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INCOME TAX (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Reconciliation of Federal Statutory to Actual Tax Expense:    
Federal statutory income tax at 21% $ 15,833 $ 11,729
Tax-exempt interest income (4,867) (4,520)
Share-based compensation (61) (12)
Tax-exempt earnings and gains on life insurance (270) (354)
Tax credits (92) (87)
State Income Tax 700 495
Other 74 15
Actual Tax Expense $ 11,317 $ 7,266
Effective Tax Rate 15.00% 13.00%