The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   165,522,277 430,812 SH   SOLE   0 0 430,812
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   59,153,808 1,200,605 SH   SOLE   0 0 1,200,605
ISHARES TR CORE S&P MCP ETF 464287507   55,919,570 231,178 SH   SOLE   0 0 231,178
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   55,478,270 1,321,855 SH   SOLE   0 0 1,321,855
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   48,478,919 511,489 SH   SOLE   0 0 511,489
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   38,501,141 253,547 SH   SOLE   0 0 253,547
ISHARES TR CORE S&P SCP ETF 464287804   28,071,152 296,610 SH   SOLE   0 0 296,610
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   13,250,260 411,371 SH   SOLE   0 0 411,371
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   12,642,004 146,676 SH   SOLE   0 0 146,676
VANGUARD INDEX FDS GROWTH ETF 922908736   8,910,768 41,813 SH   SOLE   0 0 41,813
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,828,251 23,085 SH   SOLE   0 0 23,085
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,691,452 192,502 SH   SOLE   0 0 192,502
VANGUARD INDEX FDS VALUE ETF 922908744   7,490,424 53,362 SH   SOLE   0 0 53,362
APPLE INC COM 037833100   6,850,093 52,721 SH   SOLE   0 0 52,721
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,663,258 182,515 SH   SOLE   0 0 182,515
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,877,633 86,535 SH   SOLE   0 0 86,535
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,309,448 59,247 SH   SOLE   0 0 59,247
ISHARES TR ESG AWR MSCI USA 46435G425   2,197,483 25,929 SH   SOLE   0 0 25,929
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,885,176 24,956 SH   SOLE   0 0 24,956
ISHARES TR RUSSELL 3000 ETF 464287689   1,671,355 7,574 SH   SOLE   0 0 7,574
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,435,222 28,630 SH   SOLE   0 0 28,630
MONDELEZ INTL INC CL A 609207105   1,184,504 17,772 SH   SOLE   0 0 17,772
MICROSOFT CORP COM 594918104   1,026,430 4,280 SH   SOLE   0 0 4,280
ISHARES TR SP SMCP600VL ETF 464287879   989,253 10,834 SH   SOLE   0 0 10,834
PHILIP MORRIS INTL INC COM 718172109   983,458 9,717 SH   SOLE   0 0 9,717
ISHARES TR ESG AW MSCI EAFE 46435G516   934,823 14,220 SH   SOLE   0 0 14,220
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   929,300 14,164 SH   SOLE   0 0 14,164
GRACO INC COM 384109104   915,812 13,616 SH   SOLE   0 0 13,616
ISHARES TR RUS 1000 GRW ETF 464287614   825,895 3,855 SH   SOLE   0 0 3,855
ISHARES TR ESG AWARE MSCI 46435U663   625,476 19,023 SH   SOLE   0 0 19,023
ISHARES TR CORE MSCI EAFE 46432F842   519,009 8,420 SH   SOLE   0 0 8,420
MORNINGSTAR INC COM 617700109   491,659 2,270 SH   SOLE   0 0 2,270
FORD MTR CO DEL COM 345370860   478,667 41,158 SH   SOLE   0 0 41,158
INTERNATIONAL BUSINESS MACHS COM 459200101   404,246 2,869 SH   SOLE   0 0 2,869
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   327,928 8,095 SH   SOLE   0 0 8,095
CHEVRON CORP NEW COM 166764100   324,643 1,809 SH   SOLE   0 0 1,809
PROCTER AND GAMBLE CO COM 742718109   321,410 2,121 SH   SOLE   0 0 2,121
ISHARES TR CORE DIV GRWTH 46434V621   299,550 5,991 SH   SOLE   0 0 5,991
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   284,188 920 SH   SOLE   0 0 920
ILLINOIS TOOL WKS INC COM 452308109   270,308 1,227 SH   SOLE   0 0 1,227
LULULEMON ATHLETICA INC COM 550021109   267,197 834 SH   SOLE   0 0 834
HONEYWELL INTL INC COM 438516106   260,589 1,216 SH   SOLE   0 0 1,216
STRYKER CORPORATION COM 863667101   240,089 982 SH   SOLE   0 0 982
CSX CORP COM 126408103   207,070 6,684 SH   SOLE   0 0 6,684
INVESCO MUN OPPORTUNITY TR COM 46132C107   198,200 20,000 SH   SOLE   0 0 20,000
DNP SELECT INCOME FD INC COM 23325P104   160,751 14,289 SH   SOLE   0 0 14,289