The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   183,497,611 427,305 SH   SOLE   0 0 427,305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   58,861,479 1,346,328 SH   SOLE   0 0 1,346,328
ISHARES TR CORE S&P MCP ETF 464287507   57,958,453 232,438 SH   SOLE   0 0 232,438
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   48,245,249 513,648 SH   SOLE   0 0 513,648
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   39,301,943 252,941 SH   SOLE   0 0 252,941
ISHARES TR CORE S&P SCP ETF 464287804   28,077,099 297,648 SH   SOLE   0 0 297,648
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   13,309,835 391,927 SH   SOLE   0 0 391,927
VANGUARD INDEX FDS GROWTH ETF 922908736   11,382,014 41,798 SH   SOLE   0 0 41,798
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,221,009 21,571 SH   SOLE   0 0 21,571
APPLE INC COM 037833100   8,911,823 52,052 SH   SOLE   0 0 52,052
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,749,147 172,908 SH   SOLE   0 0 172,908
VANGUARD INDEX FDS VALUE ETF 922908744   7,201,326 52,210 SH   SOLE   0 0 52,210
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   7,188,181 262,151 SH   SOLE   0 0 262,151
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   5,649,045 113,230 SH   SOLE   0 0 113,230
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,384,716 67,898 SH   SOLE   0 0 67,898
ISHARES TR ESG AWR MSCI USA 46435G425   2,567,782 27,343 SH   SOLE   0 0 27,343
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,497,784 26,806 SH   SOLE   0 0 26,806
ISHARES TR RUSSELL 3000 ETF 464287689   1,856,002 7,574 SH   SOLE   0 0 7,574
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,811,330 4,613 SH   SOLE   0 0 4,613
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,695,900 23,967 SH   SOLE   0 0 23,967
MICROSOFT CORP COM 594918104   1,591,696 5,041 SH   SOLE   0 0 5,041
MONDELEZ INTL INC CL A 609207105   1,233,377 17,772 SH   SOLE   0 0 17,772
ISHARES TR ESG AW MSCI EAFE 46435G516   1,030,729 14,910 SH   SOLE   0 0 14,910
ISHARES TR RUS 1000 GRW ETF 464287614   1,025,392 3,855 SH   SOLE   0 0 3,855
ISHARES TR SP SMCP600VL ETF 464287879   966,610 10,834 SH   SOLE   0 0 10,834
PHILIP MORRIS INTL INC COM 718172109   899,600 9,717 SH   SOLE   0 0 9,717
GRACO INC COM 384109104   807,948 11,086 SH   SOLE   0 0 11,086
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   710,700 10,501 SH   SOLE   0 0 10,501
ISHARES TR ESG AWARE MSCI 46435U663   672,563 19,987 SH   SOLE   0 0 19,987
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   565,034 1,613 SH   SOLE   0 0 1,613
ISHARES TR CORE MSCI EAFE 46432F842   522,844 8,125 SH   SOLE   0 0 8,125
MORNINGSTAR INC COM 617700109   516,500 2,205 SH   SOLE   0 0 2,205
FORD MTR CO DEL COM 345370860   489,981 39,451 SH   SOLE   0 0 39,451
INTERNATIONAL BUSINESS MACHS COM 459200101   415,181 2,959 SH   SOLE   0 0 2,959
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   348,546 8,415 SH   SOLE   0 0 8,415
PROCTER AND GAMBLE CO COM 742718109   318,220 2,182 SH   SOLE   0 0 2,182
NEW YORK CMNTY BANCORP INC COM 649445103   302,529 26,678 SH   SOLE   0 0 26,678
CHEVRON CORP NEW COM 166764100   297,226 1,763 SH   SOLE   0 0 1,763
ISHARES TR CORE DIV GRWTH 46434V621   283,164 5,717 SH   SOLE   0 0 5,717
ILLINOIS TOOL WKS INC COM 452308109   282,591 1,227 SH   SOLE   0 0 1,227
STRYKER CORPORATION COM 863667101   267,532 979 SH   SOLE   0 0 979
HONEYWELL INTL INC COM 438516106   224,644 1,216 SH   SOLE   0 0 1,216
ELI LILLY & CO COM 532457108   222,909 415 SH   SOLE   0 0 415
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   208,599 4,157 SH   SOLE   0 0 4,157
PNC FINL SVCS GROUP INC COM 693475105   207,236 1,688 SH   SOLE   0 0 1,688
INVESCO MUN OPPORTUNITY TR COM 46132C107   197,520 24,000 SH   SOLE   0 0 24,000