XML 66 R56.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance $ 93,603 $ 97,038 $ 92,522 $ 101,309  
Charge-offs (3,370) (2,906) (7,099) (11,510)  
Recoveries 909 629 1,976 2,036  
Provision for credit losses 4,951 (576) 8,694 2,350  
Ending Balance 96,093 94,185 96,093 94,185 $ 92,522
Ending balance: individually evaluated for impaired 1,534 980 1,534 980  
Ending balance: collectively evaluated for impaired 94,559 93,205 94,559 93,205  
Loans and Leases Receivable, Net of Deferred Income (7,348,917) (6,732,580) (7,348,917) (6,732,580) (6,839,230)
Ending balance: individually evaluated for impaired 24,628 26,148 24,628 26,148  
Ending balance: collectively evaluated for impaired 7,324,289 6,706,432 7,324,289 6,706,432  
Provision for credit losses 5,923 330 11,986 1,353  
Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 21,989 21,466 18,093 17,187  
Charge-offs (852) (2,066) (1,836) (6,522)  
Recoveries 154 106 313 299  
Provision for credit losses 1,181 (1,644) 5,902 6,898  
Ending Balance 22,472 17,862 22,472 17,862 18,093
Ending balance: individually evaluated for impaired 1,380 479 1,380 479  
Ending balance: collectively evaluated for impaired 21,092 17,383 21,092 17,383  
Loans and Leases Receivable, Net of Deferred Income (1,169,206) (1,224,591) (1,169,206) (1,224,591) (1,173,452)
Ending balance: individually evaluated for impaired 3,853 5,561 3,853 5,561  
Ending balance: collectively evaluated for impaired 1,165,353 1,219,030 1,165,353 1,219,030  
Commercial, financial, agricultural and other [Member] | Time and Demand Loans          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 19,921 21,098 15,283 16,838  
Charge-offs (321) (2,059) (604) (6,397)  
Recoveries 77 104 155 292  
Provision for credit losses 869 (1,561) 5,712 6,849  
Ending Balance 20,546 17,582 20,546 17,582 15,283
Ending balance: individually evaluated for impaired 1,380 479 1,380 479  
Ending balance: collectively evaluated for impaired 19,166 17,103 19,166 17,103  
Loans and Leases Receivable, Net of Deferred Income (1,012,169) (1,210,694) (1,012,169) (1,210,694) (1,159,524)
Ending balance: individually evaluated for impaired 3,853 5,561 3,853 5,561  
Ending balance: collectively evaluated for impaired 1,008,316 1,205,133 1,008,316 1,205,133  
Commercial, financial, agricultural and other [Member] | Commercial Credit Cards          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 387 368 247 349  
Charge-offs (132) (7) (209) (125)  
Recoveries 42 2 68 7  
Provision for credit losses 3 (83) 194 49  
Ending Balance 300 280 300 280 247
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 300 280 300 280  
Loans and Leases Receivable, Net of Deferred Income (13,368) (13,897) (13,368) (13,897) (13,928)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 13,368 13,897 13,368 13,897  
Commercial, financial, agricultural and other [Member] | Time and Demand Loans Other          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,409   2,563    
Charge-offs (399)   (1,023)    
Recoveries 35   90    
Provision for credit losses 12   (573)    
Ending Balance 1,057   1,057   2,563
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 1,057   1,057    
Loans and Leases Receivable, Net of Deferred Income (99,892)   (99,892)    
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 99,892   99,892    
Commercial, financial, agricultural and other [Member] | Equipment Finance          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 272   0    
Charge-offs 0   0    
Recoveries 0   0    
Provision for credit losses 297   569    
Ending Balance 569   569   0
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 569   569    
Loans and Leases Receivable, Net of Deferred Income (43,777)   (43,777)    
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 43,777   43,777    
Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 17,747 12,933 12,625 14,358  
Charge-offs (119) (11) (263) (130)  
Recoveries 83 98 143 309  
Provision for credit losses 1,592 (215) 6,798 (1,732)  
Ending Balance 19,303 12,805 19,303 12,805 12,625
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 19,303 12,805 19,303 12,805  
Loans and Leases Receivable, Net of Deferred Income (2,153,904) (1,875,375) (2,153,904) (1,875,375) (1,920,250)
Ending balance: individually evaluated for impaired 0 254 0 254  
Ending balance: collectively evaluated for impaired 2,153,904 1,875,121 2,153,904 1,875,121  
Residential real estate [Member] | Senior Lien          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 11,860 7,394 7,459 7,919  
Charge-offs (79) 0 (124) (36)  
Recoveries 67 24 112 206  
Provision for credit losses 1,161 39 5,562 (632)  
Ending Balance 13,009 7,457 13,009 7,457 7,459
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 13,009 7,457 13,009 7,457  
Loans and Leases Receivable, Net of Deferred Income (1,510,570) (1,254,142) (1,510,570) (1,254,142) (1,299,534)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 1,510,570 1,254,142 1,510,570 1,254,142  
Residential real estate [Member] | Junior Lien          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 5,887 5,539 5,166 6,439  
Charge-offs (40) (11) (139) (94)  
Recoveries 16 74 31 103  
Provision for credit losses 431 (254) 1,236 (1,100)  
Ending Balance 6,294 5,348 6,294 5,348 5,166
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 6,294 5,348 6,294 5,348  
Loans and Leases Receivable, Net of Deferred Income (643,334) (621,233) (643,334) (621,233) (620,716)
Ending balance: individually evaluated for impaired 0 254 0 254  
Ending balance: collectively evaluated for impaired 643,334 620,979 643,334 620,979  
Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 31,387 35,795 33,376 41,953  
Charge-offs (1,335) (102) (1,887) (1,659)  
Recoveries 332 90 351 130  
Provision for credit losses (2,485) (1,143) (3,941) (5,784)  
Ending Balance 27,899 34,640 27,899 34,640 33,376
Ending balance: individually evaluated for impaired 154 501 154 501  
Ending balance: collectively evaluated for impaired 27,745 34,139 27,745 34,139  
Loans and Leases Receivable, Net of Deferred Income (2,393,276) (2,231,890) (2,393,276) (2,231,890) (2,251,097)
Ending balance: individually evaluated for impaired 20,775 20,333 20,775 20,333  
Ending balance: collectively evaluated for impaired 2,372,501 2,211,557 2,372,501 2,211,557  
Commercial Real Estate [Member] | Multifamily          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 3,555 4,379 3,561 6,240  
Charge-offs 0 0 (411) (1)  
Recoveries 1 0 1 0  
Provision for credit losses 868 (548) 1,273 (2,408)  
Ending Balance 4,424 3,831 4,424 3,831 3,561
Ending balance: individually evaluated for impaired 0 103 0 103  
Ending balance: collectively evaluated for impaired 4,424 3,728 4,424 3,728  
Loans and Leases Receivable, Net of Deferred Income (404,328) (405,720) (404,328) (405,720) (385,432)
Ending balance: individually evaluated for impaired 0 435 0 435  
Ending balance: collectively evaluated for impaired 404,328 405,285 404,328 405,285  
Commercial Real Estate [Member] | Nonowner Occupied Commercial Real Estate          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 20,953 26,911 24,838 28,414  
Charge-offs (1,095) 0 (1,236) (1,556)  
Recoveries 330 80 340 120  
Provision for credit losses (4,186) (893) (7,940) (880)  
Ending Balance 16,002 26,098 16,002 26,098 24,838
Ending balance: individually evaluated for impaired 154 338 154 338  
Ending balance: collectively evaluated for impaired 15,848 25,760 15,848 25,760  
Loans and Leases Receivable, Net of Deferred Income (1,516,255) (1,442,845) (1,516,255) (1,442,845) (1,465,247)
Ending balance: individually evaluated for impaired 20,101 18,314 20,101 18,314  
Ending balance: collectively evaluated for impaired 1,496,154 1,424,531 1,496,154 1,424,531  
Commercial Real Estate [Member] | Owner Occupied Commercial Real Estate          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 6,879 4,505 4,977 7,299  
Charge-offs (240) (102) (240) (102)  
Recoveries 1 10 10 10  
Provision for credit losses 833 298 2,726 (2,496)  
Ending Balance 7,473 4,711 7,473 4,711 4,977
Ending balance: individually evaluated for impaired 0 60 0 60  
Ending balance: collectively evaluated for impaired 7,473 4,651 7,473 4,651  
Loans and Leases Receivable, Net of Deferred Income (472,693) (383,325) (472,693) (383,325) (400,418)
Ending balance: individually evaluated for impaired 674 1,584 674 1,584  
Ending balance: collectively evaluated for impaired 472,019 381,741 472,019 381,741  
Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 16,951 22,559 24,208 19,845  
Charge-offs (1,064) (727) (3,113) (3,199)  
Recoveries 331 335 1,160 1,163  
Provision for credit losses 3,290 2,378 (2,747) 6,736  
Ending Balance 19,508 24,545 19,508 24,545 24,208
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 19,508 24,545 19,508 24,545  
Loans and Leases Receivable, Net of Deferred Income (1,209,841) (976,708) (1,209,841) (976,708) (999,975)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 1,209,841 976,708 1,209,841 976,708  
Loans to individuals [Member] | Automobiles          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 14,563 19,298 21,392 16,133  
Charge-offs (538) (331) (1,515) (1,399)  
Recoveries 156 251 699 826  
Provision for credit losses 2,979 1,984 (3,416) 5,642  
Ending Balance 17,160 21,202 17,160 21,202 21,392
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 17,160 21,202 17,160 21,202  
Loans and Leases Receivable, Net of Deferred Income (1,120,838) (886,367) (1,120,838) (886,367) (901,280)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 1,120,838 886,367 1,120,838 886,367  
Loans to individuals [Member] | Consumer Credit Cards          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 312 528 496 635  
Charge-offs (182) (125) (415) (372)  
Recoveries 15 9 53 51  
Provision for credit losses 244 84 255 182  
Ending Balance 389 496 389 496 496
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 389 496 389 496  
Loans and Leases Receivable, Net of Deferred Income (10,274) (10,617) (10,274) (10,617) (11,151)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 10,274 10,617 10,274 10,617  
Loans to individuals [Member] | Other Consumer Loans          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 2,076 2,733 2,320 3,077  
Charge-offs (344) (271) (1,183) (1,428)  
Recoveries 160 75 408 286  
Provision for credit losses 67 310 414 912  
Ending Balance 1,959 2,847 1,959 2,847 2,320
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 1,959 2,847 1,959 2,847  
Loans and Leases Receivable, Net of Deferred Income (78,729) (79,724) (78,729) (79,724) (87,544)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 78,729 79,724 78,729 79,724  
Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 5,529 4,285 4,220 7,966  
Charge-offs 0 0 0 0  
Recoveries 9 0 9 135  
Provision for credit losses 1,373 48 2,682 (3,768)  
Ending Balance 6,911 4,333 6,911 4,333 4,220
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 6,911 4,333 6,911 4,333  
Loans and Leases Receivable, Net of Deferred Income (422,690) (424,016) (422,690) (424,016) (494,456)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 422,690 $ 424,016 422,690 $ 424,016  
Real estate construction [Member] | Construction Residential          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,929   942    
Charge-offs 0   0    
Recoveries 0   0    
Provision for credit losses (41)   946    
Ending Balance 1,888   1,888   942
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 1,888   1,888    
Loans and Leases Receivable, Net of Deferred Income (96,151)   (96,151)    
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 96,151   96,151    
Real estate construction [Member] | Construction Other          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 3,600   3,278    
Charge-offs 0   0    
Recoveries 9   9    
Provision for credit losses 1,414   1,736    
Ending Balance 5,023   5,023   $ 3,278
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 5,023   5,023    
Loans and Leases Receivable, Net of Deferred Income (326,539)   (326,539)    
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired $ 326,539   $ 326,539