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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest Income      
Interest and fees on loans $ 176,129 $ 187,258 $ 197,456
Interest and dividends on investments:      
Taxable interest 29,916 31,695 33,763
Interest exempt from federal income taxes 4 12 213
Dividends 302 104 49
Interest on bank deposits 7 6 64
Total interest income 206,358 219,075 231,545
Interest Expense      
Interest on deposits 15,596 21,454 33,496
Interest on short-term borrowings 1,262 1,070 728
Interest on subordinated debentures 3,128 5,684 5,568
Interest on other long-term debt 1,721 1,938 1,886
Total interest expense 21,707 30,146 41,678
Net Interest Income 184,651 188,929 189,867
Provision for credit losses 19,227 20,544 55,816
Net Interest Income after Provision for Credit Losses 165,424 168,385 134,051
Noninterest Income      
Changes in fair value on impaired securities 9,792 2,193 (425)
Noncredit related (gains) losses on securities not expected to be sold (recognized in other comprehensive income) (9,792) (2,193) 425
Net impairment losses 0 0 0
Net securities (losses) gains (1,158) 192 2,185
Trust income 6,166 6,206 6,498
Service charges on deposit accounts 15,652 14,743 14,775
Insurance and retail brokerage commissions 6,005 6,272 6,376
Income from bank owned life insurance 5,539 5,850 5,596
Gain on sale of assets 2,153 4,607 4,155
Card related interchange income 13,746 13,199 11,968
Derivative mark to market 1,428 755 (6,687)
Other income 10,632 13,610 12,803
Total noninterest income 60,163 65,434 57,669
Noninterest Expense      
Salaries and employee benefits 86,012 86,069 84,669
Net occupancy expense 13,607 13,255 14,069
Furniture and equipment expense 15,118 12,460 12,517
Data processing expense 6,009 7,054 6,027
Pennsylvania shares tax expense 5,638 5,706 5,480
Intangible amortization 1,064 1,467 1,534
Collection and repossession expense 3,836 5,756 7,583
Other professional fees and services 3,731 4,329 5,297
FDIC insurance 4,366 5,032 5,490
Loss on sale or write-down of assets 1,054 7,394 9,428
Operational losses 1,115 4,367 779
Loss on early redemption of subordinated debt 1,629 0 0
Conversion related expenses 2,588 0 0
Other operating expenses 23,057 24,318 23,953
Total noninterest expense 168,824 177,207 176,826
Income before income taxes 56,763 56,612 14,894
Income tax provision (benefit) 15,281 14,658 (380)
Net Income $ 41,482 $ 41,954 $ 15,274
Average Shares Outstanding (in shares) 97,028,157 103,885,396 104,700,227
Average Shares Outstanding Assuming Dilution (in shares) 97,029,832 103,885,663 104,700,393
Per Share Data:      
Basic Earnings Per Share (in dollars per share) $ 0.43 $ 0.40 $ 0.15
Diluted Earnings Per Share (in dollars per share) $ 0.43 $ 0.40 $ 0.15
Cash Dividends Declared per Common Share (in dollars per share) $ 0.23 $ 0.18 $ 0.12