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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2013
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Actual and required capital amounts and ratios are listed below.

 
2013

2012
 
 

 

Required For

 

 

Required For
 
Actual

Adequate Capital

Actual

Adequate Capital
December 31,
Amount

Ratio

Amount

Ratio

Amount

Ratio

Amount

Ratio
Total Capital (to Risk-weighted Assets)
 

 

 

 

 

 

 

 
First Merchants Corporation
$
599,966


14.54
%

$
330,107


8.00
%

$
526,792


16.34
%

$
257,927


8.00
%
First Merchants Bank
599,272


14.56


329,344


8.00


515,337


16.01


257,446


8.00

Tier I Capital (to Risk-weighted Assets)






 

 

 

 

 
First Merchants Corporation
$
483,186


11.71
%

$
165,053


4.00
%

$
456,132


14.15
%

$
128,964


4.00
%
First Merchants Bank
547,655


13.30


164,672


4.00


474,782


14.75


128,723


4.00

Tier I Capital (to Average Assets)






 

 

 

 

 
First Merchants Corporation
$
483,186


10.20
%

$
189,485


4.00
%

$
456,132


11.03
%

$
165,460


4.00
%
First Merchants Bank
547,655


11.58


189,095


4.00


474,782


11.50


165,124


4.00