XML 68 R54.htm IDEA: XBRL DOCUMENT v3.21.2
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance $ 97,038   $ 101,309    
Charge-offs (2,906)   (11,510)    
Recoveries 629   2,036    
Provision for credit losses (576)   2,350    
Ending Balance 94,185 $ 88,307 94,185 $ 88,307 $ 101,309
Ending balance: individually evaluated for impaired 980 7,418 980 7,418  
Ending balance: collectively evaluated for impaired 93,205 80,889 93,205 80,889  
Loans and Leases Receivable, Net of Deferred Income (6,732,580) (6,949,716) (6,732,580) (6,949,716) (6,761,183)
Ending balance: individually evaluated for impaired 26,148 36,969 26,148 36,969  
Ending balance: collectively evaluated for impaired 6,706,432 6,912,747 6,706,432 6,912,747  
Provision for credit losses 330 11,212 1,353 49,038  
Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   25,488   25,488  
Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   3,508   3,508  
Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   8,252   8,252  
Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   42,244   42,244  
Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   8,815   8,815  
Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 21,466   17,187    
Charge-offs (2,066)   (6,522)    
Recoveries 106   299    
Provision for credit losses (1,644)   6,898    
Ending Balance 17,862 25,488 17,862 25,488 17,187
Ending balance: individually evaluated for impaired 479 1,497 479 1,497  
Ending balance: collectively evaluated for impaired 17,383 23,991 17,383 23,991  
Loans and Leases Receivable, Net of Deferred Income (1,224,591) (1,736,736) (1,224,591) (1,736,736) (1,555,986)
Ending balance: individually evaluated for impaired 5,561 5,048 5,561 5,048  
Ending balance: collectively evaluated for impaired 1,219,030 1,731,688 1,219,030 1,731,688  
Commercial, financial, agricultural and other [Member] | Time and Demand Loans          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 21,098   16,838    
Charge-offs (2,059)   (6,397)    
Recoveries 104   292    
Provision for credit losses (1,561)   6,849    
Ending Balance 17,582   17,582   16,838
Ending balance: individually evaluated for impaired 479   479    
Ending balance: collectively evaluated for impaired 17,103   17,103    
Loans and Leases Receivable, Net of Deferred Income (1,210,694)   (1,210,694)   (1,541,382)
Ending balance: individually evaluated for impaired 5,561   5,561    
Ending balance: collectively evaluated for impaired 1,205,133   1,205,133    
Commercial, financial, agricultural and other [Member] | Commercial Credit Cards          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 368   349    
Charge-offs (7)   (125)    
Recoveries 2   7    
Provision for credit losses (83)   49    
Ending Balance 280   280   349
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 280   280    
Loans and Leases Receivable, Net of Deferred Income (13,897)   (13,897)   (14,604)
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 13,897   13,897    
Construction          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4,285   7,966    
Charge-offs 0   0    
Recoveries 0   135    
Provision for credit losses 48   (3,768)    
Ending Balance 4,333   4,333   7,966
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 4,333   4,333    
Loans and Leases Receivable, Net of Deferred Income (424,016)   (424,016)    
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 424,016   424,016    
Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 12,933   14,358    
Charge-offs (11)   (130)    
Recoveries 98   309    
Provision for credit losses (215)   (1,732)    
Ending Balance 12,805 8,252 12,805 8,252 14,358
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 12,805 8,252 12,805 8,252  
Loans and Leases Receivable, Net of Deferred Income (1,875,375) (1,744,020) (1,875,375) (1,744,020) (1,750,592)
Ending balance: individually evaluated for impaired 254 1,226 254 1,226  
Ending balance: collectively evaluated for impaired 1,875,121 1,742,794 1,875,121 1,742,794  
Residential real estate [Member] | Senior Lien          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 7,394   7,919    
Charge-offs 0   (36)    
Recoveries 24   206    
Provision for credit losses 39   (632)    
Ending Balance 7,457   7,457   7,919
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 7,457   7,457    
Loans and Leases Receivable, Net of Deferred Income (1,254,142)   (1,254,142)   (1,144,323)
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 1,254,142   1,254,142    
Residential real estate [Member] | Junior Lien          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 5,539   6,439    
Charge-offs (11)   (94)    
Recoveries 74   103    
Provision for credit losses (254)   (1,100)    
Ending Balance 5,348   5,348   6,439
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 5,348   5,348    
Loans and Leases Receivable, Net of Deferred Income (621,233)   (621,233)   (606,269)
Ending balance: individually evaluated for impaired 254   254    
Ending balance: collectively evaluated for impaired 620,979   620,979    
Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 35,795   41,953    
Charge-offs (102)   (1,659)    
Recoveries 90   130    
Provision for credit losses (1,143)   (5,784)    
Ending Balance 34,640 42,244 34,640 42,244 41,953
Ending balance: individually evaluated for impaired 501 5,921 501 5,921  
Ending balance: collectively evaluated for impaired 34,139 36,323 34,139 36,323  
Loans and Leases Receivable, Net of Deferred Income (2,231,890) (2,215,311) (2,231,890) (2,215,311) (2,211,569)
Ending balance: individually evaluated for impaired 20,333 30,387 20,333 30,387  
Ending balance: collectively evaluated for impaired 2,211,557 2,184,924 2,211,557 2,184,924  
Commercial Real Estate [Member] | Multifamily          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4,379   6,240    
Charge-offs 0   (1)    
Recoveries 0   0    
Provision for credit losses (548)   (2,408)    
Ending Balance 3,831   3,831   6,240
Ending balance: individually evaluated for impaired 103   103    
Ending balance: collectively evaluated for impaired 3,728   3,728    
Loans and Leases Receivable, Net of Deferred Income (405,720)   (405,720)   (371,239)
Ending balance: individually evaluated for impaired 435   435    
Ending balance: collectively evaluated for impaired 405,285   405,285    
Commercial Real Estate [Member] | Nonowner Occupied Commercial Real Estate          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 26,911   28,414    
Charge-offs 0   (1,556)    
Recoveries 80   120    
Provision for credit losses (893)   (880)    
Ending Balance 26,098   26,098   28,414
Ending balance: individually evaluated for impaired 338   338    
Ending balance: collectively evaluated for impaired 25,760   25,760    
Loans and Leases Receivable, Net of Deferred Income (1,442,845)   (1,442,845)   (1,421,151)
Ending balance: individually evaluated for impaired 18,314   18,314    
Ending balance: collectively evaluated for impaired 1,424,531   1,424,531    
Commercial Real Estate [Member] | Owner Occupied Commercial Real Estate          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4,505   7,299    
Charge-offs (102)   (102)    
Recoveries 10   10    
Provision for credit losses 298   (2,496)    
Ending Balance 4,711   4,711   7,299
Ending balance: individually evaluated for impaired 60   60    
Ending balance: collectively evaluated for impaired 4,651   4,651    
Loans and Leases Receivable, Net of Deferred Income (383,325)   (383,325)   (419,179)
Ending balance: individually evaluated for impaired 1,584   1,584    
Ending balance: collectively evaluated for impaired 381,741   381,741    
Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 22,559   19,845    
Charge-offs (727)   (3,199)    
Recoveries 335   1,163    
Provision for credit losses 2,378   6,736    
Ending Balance 24,545 8,815 24,545 8,815 19,845
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 24,545 8,815 24,545 8,815  
Loans and Leases Receivable, Net of Deferred Income (976,708) (800,660) (976,708) (800,660) (815,815)
Ending balance: individually evaluated for impaired 0 0 0 0  
Ending balance: collectively evaluated for impaired 976,708 800,660 976,708 800,660  
Loans to individuals [Member] | Automobiles          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 19,298   16,133    
Charge-offs (331)   (1,399)    
Recoveries 251   826    
Provision for credit losses 1,984   5,642    
Ending Balance 21,202   21,202   16,133
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 21,202   21,202    
Loans and Leases Receivable, Net of Deferred Income (886,367)   (886,367)   (712,800)
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 886,367   886,367    
Loans to individuals [Member] | Consumer Credit Cards          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 528   635    
Charge-offs (125)   (372)    
Recoveries 9   51    
Provision for credit losses 84   182    
Ending Balance 496   496   635
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 496   496    
Loans and Leases Receivable, Net of Deferred Income (10,617)   (10,617)   (12,360)
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 10,617   10,617    
Loans to individuals [Member] | Other Consumer Loans          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 2,733   3,077    
Charge-offs (271)   (1,428)    
Recoveries 75   286    
Provision for credit losses 310   912    
Ending Balance 2,847   2,847   3,077
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 2,847   2,847    
Loans and Leases Receivable, Net of Deferred Income (79,724)   (79,724)   (90,655)
Ending balance: individually evaluated for impaired 0   0    
Ending balance: collectively evaluated for impaired 79,724   79,724    
Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Ending Balance   3,508   3,508  
Ending balance: individually evaluated for impaired   0   0  
Ending balance: collectively evaluated for impaired   3,508   3,508  
Loans and Leases Receivable, Net of Deferred Income $ (424,016) (452,989) $ (424,016) (452,989) $ (427,221)
Ending balance: individually evaluated for impaired   308   308  
Ending balance: collectively evaluated for impaired   452,681   452,681  
Acquired Loans [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   1,859   52  
Charge-offs   (202)   (502)  
Recoveries   28   76  
Provision for credit losses       2,352  
Ending Balance   1,978   1,978  
Provision for credit losses   293      
Acquired Loans [Member] | Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   332      
Charge-offs   0      
Recoveries   13      
Ending Balance   336   336  
Provision for credit losses   (9)      
Acquired Loans [Member] | Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   171      
Charge-offs   0      
Recoveries   0      
Ending Balance   0   0  
Provision for credit losses   (171)      
Acquired Loans [Member] | Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   0      
Charge-offs   (122)      
Recoveries   13      
Ending Balance   0   0  
Provision for credit losses   109      
Acquired Loans [Member] | Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   1,356      
Charge-offs   0      
Recoveries   0      
Ending Balance   1,642   1,642  
Provision for credit losses   286      
Acquired Loans [Member] | Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   0      
Charge-offs   (80)      
Recoveries   2      
Ending Balance   0   0  
Provision for credit losses   78      
Acquired Loans [Member] | Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       13  
Charge-offs       0  
Recoveries       28  
Provision for credit losses       295  
Ending Balance   336   336  
Acquired Loans [Member] | Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       2  
Charge-offs       (213)  
Recoveries       38  
Provision for credit losses       173  
Ending Balance   0   0  
Acquired Loans [Member] | Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       37  
Charge-offs       (2)  
Recoveries       0  
Provision for credit losses       1,607  
Ending Balance   1,642   1,642  
Acquired Loans [Member] | Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       0  
Charge-offs       (287)  
Recoveries       10  
Provision for credit losses       277  
Ending Balance   0   0  
Acquired Loans [Member] | Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       0  
Charge-offs       0  
Recoveries       0  
Provision for credit losses       0  
Ending Balance   0   0  
Originated Loans [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   79,582   51,585  
Charge-offs   (4,705)   (13,259)  
Recoveries   533   1,317  
Provision for credit losses       46,686  
Ending Balance   86,329   86,329  
Provision for credit losses   10,919      
Originated Loans [Member] | Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   24,812      
Charge-offs   (3,395)      
Recoveries   44      
Ending Balance   25,152   25,152  
Provision for credit losses   3,691      
Originated Loans [Member] | Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   3,067      
Charge-offs   0      
Recoveries   0      
Ending Balance   3,508   3,508  
Provision for credit losses   441      
Originated Loans [Member] | Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   9,239      
Charge-offs   (161)      
Recoveries   153      
Ending Balance   8,252   8,252  
Provision for credit losses   (979)      
Originated Loans [Member] | Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   33,130      
Charge-offs   0      
Recoveries   110      
Ending Balance   40,602   40,602  
Provision for credit losses   7,362      
Originated Loans [Member] | Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance   9,334      
Charge-offs   (1,149)      
Recoveries   226      
Ending Balance   8,815   8,815  
Provision for credit losses   404      
Originated Loans [Member] | Commercial, financial, agricultural and other [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       20,221  
Charge-offs       (5,166)  
Recoveries       161  
Provision for credit losses       9,936  
Ending Balance   25,152   25,152  
Originated Loans [Member] | Residential real estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       4,091  
Charge-offs       (720)  
Recoveries       274  
Provision for credit losses       4,607  
Ending Balance   8,252   8,252  
Originated Loans [Member] | Commercial Real Estate [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       19,731  
Charge-offs       (2,415)  
Recoveries       154  
Provision for credit losses       23,132  
Ending Balance   40,602   40,602  
Originated Loans [Member] | Loans to individuals [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       4,984  
Charge-offs       (4,958)  
Recoveries       702  
Provision for credit losses       8,087  
Ending Balance   8,815   8,815  
Originated Loans [Member] | Real estate construction [Member]          
Accounts Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance       2,558  
Charge-offs       0  
Recoveries       26  
Provision for credit losses       924  
Ending Balance   $ 3,508   $ 3,508