The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   193,286,624 433,660 SH   SOLE   0 0 433,660
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   63,190,808 1,368,359 SH   SOLE   0 0 1,368,359
ISHARES TR CORE S&P MCP ETF 464287507   61,216,953 234,117 SH   SOLE   0 0 234,117
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   50,628,725 517,823 SH   SOLE   0 0 517,823
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   41,341,464 254,519 SH   SOLE   0 0 254,519
ISHARES TR CORE S&P SCP ETF 464287804   29,851,713 299,566 SH   SOLE   0 0 299,566
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,268,265 400,232 SH   SOLE   0 0 400,232
VANGUARD INDEX FDS GROWTH ETF 922908736   11,827,163 41,798 SH   SOLE   0 0 41,798
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,238,713 23,098 SH   SOLE   0 0 23,098
APPLE INC COM 037833100   9,965,791 51,378 SH   SOLE   0 0 51,378
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,416,913 179,815 SH   SOLE   0 0 179,815
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   7,516,109 262,801 SH   SOLE   0 0 262,801
VANGUARD INDEX FDS VALUE ETF 922908744   7,449,025 52,421 SH   SOLE   0 0 52,421
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   5,651,921 113,675 SH   SOLE   0 0 113,675
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,586,326 69,368 SH   SOLE   0 0 69,368
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,585,196 26,657 SH   SOLE   0 0 26,657
ISHARES TR ESG AWR MSCI USA 46435G425   2,527,041 25,929 SH   SOLE   0 0 25,929
ISHARES TR RUSSELL 3000 ETF 464287689   1,927,345 7,574 SH   SOLE   0 0 7,574
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,775,917 24,455 SH   SOLE   0 0 24,455
MICROSOFT CORP COM 594918104   1,648,555 4,841 SH   SOLE   0 0 4,841
MONDELEZ INTL INC CL A 609207105   1,296,290 17,772 SH   SOLE   0 0 17,772
ISHARES TR RUS 1000 GRW ETF 464287614   1,060,819 3,855 SH   SOLE   0 0 3,855
ISHARES TR ESG AW MSCI EAFE 46435G516   1,037,065 14,220 SH   SOLE   0 0 14,220
ISHARES TR SP SMCP600VL ETF 464287879   1,030,206 10,834 SH   SOLE   0 0 10,834
GRACO INC COM 384109104   987,499 11,436 SH   SOLE   0 0 11,436
PHILIP MORRIS INTL INC COM 718172109   948,574 9,717 SH   SOLE   0 0 9,717
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   750,921 10,572 SH   SOLE   0 0 10,572
ISHARES TR ESG AWARE MSCI 46435U663   675,697 19,023 SH   SOLE   0 0 19,023
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   597,773 1,753 SH   SOLE   0 0 1,753
FORD MTR CO DEL COM 345370860   596,893 39,451 SH   SOLE   0 0 39,451
ISHARES TR CORE MSCI EAFE 46432F842   559,913 8,295 SH   SOLE   0 0 8,295
MORNINGSTAR INC COM 617700109   432,335 2,205 SH   SOLE   0 0 2,205
INTERNATIONAL BUSINESS MACHS COM 459200101   405,075 3,027 SH   SOLE   0 0 3,027
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   360,909 8,240 SH   SOLE   0 0 8,240
ILLINOIS TOOL WKS INC COM 452308109   306,947 1,227 SH   SOLE   0 0 1,227
ISHARES TR CORE DIV GRWTH 46434V621   303,976 5,899 SH   SOLE   0 0 5,899
PROCTER AND GAMBLE CO COM 742718109   303,735 2,002 SH   SOLE   0 0 2,002
NEW YORK CMNTY BANCORP INC COM 649445103   299,861 26,678 SH   SOLE   0 0 26,678
STRYKER CORPORATION COM 863667101   299,599 982 SH   SOLE   0 0 982
CHEVRON CORP NEW COM 166764100   277,360 1,763 SH   SOLE   0 0 1,763
HONEYWELL INTL INC COM 438516106   252,320 1,216 SH   SOLE   0 0 1,216
LULULEMON ATHLETICA INC COM 550021109   239,969 634 SH   SOLE   0 0 634
MCDONALDS CORP COM 580135101   226,195 758 SH   SOLE   0 0 758
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   208,432 4,157 SH   SOLE   0 0 4,157
INVESCO MUN OPPORTUNITY TR COM 46132C107   198,660 21,000 SH   SOLE   0 0 21,000