The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 120,866 359,656 SH   SOLE   0 0 359,656
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 83,716 2,046,837 SH   SOLE   0 0 2,046,837
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 49,296 383,152 SH   SOLE   0 0 383,152
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 40,371 457,622 SH   SOLE   0 0 457,622
ISHARES TR CORE S&P MCP ETF 464287507 36,055 194,565 SH   SOLE   0 0 194,565
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 34,990 473,164 SH   SOLE   0 0 473,164
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,174 674,706 SH   SOLE   0 0 674,706
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,580 687,246 SH   SOLE   0 0 687,246
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17,983 223,036 SH   SOLE   0 0 223,036
ISHARES TR CORE S&P SCP ETF 464287804 17,378 247,444 SH   SOLE   0 0 247,444
VANGUARD INDEX FDS GROWTH ETF 922908736 12,021 52,812 SH   SOLE   0 0 52,812
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,412 25,120 SH   SOLE   0 0 25,120
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,876 98,895 SH   SOLE   0 0 98,895
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,825 121,700 SH   SOLE   0 0 121,700
VANGUARD INDEX FDS VALUE ETF 922908744 6,406 61,299 SH   SOLE   0 0 61,299
APPLE INC COM 037833100 6,252 53,985 SH   SOLE   0 0 53,985
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,029 90,941 SH   SOLE   0 0 90,941
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,527 69,439 SH   SOLE   0 0 69,439
ISHARES TR RUSSELL 3000 ETF 464287689 2,619 13,382 SH   SOLE   0 0 13,382
ISHARES TR CORE MSCI EAFE 46432F842 2,587 42,923 SH   SOLE   0 0 42,923
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,241 83,756 SH   SOLE   0 0 83,756
ISHARES TR CORE US AGGBD ET 464287226 2,219 18,792 SH   SOLE   0 0 18,792
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,547 22,638 SH   SOLE   0 0 22,638
ISHARES TR CORE DIV GRWTH 46434V621 1,521 38,218 SH   SOLE   0 0 38,218
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,317 23,740 SH   SOLE   0 0 23,740
MICROSOFT CORP COM 594918104 1,278 6,077 SH   SOLE   0 0 6,077
MONDELEZ INTL INC CL A 609207105 1,107 19,277 SH   SOLE   0 0 19,277
ISHARES TR RUS 1000 GRW ETF 464287614 1,066 4,913 SH   SOLE   0 0 4,913
PHILIP MORRIS INTL INC COM 718172109 974 12,982 SH   SOLE   0 0 12,982
GRACO INC COM 384109104 972 15,850 SH   SOLE   0 0 15,850
ISHARES TR SP SMCP600VL ETF 464287879 678 5,537 SH   SOLE   0 0 5,537
ISHARES INC CORE MSCI EMKT 46434G103 590 11,177 SH   SOLE   0 0 11,177
FLEXSHARES TR MORNSTAR USMKT 33939L100 577 4,727 SH   SOLE   0 0 4,727
ALTRIA GROUP INC COM 02209S103 538 13,930 SH   SOLE   0 0 13,930
INTERNATIONAL BUSINESS MACHS COM 459200101 367 3,016 SH   SOLE   0 0 3,016
ISHARES TR 1 3 YR TREAS BD 464287457 349 4,033 SH   SOLE   0 0 4,033
PROCTER AND GAMBLE CO COM 742718109 325 2,336 SH   SOLE   0 0 2,336
ISHARES TR ESG AWR MSCI USA 46435G425 313 4,108 SH   SOLE   0 0 4,108
FLEXSHARES TR M STAR DEV MKT 33939L803 294 5,248 SH   SOLE   0 0 5,248
FORD MTR CO DEL COM 345370860 283 42,480 SH   SOLE   0 0 42,480
HONEYWELL INTL INC COM 438516106 272 1,650 SH   SOLE   0 0 1,650
VANGUARD INDEX FDS TOTAL STK MKT 922908769 250 1,467 SH   SOLE   0 0 1,467
PIMCO CORPORATE & INCOME STR COM 72200U100 238 15,250 SH   SOLE   0 0 15,250
ILLINOIS TOOL WKS INC COM 452308109 237 1,227 SH   SOLE   0 0 1,227
DNP SELECT INCOME FD INC COM 23325P104 143 14,289 SH   SOLE   0 0 14,289