CONSOLIDATED CONDENSED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Loans receivable:
Taxable	$ 37,457	$ 43,977	$ 76,195	$ 89,425
Tax exempt	247	252	349	529
Investment securities:
Taxable	5,040	3,286	9,587	6,177
Tax exempt	2,535	2,548	5,088	5,194
Federal funds sold	1	3	3	20
Deposits with financial institutions	100	95	183	155
Federal Reserve and Federal Home Loan Bank stock	341	330	682	690
Total Interest Income	45,721	50,491	92,087	102,190
INTEREST EXPENSE
Deposits	5,864	10,520	12,730	22,015
Federal funds purchased	3	4	6	4
Securities sold under repurchase agreements	386	429	764	928
Federal Home Loan Bank advances	977	1,440	1,978	3,004
Subordinated debentures, revolving credit lines and term loans	2,644	1,919	5,285	3,845
Total Interest Expense	9,874	14,312	20,763	29,796
NET INTEREST INCOME	35,847	36,179	71,324	72,394
Provision for loan losses	5,625	15,015	11,219	28,884
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	30,222	21,164	60,105	43,510
OTHER INCOME
Service charges on deposit accounts	2,997	3,506	5,776	6,768
Fiduciary activities	1,929	1,978	3,965	4,038
Other customer fees	2,634	2,195	4,869	4,693
Commission income	1,024	1,487	2,912	3,476
Earnings on cash surrender value of life insurance	571	526	1,149	1,034
Net gains and fees on sales of loans	1,030	1,185	2,903	2,334
Net realized gains on sales of available for sale securities	825	257	1,288	2,099
Other-than-temporary impairment on available for sale securities		(1,307)	(2,775)	(1,787)
Portion of loss recognized in other comprehensive income before taxes		907	2,375	899
Net impairment losses recognized in earnings		(400)	(400)	(888)
Other income	51	208	457	352
Total Other Income	11,061	10,942	22,919	23,906
OTHER EXPENSES
Salaries and employee benefits	18,560	17,942	35,736	35,504
Net occupancy	2,415	2,058	5,160	4,909
Equipment	1,677	1,861	3,460	3,714
Marketing	436	495	818	924
Outside data processing fees	1,458	1,311	2,903	2,591
Printing and office supplies	313	321	601	639
Core deposit amortization	1,101	1,192	2,202	2,399
FDIC assessments	1,451	2,243	3,555	3,965
Other real estate owned and credit-related expenses	2,843	1,503	6,038	4,188
Other expenses	4,145	5,417	7,807	10,150
Total Other Expenses	34,399	34,343	68,280	68,983
INCOME (LOSS) BEFORE INCOME TAX	6,884	(2,237)	14,744	(1,567)
Income tax expense (benefit)	1,396	(1,894)	3,795	(2,810)
NET INCOME (LOSS)	5,488	(343)	10,949	1,243
Gain on exchange of preferred stock for trust preferred debt		10,052		10,052
Preferred stock dividends and discount accretion	(990)	(1,443)	(1,978)	(2,893)
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 4,498	$ 8,266	$ 8,971	$ 8,402
Per Share Data:
Basic Net Income Available to Common Stockholders	$ 0.18	$ 0.35	$ 0.35	$ 0.36
Diluted Net Income Available to Common Stockholders	$ 0.18	$ 0.35	$ 0.35	$ 0.36
Cash Dividends Paid	$ 0.01	$ 0.01	$ 0.02	$ 0.02
Average Diluted Shares Outstanding (in thousands)	25,783	25,633	25,773	23,555