>SZU8"ZEBN=B,977"[0AI:E\'O"UW PLX9[&3'RO%,S<^X\8 M>#;_ ,'ZF+>[(F@ER8+A!@2 =>.Q'&17T]7*?$G0FU_P3=P00M-=08G@55)8 MLIY ZDJ2/QH:/#P685855&I*\7W-'P=_P B1HG_ %X0_P#H K:K)\*PRVWA M#2(+B-HI8K*)'1QAE(0 @CL:UJ:/,K?Q)>K"BBBF9!1110 4444 %%%% !11 M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 M%%%% !1110 4444 %%%% !7CWCH?\7Q\/?6V_P#1K5[#7D'CG_DN7AW_ +=O M_1K5+/2R[^++_"SU^BBO/?%/Q5TK3(-3L+)K@ZI 'A0&+"B3IG/H#S[XIG'1 MH5*TN6"N<=\0]7N_&OCJW\-Z0Q>"WE\E0"=K2_QN?9>1^!/>O8/#^AVGAS1+ M?3;%0(X5^9B.9&[L?W"[\0W2DL28+UUYA\9/#IETZW\1V(*75BP65EX.PGY6^JL?_'CZ5K>%_BAI&NMI]@[3#4[ MA LB"$[=X7+8/IP:2TT.O%4WB8+$TU_B]5U.X->-:3_R<9<_]=)?_1)KV4]* M\!^"K_A9[)1115'F!1110 4444 %%%% !1110 44 M44 %)2T&@#Y$N?\ CZE_WS_.BVG:VNHIT +1.'4'H2#FBY_X^I?]\_SJ;2E# MZS9*X#*UQ&"",@C<*CH?H?V3OO\ A=_B/_GRTW_OV_\ \736^-OB1@0MIIJG MU\I__BZ]H_X1W1?^@18?^ R?X4Q_#.@RC$FB:@:_P#"?PYJ M]NYL;?\ LRZZK+;YVY]TZ8^F#[UQGPHTJZT/XF:GIM^FV>WLW5L=#\Z8(]B, M&D=\L50K82I&DK66Q[97BOQV_P"0MI'_ %PD_P#0A7M5>*_';_D+:1_UPD_] M"%4SR\J_WI?/\CRFOJ#P)_R(.B_]>B?RKY?KZ@\"?\B#HO\ UZ)_*DMSU7?'/_D6]-_Z^S_Z :;V/%R[_>H? MUT/$*^@_@W_R3Y/^OF3^E?/E>A^#/BDGA+P\NF-I371$K2>8+C9U[8VGTJ>I M]+F5&I6HM7R)))\OF2!O+B7L %!('T!IMGE8' M+:L*JJ559(R:^@OA+X9FT'PR]U>QF.ZU!A(488*Q@?("/7DG\:R/AY\/_#8\ MO4VU.WUNXCPP2,_NX3VRIY)_WL?2O5![4(,SQRJ+V,/F+7S#X^T^73/'>K0S M#'F7#3*?57.X?SKZ>K@OB7X"/BJQ2]TX :G;+A5/ F3KL)['J1]2.^0VO^%?C1#(D=KXJB\IQQ]LA7*M_O M*.1]1^0KQZXMYK6X>"YB>&6-BKQNI#*?0@U'4GT^(PM+$QM-?,^M['4;/4[5 M;G3KJ*Y@;I)$P8?I5FOD_2-=U/0;L7.D7LMK)WV'AO8@\'\:]H\$_%BVUV:/ M3]<6.SOG^6.13B*8^G/W3['K^E.Y\YBLKJ45S0]Y?B>D449HJCQPK@/C/_R( M/_;U'_6N_K@/C/\ \B#_ -O4?]:3V.S _P"\P]3Y^KW'X&?\BSJ/_7Y_[(M> M'5[C\#/^19U'_K\_]D6EU/ILU_W67R_,]/HHHJCXT**** "BBB@ HHHH *** M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ MHHHH **** "BBB@ HHHH **** "BBB@ KR'QP/\ B^/AS_MW_P#1S5Z]7D?C M==WQQ\-_2 _E*U)GHY?_ !9?X7^1ZW7SW\7].%K\09)(L$WD$QY3_P!D MS^-?0M>%:ACQ-\?$@^]%#=JA4^D*Y8?0E6_.DS;*I.%64^B3N>O^%](70O"] MAIJA0T$(#[3D%SRQ_%B:\7UR"[^)/Q3N+*RVQ0P$P^=MSLB0X+G'7))Q]0*] M]Q7DOPQMUTCXC>)-,NQMNAGR]W5D#YR/J&4T,6"JN*JU_M)?F]1]O\/O"\7C M >&9K*6?.F_:S>/<.) _F;<8&%QCGI3]$T6?X;>/[:TCD-QH^MGR4D<#I*AW"0)G(!'U_2D:U*U5*/M&W"4=?7_ #->^LX=1T^XL[E= MT-Q&T3CU##!KQ;X5>'_LGQ*OXKP@RZ5'(J]LONV9QZ8)_,5[C7FUS$=$^/-I M/%Q%K-FRR9Z;E4\#_OVGYTV/Z.O_ !D5>^QD/_D( M?XU[!7D6C#/[1&H8[!\_]^Q0PP/P5?\ "SUZBBBJ/-"BBB@ HHIK,J*2QP , MDD]* '45S>I?$'PMI4FR[UFW+]UA)E(^NP''XU@S_&GPO$Y6.._F']Y(0 ?S M8&E='3#"8B:O&#^X]"HKSR+XU^&)& >'4(A_>:%2/T8UKVGQ-\(WCA$UB.-C M_P ]D>,#\6 %%T.6#Q$=X/[CK**J6>J:?J"[K"]M[I?6&57_ )&II+F&%D66 M6-&Y_"?0-'U'P,D^H:38W4WVB0>9/;([8XXR1F MO#*^@_@W_P D^3_KYD_I2ZGT.;2<!K7PS<6^H:0ACLKIBC1%LB)^HQGG!&?I@^HKWRO.OC8BGP+"QZK?1D?\ M?+TV>'E^(J1Q$8W=F>(:5JU[HNHQ7VFSM!/$]?!.9I/!-PC$D1WKA<]@50_S)I+<];.*47153JF M>C445!;7MM>^=]EG2;R)3%+L;.QQU4^A%4?+6>YB>)_ ^C>*XO\ B86^RY P MEU%\LB^V>X]CFO'/$OPFU[1-\U@O]J6J\[H%_>*/=.OY9KZ%HI6.[#9A6P^B M=UV9\@$%6((((X(-(#CI7T9XU^'.G>*+:2>W1+35 ,I<*,"0^C@=1[]1^E?/ M-U:S65Y-:W2&.:%S'(AZJP."*D^IPF,ABHWCHUNCW_X4>*I?$7AM[>^]=W7AGP-D<>*K^,$^6UD2P]2'7'\S7N=4CY?,:4:6) MDH[;A7 ?&?\ Y$'_ +>H_P"M=_7 ?&?_ )$'_MZC_K0]C/ _[S#U/GZOX_ S_ )%G4?\ K\_]D6EU/ILU_P!UE\OS/3Z***H^ M-"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *\F\: GX MY>&\?W(?_1KUZS7E/C+_ )+EX:_ZYQ?^C'J6>AE_\27^%_D>JD\5X=\*R-6^ M*.HZE*OS>7/<+_LL[@?R8U[=<-MM96]$)_2OE/2[35K^X>WT6&[FDD&'2V#' M(S_%CM]:&=>64O:4JJO:Z2O]Y]47.H6=F,W=W!!_UUD"_P ZX?Q19:%JFJ0: MUH_B73M-UJU_U<_VE"L@_NN,].V?0]#7 :;\&_$U\-]X;6P&>1-+N8_@N1^9 M%=%:_ B,8-[KK-ZK#; ?J6/\J-6$:.%P\K^VU\E?_,]"LM=TR\TZ*+4=2TF: MX>,+.D-PKQL>^ 3G'UK2L+6SL[18=-AAAMP252!0JC/)P!Q7GB_ _0!][4-1 M)]F0?^RU-#\&-&MI/,M=5U:%QT9)D!_1:-3EE3PKTC4?W?\ !/1:X3XC0^3K M'A/4UX:#5DA)'HY!(_\ '*ZK0]*.BZ:MFU_=W^UB1+>2;WY[9QTK-\;Z+=ZY MH]K%8*K3V]]#<*"0.%;!//H"3^%-[&.'E&G76NFU_70Z.O)-%!'[1&I9_N/_ M .BUKUP5Y1HW_)Q&J_\ 7%O_ $!*3-L%\%7_ L]7HHHJCS@I*6N&^)7CK_A M%=-%K8,IU2Z7]WD9\E.F\C]![_3%(UHT9UIJ$-V2^-?B/IWA-6M8@+S4B,BW M5L"/W<]OIU^G6O%]6\4^)/&E^MO//-.9GQ'96X(3/8!1U^IR?>N?EEEN;AI) MG>661LLS'+,3W)[FOH+X;>!(_#.E+>W\2MJMR@+DC_4J?X![^OO]*G<^DE3H M9;2YFKR_K[DV7P_\*V$>R'0[1_> M9/-/YMFNCHJK(\*MC<15=Y2^[0YV\\!>%KZ+RYM#LU'K#'Y1_-<&N%\2_!.% MHWN/#%TR/R1:W!RI]E?J/QS]:],G^9\DWUA>:3?R6E_#);7, M389'&"#_ )[UH^&[JXN/&&B"XGDEVWT(7>Y;'SKTS7O?CKP3:>+])(VK%J$* MDV]QCH?[K>JG].M>">'[6:R\>:9:W49CFAU&*.1#U5A( 14GT^'QD,51D[6D MEJ?4M)2T'I5GQA\B7/\ Q]2_[Y_G4^C_ /(;L?\ KXC_ /0A4%S_ ,?4O^^? MYU/I'_(;L?\ KXC_ /0A4=#]#?PGUI1115GYX%%%% !7BOQV_P"0MI'_ %PD M_P#0A7M5>-_':VE^U:1<["8MDD9;' ;(./R_D:3/3RIVQ4?G^1Y'7U!X$_Y$ M'1?^O1/Y5\OU]'?##7+/5/!-C;P2I]HLXA%-#GYEQP#CT(P<_P"%);GL9S%N MA%KHSLJ\N^.?_(MZ;_U]G_T UZC7EWQS_P"1Q\[@G;$P]3Y\KW;X M'_\ (G7O_7\W_H"5X37LOP0UJS33[S1Y95CNFN//C1C@R J <>I&W]:1]-FL M6\*[>1ZW7DOA+Q9%I'Q.\0Z-?R".WOM0E:%V. LNXC'_ (8'U KUJOEOQG_ M ,CUK>/^?^;_ -#-#/$RRC&NZE.75?J?4=+7A/A+XP7VCPI9Z[$VHVR !95. M)4'OGAOQP?>O0(/BYX1FA#R7\L#$9*26[Y'MP"/UIW,*V78BE*W+=>1VU?,_ MQ)D@E^(FKM:8\L2JIQ_>"*&_\>!KT+Q-\:+*.TDM_#$4DUPPP+F9-J1^X4\L M?J!^/2N*\(_#S5_%U\+N^66VL';?+=2CYI<\G9GJ3Z]/Y4FSTLOHRPBE7K^Z MK6.U^!^BO!IM_K$R8^TL(86(ZJN2Q'L20/\ @->K56T^PMM+T^&RL8EAMX$" M1H.P%6::/&Q5?V]:53N%P?!#6K.&&^TB:5 M8[F6431*QQY@VX('J1C./>EU/J,TBWA96\CV"BBBJ/C HHHH **** "BBB@ MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B MBB@ HHHH **** "BBB@ HHHH **** ,/Q=I>J:QH#VFA7YL+LR*PF$C)@#J, MKS7E/BC0/'GA;1FU.Y\3W-Q;HZK)Y-[+N3)P#SCC.!^(KW*N4^)J;_AOJX/_ M #S0_E(II-'HX+$RA.-.R:;[=SP/_A,/$G_0?U/_ ,"Y/\:^A/ %U/>^ ]*N M+R>2>>2(EY)6+,QW'J3UKYB[U],?#?\ Y)SH_P#UQ/\ Z$:2W/6SB$8T8N*M MK^AU%%%%4?,!163XHU.31O"NI:A"RK+;V[M&6&1OQ\OZXK$^&?B34?%'AF:^ MU9XWF2[:(%$"C:%0]/Q-*YNJ,G2=7HG8[&L;Q7INI:MX>FL]%OC8WCLI2<2, MFT!@3RO/3(K9HIF<).$E)=#P_P 2^'/'WAK19-3G\3W%S!"0)!#>R[E!.,X. M.,D5Q'_"8>)/^@_J?_@7)_C7T3XY4/X#UH, 1]CD//LN:^7:@^KRVHL13;J1 M5T^Q]*_#2\N;_P"'NG7-]<2W$[F7=+*Y9FQ*P&2?85U=<=\*/^29Z7]9O_1K MUV-4CYK%)+$32[O\PHHHIG,%%%% !1110 4444 %%%% !7EGB_\ Y+GX:_ZX MI_Z')7J=>7^*T#_'3PT/^G=3^325+V._ ?Q)?X7^1Z M&=&D^RP16=E:QF1Q&N,!1DD^IP.IK1KG/B"6'P^UG8<'[,?RR,_I39S4DYS5 M.^C:/(-6^+GB:^U5I=+N!96P;$5ND2MQGC<2"2?TKT_PMX^BU7PA=ZGJT8MK MC35/VN-1CH,@@'UZ >H->??!/2H;SQ)>7L\:N;.$>7N&=K,?O#WPI'XUZ'\4 M843X=:O,B*)62)6<#!*^:O&?3D_G2U/:QD*KS5F MGL;A+6$M^[M4B5QCT)(R3_D8KU30O'UO?^!;G7-0C\B6Q#+=0K_?'0 '^]D8 MSW..U<+\#M+M[C5-2U":,/-:HD<1(SMW[LD>^%Q^)KM?BK!&GPZU::.-5D?R M%=P,%@)5P">^,G\Z-18M8=UXX:,+:K5>9Y?S^#?$R>*O#L=_Y8AG5C%<1<_)(.HY[$$'\:\Z^!NEP2RZGJUN?\ T".AG/@OAJ_X7^AZK1115'G%>^O( M=/L)[RZ;9#!&TDC8Z*!DU\L^(-;N/$.O76IW9^>=\JN?N+_"OX# KVSXRZN; M#P6ME&<27\RQGGG8OS']0H_&O :E[GU&3T%&FZKW>GR.\^$GAU=:\7+=W";K M;3@)CZ&3/R#\\G_@-?0E>?\ P;TH6/@<7C*/,OYFDSCG:IV@?F&/XUZ!31Y. M95G5Q#71:!1113/-"BBB@ KR7QWX9FC^*>A:M8VLLD5U<0FX:-"P5D=06;'0 M;=OY&O6J2D]3IP^(E0GS+M86BBBFI-I'_A2KX7T!'#IH MFFJRG(9;2,$'UZ5I2RI#$TDKJB*,LS' ]2:XS5/BSX5TR0QI=27S@X(M$W M?\". ?P)I:'33CB*KM"[.VHKS=?C?X<+8:RU)1Z^6G_Q==/H7CGP]XB98]-U M&,SL/]1*"C_@#U_#-%T.IA*]-7E!V.AHI*6F>%HQ\VO6)_W9@?Y4M#:-*J_ M>C%_<6O^$4\/?] +3/\ P#C_ ,*LV6CZ;IKL^G:?:VC.,,8(50L/? KFY_BE MX5CGB@MKYKR:618U2")NI..I &/QKKI)4AB:29E1%&69C@*/4FC0JI&O!+VE MU?N/JK>Z;8ZE&J:C9V]VBG*K/$K@'U (KD=5^+?A;3)C%'<37[@X/V2/&I9522WU"!2<%WB4@?7#$_I1=&D<'BKA]".H/L:O%@HRW '4F@YYNI?EG<6FO&LD;)(JLK#!5AD$5QNK_ !6\+Z1, M8?M4E[(IPPM$W@?\")"G\":RU^-_APM@V6I >OEI_P#%T71T1P6)DN909V7_ M BOA_OH6FG_ +DV-O,GW9(K9%9>,<$#/0U3\/^,M M#\3 C2;U9)5&6@<%9%'^Z>OU&16[1H8S=6#Y9W05F6?AW2;&[NKJVL(5GNY# M+-(R[F9CUY/0>PXK3K";QMX91BKZ[8 J<$&X7BC05-5'=0O\BS=^&-"OB3>: M-83,?XGMT)_/&:R7^&?A"1MS:)$#_LR.H_1JEF^(?A.!27URV./^>9+_ /H( M-3>'?&>D^*;N[AT9Y95M A>5HRJMNSC&>?X>X%&ANEBZ<7+WDEZH=I_@GPWI M;A[+1;1'4Y5V3>P^A;)%;@&.E9NM>(M)\/6XFUB^BM5;[H8DLWT43_ +Y&;O\;O#BL0MGJ3#U$:?_%UH:7\7/"NHR>7+<36+DX'VJ/ /_ ER!^.*5T=+ MP.)BKN#.XHJ.">*YA2:WD66)QE71MRL/4$=:DIG)L%%4=2UK3-'6,ZK?068E M)"&:0+NQUQGZUFOX[\+(.=>L#])@?Y4KHTC1J25XQ;^1T%%<;??%;PE91L4U M%KJ0=([>)B3^) 'ZUUXD'E[S\JXSDGI1<)T:E-)SBU?N/HKB]8^*WA?2)3$+ MJ2^E4X9;1-X'_ B0I_ FLM/C=X<9L-9ZDH]3&G_Q=%T;1P6)DKJ#/2**QM"\ M6:+XDC+:/?1SLHRT1RKK]5//X]*V:9SRA*#Y9*S"BLW4?$.D:1,L6J:E;6DC MKN59I0I(Z9&:I_\ ";^&/^@_I_\ X$+_ (TKE*C4DKJ+^XWJ*P?^$W\,?]!_ M3_\ P(7_ !JS8^)]#U.[6VT[5K2YG8$B.*8,Q Z\"BZ!T:J5W%_<:M%17-S# M9VLEQ=2+%#$I9Y'. H'4DUC?\)OX8_Z#^G_^!"_XT"C3G-7BFS>HK!_X3?PQ M_P!!_3__ (7_&C_ (3?PQ_T']/_ / A?\:+HKV%;^5_HJ.":.Y@2:!UD MBD4.CJ>YE2&)!EY)&"JH]23TIF>Y+17#:G\7?"NGRF.*>>^8'!^S1 M9 _%B ?PS5*+XV^&WD"O:ZC&"?O-$A _)J5T=:P.):NH,]&HK+T7Q)I/B*W, MNCWT=R%^\JY#+]5."/RK4IG+*,H.TE9A11102%%4M2U?3]'MOM&J7D-I%G : M5PN3Z#U/L*XZ]^,GA6UE*0O=W@_O00X'_CY6EM5^"+9WU%>;K\;_#A/ M-EJ0]_+3_P"+KH=#^(?AO7Y$ALM06.X?I!< QN3Z#/!/L":+HN>#Q%-7E!V. MGHI*6FQOAOX M\/5?F?-'>OICX;_\DYT?_KB?_0C7S/WKZ8^&_P#R3G1_^N)_]"-);GT>=?P( M^OZ,ZBBH+R]MM/M)+J^F2"",9>20X51TY-<)XB^+^A:;;NFCN=3NR,+L!$:G MU+'K^&?PIW/G*6'JUG:G&Y2^-/B)+308M#A<&>\<22J/X8U.1GZL!_WR:L_! M'_D1[C_K_D_] CKQ+5]6O-C:1X/GM M]3U2UM)FO7<)-*%)4H@S@_0TCW\3A'1P*IQ5W?6QZS16$/&WAEF 77M/))P M+A>?UK4O_H)KYI]'_"C_DF>E_6;_T:]=C7'?"G_DF>E_\ ;;_T:]6->^(OASP] M*\%W>^=OEI_\ %UTN@>//#_B1UBTZ]"W!&?L\PV2?@#P?P)HNB)X/$4US2@['1T4E M+3.4**** "BBB@ HHHH *\S\4KGXY^&".OV?^1DKTRO-O%"_\7P\,'UMV_\ M:E)G=@?XDO\ #+\CTBL#QVN[P%K0_P"G.0_I705A^-!N\#:V/^G"8_\ CAH> MQST':K%^:_,\_P#@1#MMM;F(X9X4!^@<_P!:['XFKO\ AOJX_P"F:'\I%-<] M\#HMOA*_E_OWI7\D3_&NF^(B[_AYK '_ #PS^3 TNAZ.)E?,;_WE^AROP-MP MGAO4;GO)=A/P5 ?_ &8UT'Q4&?AGJOTB_P#1R50^#5L8/ *R'_EXN9)!^&%_ M]EK1^*(S\-M6[_+'_P"C5HZ$U97S&_\ >7YHP_@?#L\'7DIZR7S#\ B?XFO2 MJXCX0P"'X=6C@8\V65S[_.1_2NWIK8YL=+FQ,WYA7E>B_P#)PVL_]>W_ +)' M7JE>6Z*,?M":U_UZ_P#LD5)FF#^&K_A?Z'J5%%%4>>>)_'2]9];TNR_AAMVE M_%VQ_P"R5Y77H_QOS_PFUK_UX)_Z&]><5!]OEZ2PL/0^IO!UN+3P3H\.-I%E M$2/\(Z>-5\8:59NN])+E-ZGNH.6'Y U M]3TDCVLSJ?5H1H4=$9L_A_1[J'RKC2[*2/\ NM;J0/TKQ/XG>!8O"MU!J6CA MTL+A]NS<3Y$G4 'K@@''T/M7OUA>()]\S#%K7(_@8]SZ'O]:]:KY"BED@F2 M6%VCD1@RLIP5(Z$5]1^$-<'B+PI8ZF<>9+'B4#LXX;]0?PH1UYKA(TI*K!:/ M?U(_$7@W1O%,L$FLPR2M;@B/9(5P#C/3Z5Y%\4O VG>%4L;K1ED2&X+1R([E ML, """>>1G\J][KS+XY#_BD[!O2^ _\ (;T,QR[$557A3YGR]CQC2&5-;L7< MA56XC))Z ;A7I^IW^K?%?Q%+I6B3&UT&T8>;,0SF52-&*JV][9>7F8\'P4\-QV^R>XOII,< MR>:J\^P"\?K7GGQ!^'C^#VBNK.=KG3IGV!G WQMU"MC@Y //L:^B:Y'XHVXN M/AOJF0"8U20>V)%_IFFT>/A,PK^WBIRNF['A7A'Q/=>%==AO;9F,18+<0YXE M3N/KZ'UKT;QGXCO_ !KKD7A3PA*&@=0]U<*V%8$9()'\(!&?4G'U\6B]?\ @$FG_!+08;91 MJ-W=W4^/F9&$:Y]A@G\R:YCQW\)X]!TF35="N)IX(<&:";!95_O @#('ICIS MFO<:K:C:+?Z9=6&>) MMR2(<%37T[X,\0CQ/X5M-2.U9G4I,J]%D7@_GU^A%?+E>Z_ ]B?!]Z#T6^;' M_?"4(]K.*494.?JF>EUQ$_PD\*3M(YM9P\A)+"X;@GO7;T4SYBG6J4OX'<1C=M8C/Z5UGP_P#%T/A#2-=NF"R74HA2VA)^^WS\ MGV'4_EWK(\?KL^(&M ?\_3'\^:7P#HR:]XVTZRG7=!YAEE!&050;L'V.,?C4 MGVE3DJ8:]3:R;_,[O0?AI?\ B\_V]XTU"X5[H;TA3 ?:>1DD$*/10.GI6QJ/ MP3T*:T8:==7=M< ?*SN'4GW& ?R(KTD# P*6JL?+2S#$.5XRLNB6Q\EZMI=S MHNK7&G7R[)[=RC@=#Z$>Q'(^M>F_#?XBIIN@WUEKLS/'80^=;,3\S+D#RAZ\ MD8^I["LCXTVJ0>.HY4&#<6:2/[D,R_R45P^FV3ZEJMI8Q$*]S,D2D]BQ _K4 MGTSC#&8:+J==3TG1O">K?%"_D\0>(KN2UL&8K B=2H/W4SP%'KSDUU$WP4\- M/;E(I[^*3'$GFJ>?<;<5WMC9PZ?806=J@2&"-8T7T &!5BJL?-5,PK.7[M\L M5LD?+GB_PK=>$=<:PNG$J,OF0S 8$B=,X['(((K=^%GBR?0_$\&GR2$V&H2" M)XST60\*P].< ^Q]A76_'6T#:=I-YCF.62(G_> /_LIKQVUE:"\AEC.'2164 MCL0:D^CHR^N83]YU1]=4M%9?B36$T#PW?:I)@_9HBRJ3PS'A1^+$"K/C8Q0\[<_J3UY'K7#W-S+>74MS=_?+$ _P#?(6IW/I\1%9?A+4_B>ES?MO#NC6EZQI4UQHUG%9ZE$A:/R%"++CG:P''/KZUW])3LCYZGB*M.?/&6I\ MT^#?'&H^#]0 1FFL';]_:L>#ZE?1OY]Z^C=-U&VU;3H+ZQE$MO.@=&'0''Z M@X^M)'O9EAHU:*Q,%KN_-'HWB+PGI/BJ.!-9B>5;UW&1^34V>9E^( MJQK0@I:7V/ 5^\/K7KNNZSJOQ&U\^&O#,OE:7;@?:;D'Y9,<$DCJN> ._7Z> M0U]"?"'14TWP/%=L@$^H.9G)'.T$JH^F!G_@52>]F,XTH*JU=K1>KZ_@5+3X M)^'H;<+=W-[<2X^9PX09]@!Q^)-<5X]^%S>&+(ZGI,\ES8*0)4E WQ9X!R, MC/'08XKWRJFJ6,>IZ3=V,V-ES"\3>VX8IV/!HYEB(5%*GZA=:5?Q7 MMA,T%Q"VY'4]/\1[5].^$M?3Q+X8M-34!'E7$J#^%P<,/S''L17RT>&YKW/X M'3%O"=]$?X+TD?BB_P"%"W/8SBE&5'VG5'4^)/ VB^*KA)]5BE::.,QH\7>6&M1)A95- MO,1_>'*GZD%O^^10S@RG%357V4GH]C@_!FBV_B'Q=8Z9>R/'!.S;RAPQ 4M@ M?7&*][T3X>>'_#VIIJ&F6\J7"*5#-,S#!&#P:^==%U)M'UVRU% 6-K.DNT'& MX Y(_$<5]76\\=S;QSPN'CE0.C#N",@T(WSB=6$H\K]UHBU&P@U339[&[!:" MXC,B>#;W4M/CF@N+<*4)F+!B6"X(/UKUFO*_C=K!3 M3;#1("3+=2>=(JGG:O"C'NQ_\=IL\W+YU?;QA"5E?4\3KV7P%\-?#VM>#K/4 M]2CFGGN-Y;$I4+ABN !]*\>N+>6TNI;>X0QRPN4=#U5@<$5[9\$M;%SH-WI$ MKY>SE\R,'^X_I]&!_P"^JD^AS*52.'YZ3M9].QZ39VL5C8P6EN"L,$:QQ@G. M%48'Z"L+Q!X#T+Q/J"7NK0223I$(@4E*X4$D<#W)KI*AN[J*RLYKJX<)##&T MCL>R@9)JCY*G4J0GS0=F?+^N:&++QG=:)II:?;=&"')Y8DX /OSBO>_!_@+3 M/"2K/;>9)?/"(IYFY/H)9"=H_5C M_P !%>Z4DCV,/&V MH^+]0)F9H;)6_<6BM\J^A/JWO^5=I\;?$+-YK8\0^!=#\0Z?)#/90P3E?W=S#&%=#V.1 MU'L>*Z,4M.R/!EBJTJGM.9W/E5_[4\'^)I4BF>VOK&4IO3OC^:D>O4&OH/P+ MXOA\7Z$+C"QWD)"7,*G[K=F'L>WXCM7EGQJTY;7QE!=QI@7ELK.?5U)7^6VL MGX8:\^B>-[568BWO3]FE7_>^Z?P;'X9J=CZ+$T8XW"*LE[UK_P":/I"LGQ1K M:^'?#-[JKIYGV>/*I_>8D*H^F2*UJYSQ_I$^N>!M1L;-=UPR*\:C^(JP;'U. M,53/F:*BZL5/:ZN?.&KZS?Z[J+WNJ7#SS.>K'A1Z =A[5Z_\*/"_AS4/"JZC M/90WM]YK1SFX7>(R#D *>/NE3GWKQ1T9)"CJ593@@C!!KW7X+:7=V7A>ZNKI M7CCNYPT*L,94+COICX;_ /).='_ZXG_T(U\S]Z^F M/AO_ ,DYT?\ ZXG_ -"-);GT>=?P(^OZ,V]6TNUUO2I].OU+V\X =58J2 0> MH^EA>)O"\U[J]O)).MVT0*RLHVA4/0?4UY37O7P1_Y$>X_Z_Y/_0(Z1]9F=2=/ M#\T'9W1?3X1^$D=66SGRIR/](?\ QKMAQ2T4SY&I6J5?XDFS"\;?\B)K7_7E M+_Z":^7*^H_&_P#R(FM?]>4O_H)KY.HTGX):3%:JVM7MS=7)&7$+!$!]!P2?KD?2J M'P-T5/(U#6I%!O4)'%C<5*C5E3H.VMV^K;U_ \8\8?! MV/3],EO_ W<3S&%2\EK-AF91R=I '/L>OKVKRB.1XI5DB9D=3E64X(/J*^O M3R*^5_%5BFF^+M5LX5VQ0W+)/%'A MG_37W7UFPBF/=QCY7_'G\0:[2O$?@70?H]>BUY]XD7/QH M\*D]/(F_17J6=N#^.7^&7Y'H-8_BX9\%:V/73Y__ $6U:]97BD9\'ZP/6QG_ M /1;4SFI?Q(^IS7P>MA!\/89!_RWGED/Y[?_ &6MSQTF_P !ZT#VLY#^2YJC M\+X3#\-]*##ED=_SD8C]*U/%T,EQX,UB&"-I))+.551!DL=IX HZ'75E?&M_ MWOU,WX90F#XLGPM";?PAI$3##)90@CT.P5K4+8PKRYJLGYL*\OT0?\9!ZW M_P!>@_\ 0(J]/KS+1%Q^T'KN>UF/_08:&=.#^&K_ (7^:/3J***9P'A_QSM7 M3Q%IMV1\DMJ8P?=7)/\ Z&*\OKW?XUZ2UYX3M]0C7+6,_P Q]$?@_P#CP2O" M*@^SRR:GA8^6A]4^$[C[5X.T>;.2]E$3]=@S^M:]<+\(=3%_X!@@)R]E*\!S MZ9W#]&Q^%=U5+8^4Q,'3K2CV;"BBBF:WG_G]E_]"-2SW,E2=:3\OU-/X51^9\2M+ST7 MS6_*)Z^D*^<_A+_R4K3_ /Y$BY[!UQC\ MT/YUX@:]@^ __,=]/W'_ +4I(^PS1)X27R_,]@KS3XX_\BA8_P#7^O\ Z+>O M2Z\S^./_ ")]C_U_K_Z+>FSYK+_]ZAZGA8&2!7US8PI;:?;P1C"11*BCT &* M^1T^^OUKZ\C_ -4O^Z*2/6SMZ07K^@^N:^(G_)/-8_Z]_P"HKI:YKXB?\D\U MG_KW_J*;V/"P_P#&AZK\SYDKZ5^&,8C^&^D@=T=OSD8_UKYJKZ7^&W_).=(_ MZY'_ -#:DMSZ/.OX$?7]&=31115'RI\@-]X_6O<_@=_R*-]_U_-_Z+2O#&^\ M?K7N?P._Y%&^_P"OYO\ T6E2C[#-?]U?R/3****H^//F/XA?\E"UG_KY/\A7 M2?!"(/XSNY&&3'8MCV)=/Z9KF_B%_P E"UG_ *^3_(5U7P,_Y&C4?^O/_P!G M6H1]CB';+_\ MU?H>Y44459\<>$_''_DO#HO]'1?ZY/]X5+/L,J_P!T7S/KVO-_C;?&W\'6UJC8:YNUW#U55)/Z[:]( MKR/X[Y^S:)Z;YOY)3>Q\]ET5+%03_K0\;KZF\')L\$Z*H_Y\8?\ T 5\LU]4 M^$_^1-T;_KP@_P#18I(]C.OX)2?ZQOJ:]M^!G_(NZ MG_U]C_T 5*/LZ)_;_ (*U"T1=TRQ^=#QD[UY 'UP1^-=' M2$<51\C3FZ!H(97W3V#&W;)YVCE/PVD#_ (#7B_CK M1/[ \9ZA9HNV$R>;#@8&Q_F 'TSC\*Z3X+ZS]A\6RZ=(<1ZA$0H_Z:)EA^F[ M]*@^MS""Q&$YX]-5_7H>]5XK9G_A./CD\_$EGI[EEYR-D1PI'J"Y!_&O3/&^ MM_\ "/>#K^^5MLPC\N'_ *Z-POY9S^%[B3;!J*"88& ''#CZYP?^!5G M_#36_P"Q/'5D[OM@NC]FE]P_3\FVG\*]6^,&B?VIX,-W$N9M/<3# R=AX$M/U$G,DL0$O^^ORM^H->5_$6:3Q=\4;'P]:N?+@98" M0,[6;#2-^"XS_NFFWH>#@J'^U6GM'5_([7X2:'_9/@F*XE3;/J#&X8D<[>B# MZ8&?^!5W51P01VUO'! @2.) B*.B@# %/IHXZU5U:DJCZGS%X^OCJ/C[6)C_ M W+1#Z)\@_]!K:^#D0D^(43D9\JWE8>W&/ZURGB'5_\*I\ M0?\ 0[7?Y2?_ !='_"J/$'_0[7?Y2?\ Q=.[/E_JV&_Y_+[F5/CQ&-NAR@<_ MOU)_[]__ %Z\ABD:*5)$)5D8,I!Z$5[%=?!G5+X*+[Q7)%Q>%H452=2]O)GKME<+>6,%RG*S1K(#Z@@'^M38S M532;)M.T>SLGD\PVUO'"7 QN*J!G]*??W]KI=A->W\RP6\*[I)&/ '^>U/H? M+-7E:)6N/#VBW5T;FZTBQFGSDRR6R,WYD9HU#7]&T?Y-1U*SM"!D)),JMCV' M6O$_%WQ9U76II+;17DTZQS@,AQ+(/4M_#]!^9J7P/\+Y_$UN-5UR>6WLI#F- M5_UD_P#M9/0>_.?UI7['K_V?R4_:8J=EVW9Z:?B;X/#[3K4>?:*3'Y[:\;^) MVKV.M^,WO-+N%N;=H(U$B@@9 Y'->PQ_"OP='$$.D;^.6:>3)]_O5XW\2M$L M/#_C&2QTF#R+80HX3>S8)'/))-#N=.6_5?;_ +KFO;K8M?"+_DH]G_URE_\ M0#7T37SM\(O^2CV?_7*7_P! -?1-".7./]X7HOU"N6^)7_).=7_ZY+_Z&M=3 M7+?$K_DG.K_]O@C_P B/4O_H)KYE_6;_T:]=C31X.,=\1/U?YA M7S'\0O\ DH6L_P#7R?Y"OIROF/XA?\E"UG_KX/\ (4F>GDO\:7I^IU'P-_Y& MV_\ ^O$_^C$KW2O"_@;_ ,C;?_\ 7B?_ $8E>Z4T<^;?[T_1!1113/*"BBB@ M HHHH *X+Q$A/QD\*?\ 7"X_1&KO:XO7;*YE^*_A>[C@D>WBAN1)*JDJG[L@ M9/;J*3.O"NTY?X9?DSLZK:E9C4=*N[)G*"YA>(MC.-RD9_6K#NL<9>1@BJ,E MF. !7"^(OBWH&C;XK%SJER,C; ?W8/N_3\LT:&=&C5JRM35V=;HFFC1=!LM. M5_,%K L1<+MW$#!..V>M8WB'X@^'_#>Z.[O!/U7/#_PBU_6"LNH!=+MVY)G&9"/9/\ M$BE?L>NLNA3_ 'F+G:_3^OT-D_'.[_M7>-(A^P8QY?F'S?KNZ?AC\:[W1O'' MACQA;-9B>,/,I5[*\ 5G'I@\-^!-9,7P8\-+IOV>5KN2<];H388'V&-N/J#] M:Y'6O@GJEKNDT.]BOE R(Y1Y4GT!Y4_F*-0:RZMI!\C77^O^ >W(H50JC"@8 M Z4ZO ;'QAXW\"3+;:O!<2VJG BO5)!'^Q)_@2/:O1O#GQ6\/ZYLBNI3IET MW'EW) 0GV?I^>*=SBK9?6IKFC[R[H[BO,]&&?VA->_Z\E_\ 08:]*5@R@J<@ M\@CO7FVB_P#)P>O_ /7BO_H,-#(PGPU?\+_-'I=%%%,X2EJ^FPZQH]UIUT,Q M7,1C8XZ9'4>XZ_A7ROJNFW&CZKKLGMY"C#UQW'L1S7UI7FWQ6\!OK=K_ M &UI$6Z_MUQ-$HYG0=QZL/U''8"I9[&5XM4:GLY[/\SCO@WX@73/$\FF7#!8 M=14!">TBY*_F"1]<5[U7R'#++;7"30.TWCMU.JHHHJCY\**** "O.OBWXMNO#VFV5 MMI-VUM>W$IO6Z9\D?9[@CLI.4/TR2/Q%'0>6553Q7*^NAQ7PJD\OXE:7GHWFK_P"0 MFKZ0KY:\'7XTOQII-V[!42Z0.Q[*3M8_D37U)0C3.HVK1EY?J+6;XCE\CPMJ MLI_Y9VLD/D*,]2Y"_R)/X4WL>31BYU8Q75H^9Z M]N^!EB8]!U.]/ GN%B'_ !<_P#L_P"E>)HC2R*D:EF8@*H&23Z5]0^#=#_X M1WPE8ZZ;_?;EOU./PI+<^GS>JHT.3JW^1NUYG\9_''_D4+'_K_7_T6]-G@9?_ +U#U/#$^^OUKZ\C_P!6O^Z*^0T^^OUK MZ\C_ -4OT%)'JYW_ ,N_G^@^N:^(G_)/-9_Z]_ZBNEKFOB)_R3S6?^O?^HIO M8\/#_P :'JOS/F2OI?X;?\DYTC_KD?\ T-J^:*^E_AJ<_#G2,?\ /)O_ $-J M2W/H\Z_@1]?T9U-%%%4?*GR WWC]:]S^!W_(HWW_ %_-_P"BTKPQOO'ZU[G\ M#O\ D4;[_K^;_P!%I4H^PS7_ '5_(],HHHJCX\^8_B%_R4+6?^OD_P A75? MW_D:-1_Z\_\ V=:Y7XA?\E"UG_KX/\A75? W_D9]1_Z\_P#V=:@^QQ'_ "+_ M /MU?H>Y44459\<>$_''_DK#\T:I/L:'_(O_ .W7^I]+4M)2U1\<>9_' M+_D4;#_K^'_HMZ\.B_UR?[PKW'XY?\BC8?\ 7\/_ $6]>'1?ZY/]X5+/L,J_ MW1?,^O:\V^-UCY_A&UNU4EK:[ )]%92#^H6O2:R?$^C+X@\,WVF-C-Q$0A;H MKCE3^# 4WL?,86JJ5>,WT9\JU]3>#VW^"=%;_IQA_P#0!7R[/!+:W$D%PC1R MQ,4=&&"I!P17T9\++_[?\/-/R^Y[?= W/3:QP/\ ODK21]!G,;T8R7<["BBD MJCY8^>?B_-YOQ%N4_P">4,2?^.[O_9JR_AY9&^^(.CQ#^"X$Q]M@+_\ LM,\ M?WXU+Q]J]PIRHN#$".X0!/\ V6NZ^".@.;B\UZ9,(J_9X"1U)P7(^F /Q-0? M93G]7P&N_+;YM'L=?_&?_ )$'_M[C_DU4]CYG M!?[S#U/G^OJ[P[_R*^E?]>Y!SBOI[Q7HP\0>%K_ $T@%YH3Y>3C#CE3_P!] 5\L M,I5BK#!!P0>U2SZS*:JJX=TWT_)GK'Q;\0?VY_8>D:46E6Z1+L*H^^7^6,?7 MEN/<5ZQH>EQZ+H5GIT/*VT*QY QN(')_$Y/XUX3\*M)?6_',%S<[I(=.C\TE MN<$?+&/P/(_W:^A*$>5F*C1C##1Z:OU9%=6T5Y9S6UPN^*9#&ZGNI&"*^4]: MTR71M#^(P?QKZRKPWXV:)]D\06NKQ)A+V/9(1_ST3N? MJI'_ 'R:&:9/6Y*KIO[7YHL_"#Q5%IND:S97KXCM8C?(.Y &''Z+Q[FG?!^P MEUGQ5JGB6^^=T+!6*]99"2Q'T&1_P*O*8Y7BW^6[+O7:V#C(]*^D_AOHHT/P M-8Q,NV:X7[3-D<[GY /T7:/PI+<[6+:= MX]UB!OXKII1CT?YQ^C5M_!R41_$*-3_RTMI%'Y _TK;^-OAYHK^TUZ%,QS+] MGG('1ADJ3]1D?\!%<=\.K\:=\0=)F?[K3>2?^!@I_-J@^RC/ZQ@&UOR_BD?3 M5%)2U9\:%JH2TGY98?A29WX&A"M-^T^%)MGN5>,?&WQ!*^H6N@PN1#&@ MN)P#]YCD*#] ,_\ O:O:*^=OB]&Z?$:\9^DD43)]-@'\P:&;Y3",L3=]%S_ZY2_\ H!KZ)KYV M^$7_ "4>S_ZY2_\ H!KT[XLZ[J.@>&;6XTB[>UF>[5&= "2NQSCD>H%"-]TO2=,_LZ]GM)9)WR8)60L O?!]Q7:^%999_!^CRW$C22R6,+. M[G)8E!DDGJ:=]3YF6'<:$:U]R#QM_P B)K7_ %Y2_P#H)KY4O\ Z":^7*3W/?R7^%+U/H_X4_\ ),]+^LW_ *->NQKCOA3_ ,DSTOZS M?^C7KL::/ Q?^\3]7^85\Q_$+_DH6L_]?!_D*^G*^8_B%_R4+6?^OD_R%)GJ M9+_&EZ?J=1\#?^1MO_\ KQ/_ *,2O=*\+^!O_(VW_P#UXG_T8E>Z4T<^;?[T M_1!137=40L[!549))P *\WU+Q1?:I9KJCWE[IF@SW(M+1=.A#W=XQS\V3]P$ MJ0,#)H;L<-&A*J]#TJBO,;*^O8;PP>']8UK^T AE72_$4)_TI5ZA'(!4X]_T MYKNO#NN0>(M$AU"V5H]^5DB?[T3@X93[@T)W*JX>5)&,$(;B%9-N> MN,@XI,VH2IPJ*51778^:-?\ &.N>)7/]JWSO%G(@3Y8U_P" CK]3DU4T<:/] MHW:\][Y(/W+-$W-_P)CQ^1KZ7_X1'PY_T+^E_P#@''_A1_PB/AS_ *%_2_\ MP#C_ ,*5CW5FU&,>2,&EY6/-M!^(O@+P[%MTO0KVW8C#2^4C.WU8OG\*WX_C M1X6?[RW\?^] /Z,:ZK_A$?#G_0OZ7_X!Q_X4?\(CX<_Z%_2__ ./_"BS//G6 MPDWS2C*_J8$?Q<\(.,M?RI[-;/\ T%3+\5O!S?\ ,6Q];>7_ .)K9_X1'PY_ MT+^E_P#@''_A1_PB/AS_ *%_2_\ P#C_ ,*>IDY8/^67WK_(R3\1?!=Y"T,N MKV\D;C#)+"^UAZ$%<5GWGPX\'>*K-;[2E6W$O*3V#@(<IV:G(LY_ER/3:QP/JK TG@>XU._P#B_J>H:SIDNFSW&G\Q.I R MIB7()'(.W/XUZO1CVHL6\=*49*<5=JU]F+1113//"BBB@#S;QU\*8-_0_K7DB_V]X(UY93'/IUY$3CM=[9ZKI^HINT^^MKI?6&57_ )&N.U'X/>%KUMUO%^^O+>V7^ M]-*$'ZUQ'B'XOZ%I4;QZ66U2Y&0!%Q&#[N>OX9K%B^!$ ;]]KTCKZ):A3^K& MM:U^"GAN&0-<3W]SC^%I54'\E!_6C4<*> @[SFY?*QX[XD\4ZIXIO_M.JS[@ MN?+A3B.(>BC^O6L:OIJQ^'?A33VW0:);N?6?,O\ Z&33?$/P_P!!\0:?':O: M)9>4^Y9;.-(V'!&,XZ<_H*+,]*&;X>+4(Q:C_70W]._Y!=K_ -<4_D*+^PM] M3T^>ROHEEMYT*2(>X-2P1""WCB7)6-0H)ZX Q4E,^9YD?-'C7P-J'A#4# MN1IM/D;]Q<@<'_9;T;^?:O6? /Q&T_6])@M-5O([?4X5".)F"B;' 92>"3W' M7.>U=S<6\-W;O!=0I-$XP\A!KA]3^#OAB_F\RW2YL&/5;>7Y3^# X_ M#%*S1[$L;2Q5)0Q-TUU1VMS?6MG;F>[N88(@,F220*OYFO#OBIXZM_$<\.E: M/(9+&W?>\H'$LG08]@">>^?8&NJ3X&Z*'R^IWY7T&P?KMKI] ^'?ASP[(DUG M8^=\7:+X9DA36KS[.TX)C'EL^<8S M]T'UKRCXK>.=)\2V%E8:),UPDA]JS/^%;^$?^@';_ /?3?XTM3JPE;"T'&I)29=LD;=&% M/H>+3FH55/HF?(]>S?#OXCZ#I'@ZWTW6;IK6>U9U'[IV#J6+ _*#_>Q^%=E_ MPK?PC_T [?\ [Z;_ !H_X5OX1_Z =O\ ]]-_C2LSW,3F&%Q,.2<9?@;.CZS8 MZ]IJ7^E3>?;.2%?:5R0<'@@&K]4],TJRT:Q6STRW6WMU)*QJ3@$G)ZU;/-,\ M&?+S/DV/D%OO'ZUZ9\*?'&E>&K*^L=;G:W220312"-G!.,$' )[#]:]+_P"% M<>$O^@'!_P!]-_C1_P *W\(_] .W_P"^F_QI69]!7S/#5Z;ISB[?(T-!\5:/ MXG6=M$N_M(MRHD_=LFW=G'W@/0UC3?%3PC"SJ^J'>A(*BWDZCM]VM[1O#FD^ M'UF&C6,=H)B#)L).[&<=3[FLQ_AUX3D=G?1("S$DG1%X3G?-SQ M/,\+.E[)Q=K6Z?YD^B^.?#_B'4/L6D7QGGV%]ODNO Z\D#UKH:Q-*\'Z#HEY M]KTK3(K:?:4WH3G!ZCD^U;=-7/!K>RYOW5[>9X3\AZ]=)6KN3PN2<<' MU)JA_P *W\(_] .W_P"^F_QI69[=#,Z-.@J4XO:W3_,CL?B9X5U"\@M+74BT M]Q(L<:&"099C@#.W'4UUE /"]G=Q7-KH\,T2ZBC?>J M.3PV",\>Q-8__"M_"/\ T [?_OIO\:5F>M@LRI8>BJ@%-7/+KO#O^"G\['E?Q1^',NH2OKV@PE[@C-U;(.9,?QJ.Y]1W^ MO7E_A?XWA\+7\^GZLS1V%TP)?!/DR#C)'H1P?H*]^KF]?\ >'O$;M+?V(2Y8 MA]A65_PK?PC_ - .W_[Z;_&D[CPM7"T7&ECYGKWGPM\4_#4 M/ABPM]3O'MKJW@2&1&A=LE5 R"H(P<9K?_X5OX1_Z =O_P!]-_C1_P *W\(_ M] .W_P"^F_QHLSNQ6/PF*BHSC+3M8Z"QO8-2L8;RS?S()T$D;8(W*1D'!YJQ M4%I:06%G%:VD8B@A0)&@Z*HZ"IB,U1X4K7?+L?(4G^M;ZFO2/A3XVTKPS!J% MGK4S6\&KTW3G%V?I_F7] \5Z/XG\_^Q+O[0+?;YG[MEV[LX^\!Z&M MFLO1_#>D^'_._L>QCM/.QYFPGYL9QU/N:U*9X%7V?._9WMY[A7S/\1])&C^/ M=1A1=L4S_:(_0A_F./8'(_"OIBN<\0^!-"\3WT=YJUO(\T;5W36>+F/VV_>_\=+5 MV-1S0QW$$D,Z!XY%*.IZ,",$4$4:CI5(S71GROX:TLZUXFT_3]K,MQ.JOMZA M,Y8_@ 37U6JA5 48 &!7+:+\.?#N@:K%J.FVTJW,08(SS,P&00>#[$UU5"._ M,<9'$SCR;(****9Y91UC2;77-)N-.U!-\%PFUL=1Z$>X/-?-_BKPCJ?@[5ME MRK&#=FWNT'RN.WT;V_IS7T]4%W9VU_;/;WMO'<0N,-'*H93^!I-'H8+'2PKM MO%]#DO!7Q$TSQ'ID,=Y=0VVIHH66&5@N]O[R9Z@^G45UES?6MG"9;NZA@CQG M?+(%'YFN&U'X->&;R;S+7[78Y_@AEW+^3 G]:I1_ W1 W[W4K]AZ*4'_ +*: M6I$W-[?S?NQ/$N4C)X^7^\WICCZ]*M?"_P " M2Z!;OJ^L)C4KI<*C')A0\\_[1[^GYUT?A_P/H'AIA)IEBOG@8^T2G?)^!/3\ M,5T&,=J+=R:F)IQINCAU9/=O=BUY?\8O"$^JV<.N:=$99[1#'.BC):+.01_N MDG\#[5ZA2$9IG+AZ\L/452/0^1;6YELKN&YMG,VEJ>Y7Q>"Q<5[6Z:+7B+XOZ/9VC1>'V.I7SC; M'B-A&K=B20"?H.OJ*\F\5>&M9T=;34=<#&74U:9RPY5RQ)5O?!!_'':O=/#O MP[\/>&I5GL[5I[I>EQRU6V6X@8YVMU!]0>H/N* M+,YJ.-H86:5&+MU;W9\W^!=>@\->,+/4KQ6-NFY)-@R0&4C/X$@UUGQ#\70> M.]0TW1/#8DG3S<[V0KYDC<# /( !/)]?:NFE^!VAO+NBU"_C4G[I*''X[:Z3 MPO\ #W0_"DWVBQBDGN\$"XN&#,H/88 _+/O19G56QV$=15XW$9]+T6Y:ZFNF56/E,@10P8G MY@.N,?C7IVJ:38ZU8FSU2V6XMV8,8V)P2.G2L3_A6_A'_H!V_P#WTW^-&IY> M&JX:$E4JIN2=]+6/F>O9?AY\2="TGPC;Z9K5RUK/:EE4^4SAU+%@1M!]<<^E M=G_PK?PC_P! .W_[Z;_&C_A6_A'_ * =O_WTW^-%F>CBEZ38Z+8BSTNV6WMPQ81J3@$]> MM7:9X,^7F?)MYGRCX@TB;0O$%YIMP"&MY2H)&-R_PM^(P:[CX7>/]/\ #%G= M:;K)>.WEE\Z.9$+;6*@$$#G^%<8]Z]5\3>"-%\6(IU2!A.@PEQ"VV11Z9Z$> MQ![UR/\ PHW1?,S_ &G?[?3Y,_GMI69]$\PPV)H>SKW3_K8X[QYXE_X6%XFT M_3]!BDDAC)B@+K@R.Y&6QV& .OH37M5Q>Z?X2\-PO?S&*SLXXX?,*EN!A1P M3Z50\,^ M#\*L9=/@:2Y(P;F=MSX]!T _ "MK4]+L]8L7LM3MUN+=R"T;$X. M#D=/>BS/,Q&(HSY*4$^2/WL\[\:?$_P[>>$;ZRTF[:ZN;J(PJODNH4-P22P' M09_&O#N]?3'_ K?PC_T [?_ +Z;_&C_ (5OX1_Z =O_ -]-_C19G=ALPPN& MBXPC+\#B/AO\1M#T;PG'I>LW#6LMM(VP^4SAU9BW\(..2:].T37=/\1:>;W2 M)_/MPYCW[&7YAU&" >XK(_X5OX1_Z =O_P!]-_C6UI6CV&AV9M-*M5MH"Q?8 MA.,GJ>?I35SSL54PU5N=--2;ZVL7J^8_B%_R4+6?^O@_R%?3E<_>^!?#6I7L MMW?:1#-<3-NDD8MEC^=#*R_%0PM1RFKW70\1^&/B:Q\+^*)+G57:.WGMVA+J MI;:=RL"0.([]K/1[TW$ZQF0KY3KA00"GXKB[GPC?:7>&;P\EC=V+7 NO[,OP0L,O]^%P#L/L1@4,PPM2,='T= MRGH<-_>_$:0>*;Y7O])B9K*&*$1QR12#:90!AT9?E&0>X)%1WVD>(_$ES$UY:Z?H:(K1FYBD-Q=!&X8(VT!I'DMI=V5ELK>G?\ S+=%%%4><%%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) M10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%)10 M%) %10!__]D! end XML 8 R1.htm IDEA: XBRL DOCUMENT v3.23.1
Document and Entity Information Document and Entity Information
Apr. 25, 2023
Document Information [Line Items]  
Entity Incorporation, State or Country Code PA
Amendment Flag false
Entity Registrant Name FIRST COMMONWEALTH FINANCIAL CORP /PA/
Document Fiscal Year Focus 2023
Entity Address, State or Province PA
Entity File Number 001-11138
Entity Tax Identification Number 25-1428528
Document Type 8-K
Entity Address, Address Line One 601 Philadelphia Street
Entity Address, City or Town Indiana,
Entity Address, Postal Zip Code 15701
Document Period End Date Apr. 25, 2023
City Area Code 724
Local Phone Number 349-7220
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Document Fiscal Period Focus FY
Entity Central Index Key 0000712537
Title of 12(b) Security Common Stock, $1.00 par value
Trading Symbol FCF
Security Exchange Name NYSE
XML 9 fcf-20230425_htm.xml IDEA: XBRL DOCUMENT 0000712537 2023-04-25 2023-04-25 false FIRST COMMONWEALTH FINANCIAL CORP /PA/ 25-1428528 2023 FY 0000712537 8-K 2023-04-25 PA 001-11138 25-1428528 601 Philadelphia Street Indiana, PA 15701 724 349-7220 false false false false Common Stock, $1.00 par value FCF NYSE false EXCEL 10 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 11 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 12 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 13 FilingSummary.xml IDEA: XBRL DOCUMENT 3.23.1 html 1 24 1 false 0 0 false 0 false false R1.htm 0000001 - Document - Document and Entity Information Document and Entity Information Sheet http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation Document and Entity Information Document and Entity Information Cover 1 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 1 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName - fcf-20230425.htm 4 [EFM.6.05.45.cover-page-fact-not-visible] Submission type 8-K has 1 cover page fact(s) in ix:hidden that should be visible or referenced by an -sec-ix-hidden style property: EntityTaxIdentificationNumber - fcf-20230425.htm 4 - fcf-20230425.htm 4 fcf-20230425.htm fcf-20230425.xsd fcf-20230425_def.xml fcf-20230425_lab.xml fcf-20230425_pre.xml fcf-ex991_20230425x8k.htm http://xbrl.sec.gov/dei/2022 true false JSON 16 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "fcf-20230425.htm": { "axisCustom": 0, "axisStandard": 0, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2022": 25 }, "contextCount": 1, "dts": { "definitionLink": { "local": [ "fcf-20230425_def.xml" ] }, "inline": { "local": [ "fcf-20230425.htm" ] }, "labelLink": { "local": [ "fcf-20230425_lab.xml" ] }, "presentationLink": { "local": [ "fcf-20230425_pre.xml" ] }, "schema": { "local": [ "fcf-20230425.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.sec.gov/dei/2022/dei-2022.xsd" ] } }, "elementCount": 29, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2022": 6, "total": 6 }, "keyCustom": 0, "keyStandard": 24, "memberCustom": 0, "memberStandard": 0, "nsprefix": "fcf", "nsuri": "http://www.fcbanking.com/20230425", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "fcf-20230425.htm", "contextRef": "ic244eba3d9e4456b9184978adc1e58ff_D20230425-20230425", "decimals": null, "first": true, "lang": "en-US", "name": "dei:EntityIncorporationStateCountryCode", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0000001 - Document - Document and Entity Information Document and Entity Information", "menuCat": "Cover", "order": "1", "role": "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation", "shortName": "Document and Entity Information Document and Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "fcf-20230425.htm", "contextRef": "ic244eba3d9e4456b9184978adc1e58ff_D20230425-20230425", "decimals": null, "first": true, "lang": "en-US", "name": "dei:EntityIncorporationStateCountryCode", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_DocumentDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Type of the document as assigned by the filer, corresponding to SEC document naming convention standards.", "label": "Document [Domain]", "terseLabel": "Document [Domain]" } } }, "localname": "DocumentDomain", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "domainItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "gYearItemType" }, "dei_DocumentInformationDocumentAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table.", "label": "Document Information, Document [Axis]", "terseLabel": "Document Information, Document [Axis]" } } }, "localname": "DocumentInformationDocumentAxis", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Document Information [Line Items]", "terseLabel": "Document Information [Line Items]" } } }, "localname": "DocumentInformationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.", "label": "Document Information [Table]", "terseLabel": "Document Information [Table]" } } }, "localname": "DocumentInformationTable", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer", "terseLabel": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer", "terseLabel": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2022", "presentation": [ "http://www.fcbanking.com/role/DocumentandEntityInformationDocumentandEntityInformation" ], "xbrltype": "booleanItemType" }, "fcf_DocumentandEntityInformationAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Document and Entity Information [Abstract]", "label": "Document and Entity Information [Abstract]", "terseLabel": "Document and Entity Information [Abstract]" } } }, "localname": "DocumentandEntityInformationAbstract", "nsuri": "http://www.fcbanking.com/20230425", "xbrltype": "stringItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425", "role": "http://www.xbrl.org/2003/role/presentationRef" } }, "version": "2.2" } ZIP 17 0000712537-23-000074-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000712537-23-000074-xbrl.zip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�Z:$1\XE'0TP.C,=P2JAWMC " M\*#0_[1XEY Q^Y4Q%TG$*HD_S+%QA+]G.)Z16/;E<9ZL=4M=HB15DYSM*$G@ M]Q M/PC=1<="&J9-' M4V73TN?M^091*VI8.DQ]5,^>7V.PA$1C>;^ ]\)YRVK.>3\J6^%T[L-RIS1 3WU/BF3.[GQ"7M(2!(R\L4?=S\1.CGT<1D-O MDJ:@L?RT-?:R8//#$4$:U,NK2\5AOX3Y337G%LTQO[&5MY22QYQ8"*$,R4HI MK\_2%_M!%$>I%Y3^/<^/2.,:^:BE((L#:,\L9V48C%P/+X58H Z M6V*]/8EK4]H?!<2RFY^+A&!I/#M5/I$7 M@FT 2@IQ GV:P2$-Z8/6NU MCUF+JEX0?$O1.$\9RU&]+*E*XK>3M_7;"5SM.>!-&+70>BAL,Y:W(BQKU8K0 MI;BFR" 7K%9!KVAU1=H 4B4Y\=_^3B;]%Q3GKH*[)#DQS] MLV"PO3-8?U.7J;TNM-%)+G-1U'L%JJZLT"]K9?7Y )))D/>;Y,T2"W*'Q:IT MH;.[!'(^$CE;CIH1$FA;"91EC&8:-?9I2OIB_#.77;,Y@29']\Q$5B3#6/KZ M%:.W>4.4P8@RF,I_EBJ#X<:R?(C#@'IHT83>PKAPY!$KVZ5V=L88HE#R$#[9 MN?-P#G'JC=M M?IH-FY5J?(:D'86C*%T;A? M%KGS09=H ".B1N?+D'X/4,B2[,Z]$/=IBPN IO$P")F_%@%=4A=#!3E=9?1* MQ!S!/\&-Y]+N$@1UN;B($'+[Q>#OR/]&/GG&(_#H$05/ 6?I(9-D 1$D$L9Q M/L.TDT>N)<2/JFGF0M<$C?A[GS8:F1U3O> 9,]R&^(D&@H+P%3 XR*#3* M+J14P3Y63LF5+%^,16;(NVU)%CR[=TN86%LL4U)5H*:K"7O1R&_FCF/=71!( M'DW_2E.:":OWTSH;8@#9L[K],?)8!0O!)^K3 Y*UJTEB<=,P9%&V,'@*T9@9 M'3\:N02%HM1,\N =)_Y@1YOSI#WT*$*8;17GDO^9!YUZ"-GMBJ09HACO MPW(+TYZ %#\)-IBK0B\H17;I^65MF36<$Z.YHHU9IXD9>229ID28HGX_G*:= M *?"9MM_!R]R4H5/N!,,!@SH&>NEU?5*OBW6+L7U0C/9KV:RA++L_.H3 SGT M<'1(30\ E^IL0[)/V3=E!O9-LZ&'AZ B^^X/Z7*"KBCR1ZL U\*T[^&W@@S M.#(XI :!W1I] 5%-$: B[/^MNS6)TP-Z\F00)HHX@316=XP,\.)0D0W1'9 MKW4Q.2^> Y8T.&%NGZ2/;*YQ[0N15K2N:4)KJJGI2QO)1J/@Q0U>F-^I%X0A MRQ!V,:$M5_KI!TT_30# .N]X_A2[$+"/_\*T5RGM?(L) "ABAQB-XB%5?,9> MZK?PHCS_#(,7FHLR&9.GDC02YA MZ:5:K[0XS%I]ANKD>WAN6+9:O2-M(XU0Z%]E8OLJ00/=]<+G-VREO&QD$QE] M>(W@:JI'Z@">.5J7+LV>2:EYM4[-)P:(K"T$$-8W20*+39*R:$1JET2TIYJ5 M+9[.S"F8J1N]U[=OI<5S M^584O--2FMNPU%QGG]W%UNB-8C/$N7D&AS#'41>F:]J$NM M5+',I3Z+V89C LN2N[;5>1%=)GZ88"/;(+K9Z'6!6GY4[-Q1.K>\" MYG:\S9)$IVF18L?Q3TY2[#;J@DD(]7^3$"K?HKHHJ+5!YLY\@/E.F$L^W'PH MC)Y9\Q#8V7DN[)F];[MX5WK$YT5=(O"7'Y?I*_2%,^$VK\)=U!;CV6 YA); M>/S4I^X59M:.QUY2S9M%)39X )6![ECN(<,K5<9V\J'-%%914O3M1W$X[3-M M: ZPQ+N5U%<7>+ZV.<#Y9A]*DV\/IREPOV+?[02#3MHG+G'")BU$<^GO6^D] M&V-@V]>45P3 ;KR4G0,IYZX$FF9R)Q]M6K$Y2L2]<6P6S^Z==Z8MBF3.,@_)UF3)4#[/\W]3I!1D MDBVSHBSIYF<&>_((_?/L+$JX/$H+9P4\ MW*=)U7V6-K<=G'6A&][(.> M29"%EF8;W9-P64#_J.IY/W5V[Z:8A;[ERU(G9);\[+,>B3AD ROG12:T8=K" M#+(L@SD(TX6R8J!,B>"&VM9KOPN=Y!9S +81R"'A*C_S:NW662XU/.GUK ]4 M-D5C7<^YM,64G/,SYNT^UI5I@+,.4G"=#TY>:"6^:)9FJV?=H A]/(QI5/CW M+.3<=8GFX1%E*AWR]O![-\W^Y%Y?+]5A[GC.M OMY4HR+=$)E%),:QAY.^!M MIEWLSC@4>C38R85J-J]([+\ZNSI.4T M-3#32XL?'O3[TPFBC352O, YI1??@5R60LH20.BE$[+?(,XY4Z)E/6MA(/%L M:M@ZEM[8XVU1[U,4-9D9S'SG-%OCF= -(V\T&)!E -X98VV'$P:>M"?'F\,G METC?(*J.O-:X9X T'$FW-GH,^(FB0+6U7'!C@-@ MTQ)3K3Q;*BMAC5@%*DX<:_2P>@43YB/H$.'[.ZV^ %=75_/MS6M-(]8&->G8 M]*?T(+$4O7G9*C]J?K% .@O\ 8$N]7"?$3V6E\5N+8J2#$^:0H'R=>#S7?6I M=DY#&E[4GQ+]G,;(!\N#PM_(A"$D^A=VB7KOHE>8L;*9^0ECH/[T@V&?RC+X M>@..+AZ/9_*(52H3?8FEEA#K("$3UTOR6(_B@%PP"#$^!DK'MNV.ILD=3;&5 M_ :NSL$/0#<-1;,5-9EQ-DL/R#VG"")L MM>0!W[(H$P$!.0?B; =LU6@4!7,D>.F1L : 1)%-HCUD%03?&QA8Y$R(G(G* M?]8B9Z(73..",[E8D:S=&52L#A_=_NOA@HE@<'EV>0QIM8";GBR)2^O*)\+/ M1Q!\Q;X?O8Z>D>^1OSRJ6B7)C+3.,CDR*!)>B+#'86*G4UE"RT;RKT^CB[/K[X9>P+PVK.U&8L*. M<_-6+XZ@W#9^&RQM+3!X_IK&&,Z9VD4_(KT3XC7O3 MU"0BVK[GTRP"R-XM)2=ING4FR)/7D6V-@S!^2@?F9=O^"W\GLMM=>?5\ W], MW2AU5%SC%P+L,R92L]<5D2G+1*')PBAQ9(3(3R+].6"D*( L76)*/IU_DJT3 MKI:JT (8]HJE:I"96XB^VYWVTVR+&2UD2@#59J(I.;,()3'O4\'J::,6=G?! M=U>S]W2?J%N#]_#N)3F7QP$K2: QWH33T#KQ0K4E1B\4W5EV+_F(J7%)^1>@ M*4:$+99U(\[5=@*'%Q2ZG>L@8(S_0(NXF#FRLNX/1Y2B4KL"AW%29Y0MC-53 MD8^RN*M' _,)#E@)'&*1E1B0+X@Z2HO?P0!1PA^CUR0'R8N)DI25FPU2"(Q2 M",Q?E!6V43F9NL[&&/EIY=@#3A*95*N;*:0/\QA.-YD:H3A:XJM&8Q9<3&37 M[%;EHN#6B^_](9,+\V?H^6<0=7\X6WW^XG2]QZE/-TSRF=DM,5-;6= V,1U8 M&1P:$$T;A;T@G.?(1=F*OH;>,ZTARZWLFOSSE+#*/:9L,U^B8]"AAUJ97L#BAVB\K/JP*0^#$7L%HE(%$#K6.,DHKQ*!12;/;Q( M#,QJF-+<$R(71RQ=FQUR2Q"FX)D!CC(ZL;S9:V@./RV3S @J@JD0)1(@;7KX M0IX1XZ65N,P"(22L"I19-<_DM@6JS-U'Z_H6:30Y37<@T?188H<"P)FL=4L:)4'(3YMT'0(XLDZ'+(.]3BC M]C0Q,VMLQ0)>2198HF3-84A9),\%.3"FSV*YK&F*)WT0DPGKTT#3M6C';*V8 M 9:%"BF\F:AB>NDD&-'(49HTBUZ8S,DUMT-4_5K"-WW@>>"ZGG M'^<4U/ETI&1>";TWV3?SOA+PTAIQS'33624VDT?ITXSC-):<%LC/PX<+VT^F MBA$PN1[5[VDB.2/[698RHWM"8T^IQ95O*I)8#-X,/V:"GTE _3_ILIE\]V=> MKKF9/XER18_&A=,Y0NSX*/@\IX$D-$?738-A2>92NC1KF71R M9).K2%N@H$E(&)9: NDS[./\73,3A)S6?LK,K- ]BP8G15'+-#KU\7@R"EX3 M)+/G.HO/)301D.=&*0GDF2QY&.,,(BWION>,JLC'LU*W]"!BFV7@'0]1#)E[GU6_YYP=":LV&=IQ(5\ MY*Z2W!P/T1(BR"$6)>T8*-0A&(QHLNSX3 M3M9&&]:34X9F D':]H"BE[5\FG^:Q-(7&Q8\C8(>N6:VI:3-0@9G]3C-#$Y MEAT*"0FRY20WOBYO.H$*VTE:H(8S.QMF_.$'M-=G/PB)!'_VPNE,2>FC:82C M5%;/OJ4>=Z;=JS(YB([2PS4[F>9*;[JCQ9,J?Z3Y6;+?C-32/@-,4C-YRMXS M*P2!N2TM=B;(Y1;-$[>2RU.W=B(:Z$E/KJ>6-ODU:\61+2RM+J1' 7UH9J%G M2"!'03#OR;#4%^/9Y>QP]I/4IY#U"IE_1S-KT'.0Y*N1R\:SO9&#H, S%4(D)7HQ&3X"PU(!_^GJV_%P;?6(@8)OM,FY0LN\GF MF,]>1PY2^@)O-$UZ5@3T61@E/6_HD_,:*%UJ(@*(@'V-B+J> G\0HEDI!$P" M;D$TDR#D8"-Z/DT;? 6$"EW:1Y;* 499*8%D_L(%?3HI%)JGDO5?>SCL$%&/ M^M]F.[ WJ (YFJ"?X_ZWE+&R"N?,OS4K!0XRR]K/Z5,4F 7$D*W .5Z6'"Y] M9S!)[<=$M9NI>TL*7L(F,YLS>2C][$@E*D":PIDH^LN&SLR*G:7EAYA*]"B1 M"P7>O8$WPJ4=!1DV*'Q8GR7:SH< K9ND;MRS=U+(75*)ILB=_\=13E&Q3_2* MF"NL3U B@2*<&9:+\&7:Q-S4A. UF(+$.&>**T$@(5U"*U,*>B)7V$GK,PUD M@WV[Y,N3P%\X.]4:;?$6J:3,F??7+H3"T[<-KDWE?3N%L19ZW"+B$^+^'3E/SF/3QL4 MAS?$:D5@E@'#W%S5QU'8TOZ'*"OD /3!A02N _^)^ADX6=H_J:HS;Q+(LHG8 M:3OUB1T[]V3U7\=!CY.')J6JG=T4^N8MFQRLKJ+SICHL8%@4$Q'KGYU+*Z>%PSW"<:5$AS(NTI(G^"Y MOW[R>K*!3>RJMJ4HNH50SW20+NG$C*+)LC_]9/V*;LN(S@_H&H4#U=^810;+MZBJ)_F8I4UIC]1)]^! MDC7J3_B ]JI?&5;"V&+?JIK]EJ;&!/CEU?W#(SB[N[FYN_WKHGO]^ >XO+KM MWIY==:_)Q_=?[^Z[CU=WMS-QLAY2V:YENN?-0"UQ:4VPO[JW&B#_[.[VX>[Z MZKS[>'&>0SOYNUL9OBN_5!#12)35, M8RS!E#R*I@'02M5)G&NM[Z(8'0L2K!T)KMV;8FQ#KHFAPY,\O$RK:!^'(<;@ MAEP_C, %S63?@CJK!?G\TM12I!Y']C/!AL$JR\&9X/?][<=.__!>XO'OZ\?GP =Y?@[NM%XMIZV.:@6@>#O9U@ MX@65OZ !G#E@__')F<4V>\&$M65^++-;&=1@SS^^:X?YG;'\.%*A:<@K8962J#ZH!%YZY5J3H)'X<:"B MRB5%EL#1Q^)(@8ZI\X:C!APK]3.+-QPKK.V.HIXNC!%P:;ON;+#D3@?/MFHF M?TPCDX-'XTT9*ZW_-QM)*+ 6B#OJ0H3ID169M,)54E>E[9$TOHXA^,)!UJLB.0Q#>2-.A8)F](:L!Y M53^+J6 87[OL($N!FJWPIKL)#7L!288--:VLBT<@Z8.19$!+Y0Y)#3A5:F@% MX=G,Y7;9*)H,U=(\(-3?#T82$52:,"3Y1I)JD=-$V"CE)$ZYMQ:SH]?NR)B'^9/V(JU0"W6#&%CU3S1K-I(T$UI&V3P'@:0/ M/Q)M11A8[3*PBBMS+E#HLV[OMH'75$;3>)-61>V_* MFAYVU)N"WU8B/\K-4K3*7=TLYAHWR[L-POH*2HY+Q=8)2MVHCZ#DSQ$B:+U. MM*[52"D0M"YHO2T*L/"=-M%W^O\N_I5KV\RZ&;VKF=$^FO&T]!D-H/_ZI?S> MXW@:^FSFXC,;@)K.>6U7WJ\B*=4$I2O8Z^>=Q%NK8ZV*I OR$.2Q07I4TZZ+ M4_)HP$'^3D6VTKRX<,V17LL]67*U37=5),NH)#S#J4 1V=!+Y&&4K5$3 MY-$F\BBMCC2:/!J@CC3'KP#!),2=2=::*?DS1M_;YF^PA,4@#,JUN=V26DUG M5$$>=2 /HO^5-0\:31X-..!Y#ISMX&K8ZRE?6T5KS'R'_R>B.)!,P? D=W. MU %#Y X(JW(#?3B253:74=!'B^A#EXRRL:=&TT<#E)-WNATX2V9LCH;BM+(% MH*I)NHAN"_-X+7W(DB;H0]#')@U%5.,T2T.IJ?LD:9PS&'A]#_O]5Q"2TS^H M8YF%>GRDR*WTEQBJI(LD#6$/KZ4/69*K&?DLZ*,6].&4KPUN-'TT0!NIJ;\D MF;.3CF\;H_#)\\'1Y>/%A_7MVZ=&HK32-Z)+LL@<$*;OVL$,DE-VFJH@CS:1 MAR+(HPZJ2'9)MB.#$2G?W;G$,VI"7$U.1_X]"+Z!9S2:XI4VU>]JD\E7(]#B MO3>B$>@:E[XB-6 HF*"X6E&<*BA.4-R'4EQ%86T.5!,1.EPFA\6&$O51#O_!H7?<+REI=]L MIZZB2GK9HX4_2Z7A.-(DI_[69,-Q9$A*-57['!P9_-I?%5#"&8J&@-@FGHM] M-P(N[H_(J>+NYYRIK>XE2XI:3:*;T(\%CAJ%H]+='8014V\CIGBT6/?AX>(1 M_.^?W>NKQW^]9[38MGJ;>$;55,VOGE594FK@$[UJ$(1CLFHP"LB3 /)=,,(H M(B]!Y']4\>ICLK)@ (A&U@D&'?*)%[@KE]?0'ZZUTATNBPD50D?:1!ZZ:&TI MR&.#]- %>=18>^%OP6V^LC7U3PNJ9CKS;EG!C(,8C6H\$.]=^F1MG?=R^2+M M1E$%^'X-!$()^B%TO)@IE5!0;]S>'TMNF:-;6':')JF0* M?Y7P5ZWM@&T[DB/FPPL"64L@NB9I@D":I<'4U$M61H/9G-W7.@VFML:N(AEB MQICPA:PG#TV0AR"/#>0A/*EUUEWX6W";KQ3(JM&5 EDUNK(%-8IGW:]7C]UK M49THJA-;U@7B@;9X& 8C%X?1S^D0T8W9XNUJ!Z$HDAA[)&RXM>0A2R+=09#' M!NDA3/QFG? U3;!X+)P6OGK09Y?5MS),45N936%)(A J(N6".@1U[-2U6U!' MC;44_A;#2TTP&/'@[!5 M'CDB^J4(\MA 'M4,,N24/!IPEM?/$B\^RVFZ1LNLNB1:Z0KR MV$ >(HVG64=Y_B.>1']D=.7C3A$0O2W=[_)=O2!T<=A)D'%"L1<%(\\% MO1'!]ND8A4^>GWUK$-BFG]!D0D4F?[]X;CP\40PYX93L\7O&JBD9;^%579_T MJ+&[UR8]*@?)TV30>6O%GWX#:S&37J:9Y#FK&TOASJAY$9\,5?+\%M0C&)W& MZV\I03CYG_0)GOOK)Z\G&]C$KFI;BJ);"/5,!]FRC'H]M2<[V/FW-:.,89B] M=(*><*<78O2M@P;DG2=H]()>H\65C0FEY<&PO(-J4)8(2?%SW<\BDGF#W)A, M6Q))!)TC-(GP2?;+:283/9\AA=U4(**6&)V]+_DZ)2#;D@Q+HS24VD3IBU/R MDAAY+1U^R7YU/77_\ C.[FYN[F[_NNA>/_X!+J]NN[=G5]UK\O']USM6>WN[A5K# M84GI&^Z)&N'I[.[VX>[ZZKS[>'&>PQ#YN[M?U!SF4H'PL@C_TT=3UXNQ*]!; M;_06VXE'+M4]P@AX/HB'P90\RHT@P-_[F%A*$TS465H!#EP4HV-! J5)8.V* MMSJE$_61)W%P&82$3C!X'(88@QMR_3 "%[Z[E7RH%N(YOUBB?S,3?^8/R$!7 M*W3F>..&6>N6<%4/\ZI:8\1?@X9'8B#<7MX_OR3?92G3OU'^J;B_@ED#KETFQ MZM"]HE(+1S&Q@OK!&+\G/%@8"N4- C^^:X=&[502YQ7T4C]Z<4RH MVM5DC0ARJ1^Y6 I4];*YPOLEESHI!SQKKZ65 _Q]@OUH13O8*FFJMKG/J@S5 MBAK1MP/ -E2-:HH/V@%?#J@VDRIL&\JJ):A" M4$4>*:8-%4L55%$K!;&9%OW7,'CV(B_P5X=QMLNX/U*A:<@K>5W"[MR'8QDJ M:C6S0=H!7P4Z)B=^DQJ(;9XMKSV(;= !J/_WU$LJPH"+7H$"", Z7\_.VU8B M3T1Z-66N[0#P3S_8JJ(N5X()"#<4PC60[3RKY%M[U0 KD@6+,OXLD?'7[U;- MUUIQ7+/'&O>*"37#J(\A70H%'Z3N-HD>+!LZ#NQH,Z$JU\@I_^'T M4(,CO0GF&CWD(]R?AL0F(Z]Y0IZ_VQDN%%EA*@@(5Y7_Q0=L:R"S>3;#MI79 MC^%T;15$L]W)*M1MDP]W-3B18^]B(:#6E97I(*#8.3FHV&PE&KBIJC5BGC:1![$ 9CT$/^-Q"\^-@%(V^ @9=)^7:IXPI4U;)C0.3$G:R#$FZ"._P-Y/G6C1&B$03 XR",GZ@B/@I0VU1P M4RC@ARP.T*L91]D.Z!+-P^:$>FL@N9N@?B]+[B >XC 1V\RU@J((M\T=3HS\ MTA%-H1^6T@]53MRUC82O"C6%$_NF!E*\"?KW&0K=#AL AEW@T?J _A#Y3[B5 M"2DFM-6RY"^4Q#+P=1R1\'-(^.H.)_7/-1#?&PXN2[(,OB7Y.;GKF4UM!&,4 M?NO$08?^B^-V*=Q'MK-]*P6A"99I4V$)P!ZD-Z+.28"F!A)ZP]G$OX1^>$$3 M,,#MU*15720>'PZZE@@4'#(GL'0O#Z%#U]D%[JWSQ#(6JFY&4E.JT*$F.X(J!%4L4(5&SDM34$7-S_$FV%P/ M:(1"VJ*&9@KA\604O&(,>MC' Z]M24.:#M72;76%F5 "P HT!8 /"6 9.IKH M6M,$0ZQ,I[&@WY^2S?9?VQ7;,*!!\+^7J%KV66]OB+"46=A M?3D-?2^>ADG/ _SWU)N,,5E7N_1LHF9KG!07-A*^&G1*9Q\*^):!KZ5Q M\: MR.TF*-GG*$9@$@9]'$5D$^U2LS6HRYP,&VHH? V=DT27AL)7L3DQ$VL@KIN@ M9G_%OA^]CIZ1[R$0#5%(WA6C[^W2LA6HELY.%%I@B38&)B$J-OC@$TT;)>Z36-D0AT\J&1Q!'P/JG>HG-06Y/VH9 M=;FRE=;)E1\C_\GKC3! M,N:]U]$C[FV62<*+_67C82O55H&"^AN#UW;Y,2R MYDYD\W?&< VN9IIR22$?,> &F'7P1R-:?YWDF$;)Y):6=115H.&(5)J#&AV\ M-)UO*GQ53NBW!C*\"5;*Y?G567N[]^N*,$X.!U^3EV+A9D+7X22YK@:2N@G: M]K47>T_,A<04[&""0_87T;I'012U3=6V1#+-(3T?I;UV KHE1+CACO9S9]7 MGFMP-=-*N<'A$PZ3@33]OZ=>Y.T<]*ZM>F=#H_3Y)M3G$N9/;_!TT EPUNE* 2_@+MDNL2#V\_A/ WR?8W]7#6UM#RX8R+_E7C82O M!2U-N&$."5^]M)^W+;Z">AF_VW9+ODCDM&B7/.#G&<#K)CPDB$'H(<'08C3D0?@$7UOKL%5# ?-@HYF MU8YLY,^;RC6XZN43V+X,G*D3,?I. M*^6>O:A]K4XL:"DB6?=P\'6@HCL"O@>#KPDMC9-\@QH([?K9?W2V0O&@N[$O]?HSS)4Z^1X*@O]=P@>P0"M8 "#G' U&FHI&$ PP'XG M-1(31:W1I,8/9(#J5<_LD@Q@9#.?=O8AR""Y?<-2MHGT: 2@;C"ES=V6X=V2 M-PC[8V_,_Y"T+K^;QE&,?)=UQHW!!2WR'H"OY)&!N]9A]#Y(<&=J*[(&%8?\ M7[7:LF6R6\TRH:;HK=FQ#E7'@;+F;+%C;N5,_9S37;(6](1!@;SI1M%T3'\Y M]T;3C15;[P,)?[3H0,MRH*V8K=FQ!G7;@9ICMV;'.I&N"M34;21LM_YMU_(C^R.''OU,4TW3CGIMU]Z]+:4 MJI?O2HE*,PF;3(*D%/\_X],5SXV'*(OF[$E8]D>>WH!XQ+:?Q^EM* M+"__DS[!>D)&KV@UVAQ:>14Z^3AL+R%/4LD17Y+)*G%<6+Q,_^SB&;> MH#?&.G,:9F8N0><(32)\DOURFK&>YS.DL)M.QRA\(F22$KXQ63F]V/N2K^<$ M),D)$:5\GKXY_5IB7RTYW?UUTKQ__ )=7M]W; MLZON-?GX_NO=???QZNYV"Y6JQ)G^WDO?.'AK!/^SN]N'N^NK\^[CQ7D.\N3O M+E\@%XCM1-N12U6&, *>#^)A,"6/QB M;#!-^=Q(I21>XO$%W)!HM3SQPPT*^T.@*? P+% +&)SC/A[W<-AR,!230DOY M0I55K<6T0+:OBNUOS07U"E<7[_GW[C4Q1B[ PQ\7%X_@* E0TW#U-MK1^W)9 MWN-9%B\XP L:%34M)O?NYO;,'Y1[U/AG-$IP;EL<=H:B(>N5ZDXQ&(3!&/20 M_VV%V,K @+,\TV)(E,XSY3&5=$T&DZ)!T^&D;]D[ JZ"YFI$1B'-UZ/Z G Q2]5HV00HU5:AHG W M26=WU;F96'*@XP@D\8TD7=:AH90=);]'++72^GO _6GHQ1X=F?V,O!%+8!H$ M(9L3!6D-R !Y(7A&HVG+)K-:M@GMTCU#^%-HFXXE!\K\C4,26%K*?C>AII>5 M[4)1WYML'^*1"^( C%%,/WIEDAV- [+Z_V(*DBANE^*N&PI4K;(SZH1.^,%8 M,A6HE![ (+#TL5@R%!4Z2H73QEJIN5\'Y&F)8,_T]78IZ(H"98.[X19"\UM& MDFU6Z*$52-JJXP$TY.JU\^5L7[6J)BOB&2)9XNT*R>0 IID3(XQ:.!G--$SH MZ,+UPC>>+&CJ*E1TX53K+\S^YH%+P@OY]$0/HA=KT8 MC()H5^%>6XO^2-$T:-O&2C:U\+EP@R%9A8YL"@QQBR%'@8IM5X*@5NKFM(7Z M:(\Z>6U'VZU3V U5@[*YH\>LHCZO!]42&X9A"QJ: U7-$AAN*(9-:)LR=-0= MTZP/CN$=RO;KZ?QJTC-:J2S\(PC<%V\T8KI"$ ]Q"#P_1OZ3UQNUS96GV09T MG+*Y$,)!],%84E1RO@LW'N]8THF.77TL;1VZ^)O(>(@K6^G)O&.G&-I<*MY( M5XMA.- R*DQ $@ZQ;;"D$0.U=!*PP-('IUQ:1,TH?8 )WV69=AZ/08Q&H+BI MQV$]&KQ!HJW#OA0%TB8-EC'KW%29"L&=$^F#"OD%(S6!D1QHRP8T33$X3_"1 MX*/W\!%+$Q,CB/D/:AQ^0*-8Y895ML ^N?90SQNE70%\-QG6-@Q&!%31S^#B M[ZD7O^YC4&"-!CU]_#-:Z<.\#7QON;V0B\>L/>&:!D/O=L'P!I7M59"B'7*B M9:QIQ --QX:J6K9H@#\GH*"Z6E&=12O&I4+%%KFVO./)LE6H M5]F"HO7:.GU32U5SVZ2.)9%URC>6=*+TR;)0S?G&DF;J4-'*EC4*U?Q]@CS) M0RT(N+U?.V]KQ1@VH*;IT#'+GN<"P_7!L&ZH4)5W[+!5 M59Z9Z(+)\S-:K#>TTXE'&ZR0!=B:<,@C#O$=!\#HIJ&P0N-K+7K+%8M&SJEA_@("?_!OCV+IOW6 M?S)TL['D&-"J4JEM?23M.O"?]B+.:QL$4&S:P5($U'C'D@+5TATH!98^&DLJ ME$L/$Q !M7TXQO:CCC?,^ZZ;)C1*Q^%%=*4N^#4,#3K*C@JDP"_W^%4MFN+. M:_-XX<*KX3-$J]*VZDE)J]+1O,U$N_R6U-!5[1TS36IZ'-802XX.55G,-^0< M2ZH.[2J;U[?2<;G8$0AO[@C43 <+;6,"944XPGC'DVRH4+8$GKC'DVE!4ZFP M4J-1JOBFSM.[]'?;TL1/-E?43$_T"=T7?#CAXZ9VMMX#BBK6^ 6O"EYM1?-L MP:J"5=O"JC7OSUTAJS*]_DN,R$O)OZ[W_-LO[$>RCQ[],MW2-M\MQ9@TD\". M%<)X 5D-'J'8>\:G+YX;#U.XY>]*P2#/;T$]LN-IO/Z6W&;[F-;J?EJ[O/Q/ M^@3/_?63UY,-;&)7M2U%T2V$>J:#;%E&O9[:DQWL_%O1/F4W#6 MB-&W#AJ0EYZ@T0MZC1:7-O;\3AX.RUO8,YDJ\EMTJKZ=9R=^%M',&_3&F&=. MPXQA"3I':!+AD^R7TRR^Y?D,*>RFTS$*GPB9I(1O3%:8E;TO^7I.0)*<$%%J MCJ=O3K^6V%=+ BCYSK$E1U[_M2PIG[W3\\@K.[FYN[V[\NNM>/ M?X#+J]ON[=E5]YI\?/_U[K[[>'5WNR"ZF[/]L[O;A[OKJ_/NX\5Y;N/D[VY# M=_RGCZ:N%V.WH?L[!E/R*#9K'FUF10BUR7O67%O!DB4>QMQ%XB&CY& M\%G;G>1!2 0>!H_#$&-P0ZX?1N#"=Y'1^Y//^C6BJW?D&T7(_L<]_&XAT.![Z9M6S#WCLCF3S&H\#Q+ MM?_:X+^8ZE59U;8G^+KMN9CF[U&,M]@SIWM:BT>UOGL2>*K'GMZ%)_[.A'>> M'DY-LGHMR=B*-F\O'L'5[>/%_<7#([CIWO_CZA;L--=S=9KJ^A-C3^-:6_X" M_CBF-&\M!5)+#E3>MNA!/(/W9_!'H >LWJOC,=&-(KRAS6?=RU";_PS^^(;? M^MA<$#%]1(=>?V)*5G) '9@%BS7NZX#QLK MH"#GB2HU'54RU=7X:(\LFC[ATV]'RO&1=KR4@K)#N5[%Z8S;(JYT0B,/*8G; M;LZ&FJQ 7>>DQV[-ZENWA;(AJ=4TQZUDMY_?Q3!"*%2^.0OJC@(U8\+* M>CL7^71]/.#^-)SW*EB95MA#_K?9+*+$+P)JZA@I]HIL=6IQV/=C6P0K4+4< MJ%MEC=P#=6AI*)1522VK&^P'P)SI!@U%+V$BVX1&Z?&5@HG*,9%C"156@93@VI3PB> M]^-?D[0ZGCG-$CP\^P$^/*S)<&FQT"3?B3VW@3\+6N+4+X VEU0TU//GR$1W MM2L<2KKO$HN&XLDV-2B7SNH6>/IP/*D*M*NW:B7?YEZ)B'F9TCN$EP4[NX MR5!U:%CB;#H<-]5"(?_@UC1[;/*0(X."R2F\M*(0JQ3V;=/LVUUF9!Y(H(IG MB$.JS0&4J^62+Q>/*4O2_T?HF7P2S0K WN,%Y4ZA?V^A>-$>N='9US0[@9JB M0MDNV]Q I."7@;(LV6VN8Q%"H5Y"08>VK4-5$T+AL$)!K2:4*(2"$ J[" 7' MEJ'F5%/5W!ZA((MB/<[MP0_WW-3&A5 M3>H2%%TD#VOO5A29%2ST(:W9% ,:I5U&@H5*>M2KD5&;]-T]"JV C5-$RQT0!CKDB-8J+GH56AX MMW3S!\%")5FHFHE5G+$0SQIX-8YU167MIGE1UK=J2OU[6CZ1*VUZCX.C<3T. M3:CK)C346O4X+(L,X9E9W\Q$4JT:HI[OHV:?S56;*G@,:%HFU&2CAM0G!,_[ M\2]+1JUZ5 C!TQS!8ZC0T.IX[ G!LP_!H]:JU50C!0_/)K,(A&W3U7G>EZ"= ME28JT5]M:/.2*+^/3B&-Q92E.M!2J@D,"$R5XBG=@(91=A8EQYCB^?@2Z=GK M"/$N'N(0C/;C,ZXE)\HJU"U.>D^(;OCK Z*.!DV[F@QO@:>*3I!;',_J M@<$-"I\\'QQ=/EX<@R/D^U.RSO]B]_@@QXLNV=86:SQE*=1>0&0^'J'8>\:G ME, [JF2JDU60H@C3)WSZ[4B9+?L+@Z^(69:(>4ARK9R%^XF55@+J;>I !'VN M=&YU:A6.$_39-OI4!'WR0Y_\:9@E==$O,2*J?*;)S-3%WW[IT2_S6@[YL63; M:2:!XZH2]>*Y\3"%8?ZN!)LG\OP6U"/&^31>?TN.0/J8*I.?UBXO_Y,^P7-_ M_>3U9 .;V%5M2U%T"Z&>Z2!;EE&OI_9D!SO_5LQ/V4W#F>DZ04^XTPLQ^M9! M _+2$S1Z0:_1XM+&GM_)PV%Y"WLF6D5^BSO5.7>*G^M^%M',&_3&&&1.P\P0 M)N@JRB2HZW_FL?':EL]MM 4=S[-A0 ' M\69[JX/J\NK^X1&KN]LM MSK-"M>H-IT6-('5V=_MP=WUUWGV\.,_!B/S=W14XA[FT.2#_TT=3UXNQ*P#\ M7@ 7*^1'+CV#P@AX/HB'P90\RHV.:PGM$H\O0$QR8O-$^S(S#OD?3=-?0T4\_&/:* MH_.C(^\'>\8^B[ KK5';3DN>XQN"@>?SJ*IR$A!$H# >U!\A[O M=L6I;=M!HW1B&P^Y:]MM38&:J4#;J*:;OJ"8.E*,HJE0+CT255!,BRE&)?\O MW0%HCQ3SQO'-:;2Q"37Q9?4-$&+R T2V:K83 B1GI213NB5GIC M&A]OJ7#(#E153AJT-A+"E@--BY/F9(T$L H-F5]]N6GJY_U#B]BFK.K)MM(Z@VL6L<7=CFAX2Q::M0=D1HZ) PUDT+*IK6$/N< M?]GY1S#&Z0P50+^-0# _1"[7MRNF)"A&-!1.9G2T5 (J]"P+ 'APT%8)+*S S(W MC8@0Y5,1=14ZVF%Z!M?:W]MVPM"()JUIAVG\* BCQH0A.Q:T'"$Q1(2(EPA1 M#:RX[C0.P$\_:/8IN/]GDAG=+M>7 E5=A[;(USTLC.F$(D,DG1_0B+-U*,L5 M0KAE[J]S+\3]&'@^L>)&(UI?TB['ER9#KN9# M/'5I\?+NIGE]#VC"R14F0[4 OI8AXJH'/.NA89;-J>)5OZQ%6/6.-MP3X=3" M1G:J#153U%6)J-FR9]:QH&D8@C $82P2AFS9T-%$P=UA#9!:G*NS.K)9"=E[ M#)&&<0HM356@(M=(A)9%Q =I^(TC#%-VH&.;@C $82P2AF*9T-)JU/[BHPAC MGS:K:G!?H)TSSH37[^Y,V#"FL8F58D)'K]$Q*RR5CR ,8K[J*E1T M31"&((P\4HBT, AA*,*$;8D)6XR"Y$P=XI$+!D$((C1J6>MT18&R(?JF'Q3 MMBGZ5AX0P#(TY(9$TFICE;QEBQQ6F^ -)J4GT&R_?4Y8;ZW995K0<839521V M!0^T@0=H@%2G:"D/$&/:I(F?HKQVG7:X7%YK;2BO+5.].E^^1A;H M!M/>".\TWK?"!^U0@5QB01]X:4M'MQ?/L6_ QLYQ'X][.&SBWHJ1UE(*5F55 M:QJ"R9[4QN]I3[X7GG7*[L/#Q2/XWS^[UU>/_P+G%X_=J^OWM.?>2N-Y3]]M M#E^PIX@&SV1R&_@3' Z"<$P6O.*>V[VI>XNZLO"!WDUQJOE42A#XP ]\U.^' M4S0"/11Y$?B_[QJ$S9>!W;I1WZH#]=(%;7NLG!3D4C=RD?4*QUP*S$(<3*9 M81J23T;9 ?:&55DF:[@M;+Y?S;K9$#9I^W8!WP/"U[8KG"74*%6_V-F: '>; MGTFVY&;G[,'J[#@SNM^;,U-Z^YQPZ9IIUCI4-;T^"3,?6/TK&* -#* 94+=K MU'-(,(!@@/TR@$5GN@H&.%!!#1\D7PSYI!==F!N2&+SXQ 0_^ND'33^]N[^X M8[\(2AK M&XHP#-'Y^(#'D%%64 KHELA$<.H_3)8/07D(WV27R-A85',?:ON<<.8:CZ0! M546,3A5EK&UE ,V$NB5Z&0@&:"T#V- 0P[-;:5\G0>D)BF+@3C'P?("_]XFY M34>Q.3)PT6L2LHYB;S1*,H3(SMIE=BM0UT6KM$/"UW%$CO!!X5ME#G:CC.]B M")^-4!1Y V^633FOV&M7*,=B+6%$O.%P3DJ='$85AAP:#V#+@*HE*J8.*BU# MCRR%7+\G:5G?@]EVH&V)F,X!(:RIT#8%A \(84N'LEFA>53<1LS>T$7L3?G] MGBXE7#_CHP\7UWNNA"@7@UN(!;?(/P !\C'M;X2>,/5PQ"P4MGP(03 932- MT['8IRS?X"#>,4-2M]C/*7D]JQT^"?$(Q=XS/J4^KXXJ46@LPY[L@#[@TV_@ M2)_G1S!,M$,BR5)% XPKV.OG=BE,LJ3; K4-1:U1MJU)0U#; O]8=S0*7I#? MQVS:2C_$KA>38S?:88( QT'%UG67430-VK;H1B3H9=N1+2IT2L]L$?325GIQ M%*C8916^0_MBE;GZQ:%9S!YXXA&SUNMO >'_^WA^_W,$7G"( 3$;B;F,8NQ2 M4YE8Q_^#_"D*7X$" >V43#^=H#"F7WGCR0B/B2'-DD\2LOO)IDQ%Z403.DB/_FAWYX.@QF'A]H*GF,>M0"F;=2 1G=SWW=NSJ^XU^?C^Z]U]]_'J[G:79OPUV/[9W>W#W?75>??QXCRWKFUU[SE8OPVQ;LFU[%Q%F MJN3.[418F<:V_[V )JYZ2IWYLQ-J>>LS(N@Y!P)@:/PQ!C<$.N M'T;@PG>71!*/$"^<)O5F9C??Z"@S)*DYNRXY0:DY&R^#[KH(POH.#1+#G9JS M)TZXI5[YEVMF!N$8G V)YHP[P6 0@:-[W _(^CP<';][8M#AQD#5[07<4FS] MXL?;N]#.@O$8A]3_#,$@N5D6P/IW6R= M//)JP M_CFY=6VT2(R%?BZ5O*#'(B)KIK\N=UD$P32.8O(W;2%QA'Q_2O;T7^P>@_JU M6FQMI\72S7P:TK.M!:A5JHDS"=1^ -=6,XJ3*]1RIQ-\U#+J(!'VO5 MM2OC'EJJ5Q C/[^XO+J]HNU['T#W]AS<7YS=W9Y=75^QEK[@[A+#GNN%OR!10-V0* M[- &L+)+.>61"J/UAXUN*\<5I@(!FF/@4:6$\ 3YA1 ]!D-$> -CG[' E(ZL M((R$ &&M$>%/])WI+OCOJ?>,1HSA4418_.BG'S3]]/+Q@OU[3)@QY2LPP$2] M0:/L\>0)5![$4\*$KR"D/4"" 5"5SU)!F%]024(E:J5423/(R(BQEMXN\3[$>8?CL8! =9_$S%/IZ;XY(QY\@AM)HDP MR']-&M&!J3^-II3^8CR.R%K(6>!2X9\[&(CD]P-Z= &&%O(]^X2<(B,03##; MKQ]!$$W[0QH]&N/P"8<0H#YA@P2A[*41I@DY=!9;/XCBY3$J@J)S%*U52M%7 M?DIS0SQRF8LS(L(LR:,JPIHX 3\BOZL*2KCXSBDE\)P_P*'JR/."N0:7&-; M'<2WZ-[?W-;]#=GROL8TU&O78D8#-Z@0,QH:M:>*"Z'VY-[$JEUM"SY!+O4A%TN!:NGI$\W* M.OK &IZJRJ"[[G^F49R%:=Z(0M:PO%EY3WES;8L7-)F342"-A*[JB!Z(!X2N M(7KTM<;^!(B=/TE*P%LY,%FRVDJ!Q58,\5:GG1JR"K4 ;6=''6UKG_A'M(1N M$E:(G658.]I9 BF'LV9T9\?F$1^'E!H<.?7K57"UE.76KCIF58:J5E8:"7UU M>P#;4#6J'=+9;/AJ4+8XF4Y4 _'\_FY\2W''#KW^Q&0AN@KBMP4I]! <73Y> M?%BSO:)U[=L;=4!-C+?:L_WUI>72EUZ\:4>'IMF@KN25MV06=%\+NK=MJ"F6 MH'M!]^VB>].&NFH(NN=-DR[51B*!78_>EM?9E(->(=ER@$:;]#1@^\G>E MS27D^2VH1T ]C=??4F)Y^9_#<*[,/^%.+\3H6P<-R/TG:/2"7J/%MXP]OY/? MTO)J]DS)BOP6*:OEIK.U\V<1^KEJD$((2)(3(BK;(<6Q)4=>_W6^.>@U M.#$OK^X?'L'9WU?%]WKQS_ Y=5M]_;LJGM-/K[_>G?/^G04]4UHP/;/ M[FX?[JZOSKN/%^>YC9._NPW=\9\^FKI>O%0Z5GWD^&I*D'Z/U$1*VCUNJQ MANC]])'"IH&]GW@N#ZX=N'B_92 M]=KM>E]5Z[7;N"A24G29GEAF8VHH7<"(OZY4INC[9 MZ*I<7?RV:76\^>2V#\L6[9"3X.NZXC>HJM5F9 IRJ1&Y&-#2JBTY$^12'W)1 M+6BI96<'BWQDSGKR;UTYDG8]7FB(W*ZANPI4]&JF[K8#ON6EB8!NB>HNJEC9/B>2 MH7C?&K%&-+DYA14%D=P/KRD2#% G!C"A)C>HHDXP@&" 6#G\$M M5?&<';))\.=_/K)!FJQX:1B,B'R/?F9M*^-7D3]2WP@O,3%-!PWT!9ZUT&WUA6L<14P)S3FR 8HB'.\6 ME*QM5%XS'*B7[DHJ\AY*0%A1H:EQ,KZEH1#6H:J5%> BNX1' 5[L1MB^!\^2 MH^$]&2;O\U)SYZZU906::HU:7Y9%PP8->Z-B%+Z"P(,9BW M^MN] -ERZW1>/"0%[G->RWUQ102XU(I== MYK4(PTKZ4MF>C\3:SF&ERE@F[\=. N9@RJ/$6X/PV]V",/?4*>W[+1 M"&F!#!\M> 2$!81W&N\A!B7P?ZYP#:Z:SI4HYH<;'#[A$"#?!:C_]]1+$D@! M2R#%+L#?)]B/=IP!5(-*T#5#L*"ABV9;AX,O[?TH6FWQID:TQ8AKE%6R-,9M M?$!Q7E^=3X&6HU>N]S43MJJI"3 MW.W2O[G27QH)X8H#0LT&KL+)^.\:".WF:-Y[D=A"61'JX#I%VQ)J]D'@6KUA M6 ,Y76,/]]

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end