XML 67 R57.htm IDEA: XBRL DOCUMENT v3.21.2
Loans and Allowance - Changes in Allowance for Loan Losses by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance $ 199,775 $ 121,119 $ 130,648 [1] $ 80,284
Provision for credit losses - loans 0 12,544 0 54,191
Recoveries on loans 835 427 1,941 1,417
Loans charged off (638) (7,364) (6,672) (9,166)
Ending balance 199,972 [1] 126,726 199,972 [1] 126,726
Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     74,055  
Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     204,703  
Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     130,648  
Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 63,681 44,678 47,115 32,902
Provision for credit losses - loans 3,496 7,299 666 19,240
Recoveries on loans 204 197 544 746
Loans charged off (137) (6,827) (1,105) (7,541)
Ending balance 67,244 45,347 67,244 45,347
Commercial | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     20,024  
Commercial | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     67,139  
Commercial | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     47,115  
Commercial | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Commercial Real Estate        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 72,701 46,918 40,786 28,778
Provision for credit losses - loans (3,850) 2,990 (2,709) 21,129
Recoveries on loans 370 46 567 271
Loans charged off (115) 0 (4,463) (224)
Ending balance 69,106 49,954 69,106 49,954
Commercial Real Estate | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     34,925  
Commercial Real Estate | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     75,711  
Commercial Real Estate | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     51,070  
Commercial Real Estate | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     (10,284)  
Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 17,077   10,284  
Provision for credit losses - loans 567   (1,444)  
Recoveries on loans 0   1  
Loans charged off (4)   (6)  
Ending balance 17,640   17,640  
Construction | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     8,805  
Construction | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     19,089  
Construction | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Construction | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     10,284  
Consumer        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance   8,445 0 4,035
Provision for credit losses - loans   971 0 5,678
Recoveries on loans   54 0 152
Loans charged off   (92) 0 (487)
Ending balance 0 9,378 0 9,378
Consumer | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Consumer | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Consumer | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     9,648  
Consumer | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     (9,648)  
Residential        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance   21,078 0 14,569
Provision for credit losses - loans   1,284 0 8,144
Recoveries on loans   130 0 248
Loans charged off   (445) 0 (914)
Ending balance 0 $ 22,047 0 $ 22,047
Residential | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Residential | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Residential | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     22,815  
Residential | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     (22,815)  
Consumer & Residential        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance 46,316   32,463  
Provision for credit losses - loans (213)   3,487  
Recoveries on loans 261   829  
Loans charged off (382)   (1,098)  
Ending balance $ 45,982   45,982  
Consumer & Residential | Impact of adopting ASC 326        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     10,301  
Consumer & Residential | Adjusted balance        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     42,764  
Consumer & Residential | Previously reported        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     0  
Consumer & Residential | Credit risk reclassifications        
Allowance for Loan and Lease Losses [Roll Forward]        
Beginning balance     $ 32,463  
[1] Beginning January 1, 2021, the amount is based on the current expected credit loss methodology. Prior to January 1, 2021, the amount is based on the incurred loss methodology. See additional details in NOTE 1. GENERAL of these Notes to Consolidated Condensed Financial Statement.