The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 275 1,567 SH   DFND 1 1,567 0 0
3M CO COM 88579Y101 35 200 SH   OTR 1 200 0 0
ABBOTT LABS COM 002824100 872 7,380 SH   DFND 1 7,380 0 0
ABBOTT LABS COM 002824100 24 200 SH   OTR 1 200 0 0
ABBVIE INC COM 00287Y109 319 2,961 SH   DFND 1 2,961 0 0
ABBVIE INC COM 00287Y109 22 200 SH   OTR 1 200 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 226 705 SH   DFND 1 705 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 16 50 SH   OTR 1 50 0 0
ACTIVISION BLIZZARD INC COM 00507V109 583 7,534 SH   DFND 1 7,534 0 0
AIR PRODS & CHEMS INC COM 009158106 1,030 4,022 SH   DFND 1 4,022 0 0
AIR PRODS & CHEMS INC COM 009158106 8 30 SH   OTR 1 30 0 0
ALBEMARLE CORP COM 012653101 366 1,672 SH   DFND 1 1,672 0 0
ALPHABET INC CAP STK CL C 02079K107 1,210 454 SH   DFND 1 454 0 0
ALPHABET INC CAP STK CL A 02079K305 3,569 1,335 SH   DFND 1 1,335 0 0
ALPHABET INC CAP STK CL A 02079K305 75 28 SH   OTR 1 28 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 813 24,407 SH   DFND 1 24,407 0 0
AMAZON COM INC COM 023135106 2,227 678 SH   DFND 1 678 0 0
AMERIPRISE FINL INC COM 03076C106 722 2,734 SH   DFND 1 2,734 0 0
AMERISOURCEBERGEN CORP COM 03073E105 827 6,927 SH   DFND 1 6,927 0 0
AMGEN INC COM 031162100 244 1,148 SH   DFND 1 1,148 0 0
ANALOG DEVICES INC COM 032654105 628 3,751 SH   DFND 1 3,751 0 0
APPLE INC COM 037833100 11,770 83,177 SH   DFND 1 83,177 0 0
APPLE INC COM 037833100 320 2,260 SH   OTR 1 2,260 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 403 6,717 SH   DFND 1 6,717 0 0
AT&T INC COM 00206R102 971 35,939 SH   DFND 1 35,939 0 0
AT&T INC COM 00206R102 126 4,669 SH   OTR 1 4,669 0 0
ATMOS ENERGY CORP COM 049560105 395 4,482 SH   DFND 1 4,482 0 0
BANK NEW YORK MELLON CORP COM 064058100 188 3,626 SH   DFND 1 3,626 0 0
BANK NEW YORK MELLON CORP COM 064058100 36 689 SH   OTR 1 689 0 0
BECTON DICKINSON & CO COM 075887109 323 1,312 SH   DFND 1 1,312 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 447 1,637 SH   DFND 1 1,637 0 0
BLACKROCK INC COM 09247X101 911 1,086 SH   DFND 1 1,086 0 0
BOEING CO COM 097023105 435 1,979 SH   DFND 1 1,979 0 0
BOEING CO COM 097023105 22 100 SH   OTR 1 100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,022 17,265 SH   DFND 1 17,265 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 6 100 SH   OTR 1 100 0 0
BROADCOM INC COM 11135F101 1,605 3,310 SH   DFND 1 3,310 0 0
BROADCOM INC COM 11135F101 34 70 SH   OTR 1 70 0 0
CANADIAN PAC RY LTD COM 13645T100 325 5,000 SH   OTR 1 5,000 0 0
CATERPILLAR INC COM 149123101 356 1,857 SH   DFND 1 1,857 0 0
CATERPILLAR INC COM 149123101 19 100 SH   OTR 1 100 0 0
CELANESE CORP DEL COM 150870103 498 3,307 SH   DFND 1 3,307 0 0
CHEVRON CORP NEW COM 166764100 1,561 15,387 SH   DFND 1 15,387 0 0
CHEVRON CORP NEW COM 166764100 33 325 SH   OTR 1 325 0 0
CISCO SYS INC COM 17275R102 948 17,419 SH   DFND 1 17,419 0 0
CISCO SYS INC COM 17275R102 30 550 SH   OTR 1 550 0 0
COCA COLA CO COM 191216100 264 5,038 SH   DFND 1 5,038 0 0
COMCAST CORP NEW CL A 20030N101 1,311 23,447 SH   DFND 1 23,447 0 0
COMCAST CORP NEW CL A 20030N101 117 2,090 SH   OTR 1 2,090 0 0
CONOCOPHILLIPS COM 20825C104 113 1,673 SH   DFND 1 1,673 0 0
CONOCOPHILLIPS COM 20825C104 102 1,512 SH   OTR 1 1,512 0 0
CSX CORP COM 126408103 601 20,218 SH   DFND 1 20,218 0 0
CSX CORP COM 126408103 9 300 SH   OTR 1 300 0 0
CUMMINS INC COM 231021106 412 1,833 SH   DFND 1 1,833 0 0
CUMMINS INC COM 231021106 56 250 SH   OTR 1 250 0 0
CVS HEALTH CORP COM 126650100 635 7,488 SH   DFND 1 7,488 0 0
CVS HEALTH CORP COM 126650100 17 200 SH   OTR 1 200 0 0
D R HORTON INC COM 23331A109 459 5,465 SH   DFND 1 5,465 0 0
DANAHER CORPORATION COM 235851102 1,141 3,749 SH   DFND 1 3,749 0 0
DIGITAL RLTY TR INC COM 253868103 509 3,527 SH   DFND 1 3,527 0 0
DISNEY WALT CO COM 254687106 932 5,507 SH   DFND 1 5,507 0 0
DISNEY WALT CO COM 254687106 80 475 SH   OTR 1 475 0 0
DOMINION ENERGY INC COM 25746U109 351 4,801 SH   DFND 1 4,801 0 0
DOVER CORP COM 260003108 388 2,497 SH   DFND 1 2,497 0 0
EATON CORP PLC SHS G29183103 381 2,549 SH   DFND 1 2,549 0 0
EDISON INTL COM 281020107 330 5,941 SH   DFND 1 5,941 0 0
EXXON MOBIL CORP COM 30231G102 339 5,761 SH   DFND 1 5,761 0 0
EXXON MOBIL CORP COM 30231G102 127 2,167 SH   OTR 1 2,167 0 0
FEDEX CORP COM 31428X106 246 1,120 SH   DFND 1 1,120 0 0
FEDEX CORP COM 31428X106 11 50 SH   OTR 1 50 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 9,895 725,951 SH   DFND 1 291,851 0 434,100
FIRST COMWLTH FINL CORP PA COM 319829107 160 11,734 SH   OTR 1 0 0 11,734
GILEAD SCIENCES INC COM 375558103 260 3,722 SH   DFND 1 3,722 0 0
GILEAD SCIENCES INC COM 375558103 7 100 SH   OTR 1 100 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 592 1,567 SH   DFND 1 1,567 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 38 100 SH   OTR 1 100 0 0
HOME DEPOT INC COM 437076102 1,320 4,022 SH   DFND 1 4,022 0 0
HONEYWELL INTL INC COM 438516106 403 1,900 SH   DFND 1 1,900 0 0
HONEYWELL INTL INC COM 438516106 64 300 SH   OTR 1 300 0 0
HUMANA INC COM 444859102 774 1,989 SH   DFND 1 1,989 0 0
HUMANA INC COM 444859102 181 465 SH   OTR 1 465 0 0
HUNTINGTON BANCSHARES INC COM 446150104 69 4,436 SH   DFND 1 4,436 0 0
HUNTINGTON BANCSHARES INC COM 446150104 464 30,000 SH   OTR 1 0 0 30,000
II-VI INC COM 902104108 119 2,000 SH   DFND 1 2,000 0 0
II-VI INC COM 902104108 387 6,522 SH   OTR 1 6,522 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 762 25,816 SH   DFND 1 25,816 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 246 8,452 SH   DFND 1 8,452 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C672 562 19,752 SH   DFND 1 19,752 0 0
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 346 11,857 SH   DFND 1 11,857 0 0
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698 596 19,007 SH   DFND 1 19,007 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 354 11,412 SH   DFND 1 11,412 0 0
INNOVATOR ETFS TR US EQTY BUFR JUN 45782C755 339 10,357 SH   DFND 1 10,357 0 0
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 557 17,649 SH   DFND 1 17,649 0 0
INTEL CORP COM 458140100 488 9,159 SH   DFND 1 9,159 0 0
INTEL CORP COM 458140100 29 550 SH   OTR 1 550 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 820 7,140 SH   DFND 1 7,140 0 0
INTUIT COM 461202103 813 1,507 SH   DFND 1 1,507 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,369 3,825 SH   DFND 1 3,825 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 577 34,231 SH   DFND 1 34,231 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,139 11,575 SH   DFND 1 11,575 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,515 30,644 SH   DFND 1 30,644 0 0
ISHARES TR SELECT DIVID ETF 464287168 89 775 SH   OTR 1 775 0 0
ISHARES TR CORE S&P500 ETF 464287200 60,783 141,087 SH   DFND 1 141,087 0 0
ISHARES TR CORE S&P500 ETF 464287200 299 695 SH   OTR 1 695 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,596 91,217 SH   DFND 1 91,217 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,353 31,839 SH   DFND 1 31,839 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,288 8,859 SH   DFND 1 8,859 0 0
ISHARES TR MSCI EAFE ETF 464287465 20,913 268,085 SH   DFND 1 268,085 0 0
ISHARES TR MSCI EAFE ETF 464287465 51 653 SH   OTR 1 653 0 0
ISHARES TR RUS MID CAP ETF 464287499 2,654 33,928 SH   DFND 1 33,928 0 0
ISHARES TR RUS MID CAP ETF 464287499 64 817 SH   OTR 1 817 0 0
ISHARES TR CORE S&P MCP ETF 464287507 602 2,290 SH   DFND 1 2,290 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,291 4,710 SH   DFND 1 4,710 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,928 18,275 SH   DFND 1 18,275 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,565 5,332 SH   DFND 1 5,332 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 13,893 63,513 SH   DFND 1 63,513 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 42 190 SH   OTR 1 190 0 0
ISHARES TR S&P MC 400VL ETF 464287705 357 3,468 SH   DFND 1 3,468 0 0
ISHARES TR U.S. TECH ETF 464287721 203 2,000 SH   DFND 1 2,000 0 0
ISHARES TR US INDUSTRIALS 464287754 514 4,800 SH   DFND 1 4,800 0 0
ISHARES TR U.S. FINLS ETF 464287788 462 5,600 SH   DFND 1 5,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,026 9,401 SH   DFND 1 9,401 0 0
ISHARES TR MSCI ACWI EX US 464288240 295 5,322 SH   DFND 1 5,322 0 0
ISHARES TR MSCI ACWI EX US 464288240 6 100 SH   OTR 1 100 0 0
ISHARES TR INTL SEL DIV ETF 464288448 3,362 110,525 SH   DFND 1 110,525 0 0
ISHARES TR INTL SEL DIV ETF 464288448 61 2,000 SH   OTR 1 2,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842 210 2,829 SH   DFND 1 2,829 0 0
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 1,655 27,439 SH   DFND 1 27,439 0 0
JOHNSON & JOHNSON COM 478160104 1,662 10,289 SH   DFND 1 10,289 0 0
JOHNSON & JOHNSON COM 478160104 62 385 SH   OTR 1 385 0 0
JPMORGAN CHASE & CO COM 46625H100 3,403 20,789 SH   DFND 1 20,789 0 0
JPMORGAN CHASE & CO COM 46625H100 401 2,450 SH   OTR 1 450 0 2,000
L3HARRIS TECHNOLOGIES INC COM 502431109 383 1,741 SH   DFND 1 1,741 0 0
LAM RESEARCH CORP COM 512807108 854 1,500 SH   DFND 1 1,500 0 0
LILLY ELI & CO COM 532457108 321 1,389 SH   DFND 1 1,389 0 0
LILLY ELI & CO COM 532457108 31 135 SH   OTR 1 135 0 0
LOCKHEED MARTIN CORP COM 539830109 604 1,750 SH   DFND 1 1,750 0 0
LOCKHEED MARTIN CORP COM 539830109 9 25 SH   OTR 1 25 0 0
LOWES COS INC COM 548661107 204 1,005 SH   DFND 1 1,005 0 0
LOWES COS INC COM 548661107 95 470 SH   OTR 1 470 0 0
MASTERCARD INCORPORATED CL A 57636Q104 673 1,935 SH   DFND 1 1,935 0 0
MCDONALDS CORP COM 580135101 1,811 7,511 SH   DFND 1 7,511 0 0
MCDONALDS CORP COM 580135101 115 475 SH   OTR 1 475 0 0
MEDTRONIC PLC SHS G5960L103 815 6,501 SH   DFND 1 6,501 0 0
MERCK & CO INC COM 58933Y105 634 8,442 SH   DFND 1 8,442 0 0
MERCK & CO INC COM 58933Y105 11 150 SH   OTR 1 150 0 0
META PLATFORMS INC CL A 30303M102 2,131 6,280 SH   DFND 1 6,280 0 0
METLIFE INC COM 59156R108 1,146 18,566 SH   DFND 1 18,566 0 0
METLIFE INC COM 59156R108 12 200 SH   OTR 1 200 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 582 3,792 SH   DFND 1 3,792 0 0
MICROSOFT CORP COM 594918104 5,266 18,678 SH   DFND 1 18,678 0 0
MICROSOFT CORP COM 594918104 482 1,709 SH   OTR 1 1,709 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 735 3,165 SH   DFND 1 3,165 0 0
NEXTERA ENERGY INC COM 65339F101 537 6,836 SH   DFND 1 6,836 0 0
NEXTERA ENERGY INC COM 65339F101 63 800 SH   OTR 1 800 0 0
NIKE INC CL B 654106103 865 5,957 SH   DFND 1 5,957 0 0
NIKE INC CL B 654106103 38 260 SH   OTR 1 260 0 0
NORFOLK SOUTHN CORP COM 655844108 8 35 SH   DFND 1 35 0 0
NORFOLK SOUTHN CORP COM 655844108 1,633 6,825 SH   OTR 1 6,825 0 0
NVIDIA CORPORATION COM 67066G104 1,249 6,029 SH   DFND 1 6,029 0 0
OIL COMPANY LUKOIL PJSC SPONSORED ADR 69343P105 219 2,300 SH   OTR 1 2,300 0 0
ORACLE CORP COM 68389X105 1,316 15,105 SH   DFND 1 15,105 0 0
ORACLE CORP COM 68389X105 57 650 SH   OTR 1 650 0 0
PAYPAL HLDGS INC COM 70450Y103 267 1,027 SH   DFND 1 1,027 0 0
PEPSICO INC COM 713448108 954 6,341 SH   DFND 1 6,341 0 0
PEPSICO INC COM 713448108 58 385 SH   OTR 1 385 0 0
PFIZER INC COM 717081103 204 4,743 SH   DFND 1 4,743 0 0
PFIZER INC COM 717081103 175 4,080 SH   OTR 1 2,080 0 2,000
PHILIP MORRIS INTL INC COM 718172109 480 5,068 SH   DFND 1 5,068 0 0
PHILIP MORRIS INTL INC COM 718172109 47 500 SH   OTR 1 500 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,411 7,213 SH   DFND 1 7,213 0 0
PNC FINL SVCS GROUP INC COM 693475105 176 902 SH   OTR 1 902 0 0
PPG INDS INC COM 693506107 247 1,725 SH   DFND 1 1,725 0 0
PPG INDS INC COM 693506107 51 360 SH   OTR 1 360 0 0
PPL CORP COM 69351T106 127 4,570 SH   DFND 1 4,570 0 0
PPL CORP COM 69351T106 98 3,500 SH   OTR 1 1,500 0 2,000
PRICE T ROWE GROUP INC COM 74144T108 347 1,766 SH   DFND 1 1,766 0 0
PRICE T ROWE GROUP INC COM 74144T108 39 200 SH   OTR 1 200 0 0
PROCTER AND GAMBLE CO COM 742718109 1,129 8,078 SH   DFND 1 8,078 0 0
PROCTER AND GAMBLE CO COM 742718109 70 500 SH   OTR 1 500 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 3,245 36,654 SH   DFND 1 36,654 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 127 1,440 SH   OTR 1 1,440 0 0
QUALCOMM INC COM 747525103 1,478 11,461 SH   DFND 1 11,461 0 0
QUALCOMM INC COM 747525103 58 450 SH   OTR 1 450 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 679 7,895 SH   DFND 1 7,895 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 6 75 SH   OTR 1 75 0 0
REALTY INCOME CORP COM 756109104 337 5,196 SH   DFND 1 5,196 0 0
REPUBLIC SVCS INC COM 760759100 421 3,505 SH   DFND 1 3,505 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,101 3,743 SH   DFND 1 3,743 0 0
RPM INTL INC COM 749685103 233 3,000 SH   DFND 1 3,000 0 0
S & T BANCORP INC COM 783859101 6,812 231,159 SH   DFND 1 30,974 0 200,185
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 325 2,550 SH   DFND 1 2,550 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 507 2,825 SH   DFND 1 2,825 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 400 2,678 SH   DFND 1 2,678 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 484 6,045 SH   DFND 1 6,045 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,098 6,665 SH   DFND 1 6,665 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,265 7,701 SH   DFND 1 7,701 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 303 10,475 SH   DFND 1 10,475 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 30 1,050 SH   OTR 1 1,050 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,546 3,602 SH   DFND 1 3,602 0 0
SPDR SER TR S&P DIVID ETF 78464A763 705 5,997 SH   DFND 1 5,997 0 0
STANLEY BLACK & DECKER INC COM 854502101 492 2,804 SH   DFND 1 2,804 0 0
STANLEY BLACK & DECKER INC COM 854502101 9 50 SH   OTR 1 50 0 0
STARBUCKS CORP COM 855244109 445 4,030 SH   DFND 1 4,030 0 0
STATE STR CORP COM 857477103 743 8,772 SH   DFND 1 8,772 0 0
STATE STR CORP COM 857477103 30 350 SH   OTR 1 350 0 0
STERLING BANCORP DEL COM 85917A100 223 8,954 SH   DFND 1 8,954 0 0
STRYKER CORPORATION COM 863667101 870 3,300 SH   DFND 1 3,300 0 0
TARGET CORP COM 87612E106 1,790 7,825 SH   DFND 1 7,825 0 0
TARGET CORP COM 87612E106 114 500 SH   OTR 1 500 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,277 3,986 SH   DFND 1 3,986 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 129 225 SH   OTR 1 225 0 0
TJX COS INC NEW COM 872540109 827 12,537 SH   DFND 1 12,537 0 0
TJX COS INC NEW COM 872540109 26 400 SH   OTR 1 400 0 0
TRUIST FINL CORP COM 89832Q109 638 10,886 SH   DFND 1 10,886 0 0
UNITED PARCEL SERVICE INC CL B 911312106 712 3,909 SH   DFND 1 3,909 0 0
UNITED PARCEL SERVICE INC CL B 911312106 18 100 SH   OTR 1 100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 947 2,423 SH   DFND 1 2,423 0 0
US BANCORP DEL COM NEW 902973304 247 4,157 SH   DFND 1 4,157 0 0
US BANCORP DEL COM NEW 902973304 27 450 SH   OTR 1 450 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,083 10,641 SH   DFND 1 10,641 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 20 200 SH   OTR 1 200 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 561 2,794 SH   DFND 1 2,794 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,554 8,801 SH   DFND 1 8,801 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,260 24,081 SH   DFND 1 24,081 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 535 6,052 SH   DFND 1 6,052 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 294 947 SH   DFND 1 947 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 358 2,000 SH   DFND 1 2,000 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 296 3,200 SH   DFND 1 3,200 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 904 3,657 SH   DFND 1 3,657 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 556 1,386 SH   DFND 1 1,386 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 208 1,200 SH   DFND 1 1,200 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 478 3,434 SH   DFND 1 3,434 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,264 23,405 SH   DFND 1 23,405 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 136 2,512 SH   OTR 1 2,512 0 0
VISA INC COM CL A 92826C839 1,526 6,851 SH   DFND 1 6,851 0 0
VISA INC COM CL A 92826C839 17 75 SH   OTR 1 75 0 0
WALMART INC COM 931142103 1,491 10,696 SH   DFND 1 10,696 0 0
WALMART INC COM 931142103 49 350 SH   OTR 1 350 0 0
WENDYS CO COM 95058W100 271 12,500 SH   OTR 1 8,500 0 4,000
WISDOMTREE TR US LARGECAP DIVD 97717W307 311 2,607 SH   DFND 1 2,607 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 19 161 SH   OTR 1 161 0 0
XCEL ENERGY INC COM 98389B100 480 7,677 SH   DFND 1 7,677 0 0
XCEL ENERGY INC COM 98389B100 27 425 SH   OTR 1 425 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 202 1,383 SH   DFND 1 1,383 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 15 100 SH   OTR 1 100 0 0