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Regulatory Capital and Dividends (Tables)
 12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios
The Corporation's and Bank's actual and required capital ratios as of December 31, 2017 and December 31, 2016 were as follows:
 
 
 
 
 
Prompt Corrective Action Thresholds
 
Actual
 
Adequately Capitalized
 
Well Capitalized
December 31, 2017
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total risk-based capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
1,048,757

 
13.69
%
 
$
612,848

 
8.00
%
 
N/A

 
N/A

First Merchants Bank
1,016,355

 
13.17

 
617,477

 
8.00

 
$
771,847

 
10.00
%
Tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
908,725

 
11.86
%
 
$
459,636

 
6.00
%
 
N/A

 
N/A

First Merchants Bank
941,323

 
12.20

 
463,108

 
6.00

 
$
617,477

 
8.00
%
Common equity tier 1 capital to risk-weighted assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
842,806

 
11.00
%
 
$
344,727

 
4.50
%
 
N/A

 
N/A

First Merchants Bank
941,323

 
12.20

 
347,331

 
4.50

 
$
501,700

 
6.50
%
Tier 1 capital to average assets
 
 
 
 
 
 
 
 
 
 
 
First Merchants Corporation
$
908,725

 
10.43
%
 
$
348,407

 
4.00
%
 
N/A

 
N/A

First Merchants Bank
941,323

 
10.83

 
347,794

 
4.00

 
$
434,742

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 





Prompt Corrective Action Thresholds
 
Actual

Adequately Capitalized

Well Capitalized
December 31, 2016
Amount

Ratio

Amount

Ratio

Amount

Ratio
Total risk-based capital to risk-weighted assets











First Merchants Corporation
$
851,521


14.21
%

$
479,470


8.00
%

N/A


N/A

First Merchants Bank
800,598


13.30


481,490


8.00


$
601,862


10.00
%
Tier 1 capital to risk-weighted assets











First Merchants Corporation
$
720,484


12.02
%

$
359,603


6.00
%

N/A


N/A

First Merchants Bank
734,561


12.20


361,117


6.00


$
481,490


8.00
%
Common equity tier 1 capital to risk-weighted assets











First Merchants Corporation
$
665,445


11.10
%

$
269,702


4.50
%

N/A


N/A

First Merchants Bank
734,561


12.20


270,838


4.50


$
391,210


6.50
%
Tier 1 capital to average assets











First Merchants Corporation
$
720,484


10.54
%

$
273,456


4.00
%

N/A


N/A

First Merchants Bank
734,561


10.78


272,461


4.00


$
340,576


5.00
%