XML 66 R57.htm IDEA: XBRL DOCUMENT v3.23.3
LOANS AND ALLOWANCE - Changes in Allowance for Loan Losses by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 221,147 $ 226,275 $ 223,277 $ 195,397
Provision for credit losses 5,000 0 5,000 0
CECL Day 1 non-PCD provision for credit losses       13,955
CECL Day 1 PCD ACL       16,599
Recoveries on loans 546 1,315 1,835 3,536
Loans charged off (20,911) (888) (24,330) (2,785)
Ending balance 205,782 226,702 205,782 226,702
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 108,373 94,228 102,216 69,935
Provision for credit losses 3,020 10,142 9,460 18,518
CECL Day 1 non-PCD provision for credit losses       2,957
CECL Day 1 PCD ACL       12,970
Recoveries on loans 179 81 775 789
Loans charged off (19,833) (306) (20,712) (1,024)
Ending balance 91,739 104,145 91,739 104,145
Commercial Real Estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 39,157 55,328 46,839 60,665
Provision for credit losses 4,901 (7,054) (2,833) (21,697)
CECL Day 1 non-PCD provision for credit losses       5,539
CECL Day 1 PCD ACL       2,981
Recoveries on loans 0 188 56 1,096
Loans charged off 0 (1) (4) (123)
Ending balance 44,058 48,461 44,058 48,461
Construction        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 30,073 27,401 28,955 20,206
Provision for credit losses 140 186 1,258 5,862
CECL Day 1 non-PCD provision for credit losses       871
CECL Day 1 PCD ACL       648
Recoveries on loans 0 824 0 824
Loans charged off 0 0 0 0
Ending balance 30,213 28,411 30,213 28,411
Consumer & Residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 43,544 49,318 45,267 44,591
Provision for credit losses (3,061) (3,274) (2,885) (2,683)
CECL Day 1 non-PCD provision for credit losses       4,588
CECL Day 1 PCD ACL       0
Recoveries on loans 367 222 1,004 827
Loans charged off (1,078) (581) (3,614) (1,638)
Ending balance $ 39,772 $ 45,685 $ 39,772 $ 45,685