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Regulatory Capital Matters (Tables)
6 Months Ended
Jun. 30, 2020
Banking And Thrift Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table summarizes regulatory capital information as of June 30, 2020 and December 31, 2019 on a consolidated basis and for the subsidiary, as defined.  Regulatory capital ratios for June 30, 2020 and December 31, 2019 were calculated in accordance with the Basel III rules.
(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of June 30, 2020
Total Capital to Risk-Weighted Assets
Consolidated$146,711  13.32 %$88,115  8.00 %N/AN/A
Colony Bank153,745  13.92  88,359  8.00  $110,449  10.00 %
Tier I Capital to Risk-Weighted Assets
Consolidated136,423  12.39  66,064  6.00  N/AN/A
Colony Bank143,456  12.99  66,261  6.00  88,349  8.00  
Common Equity Tier I Capital to Risk-Weighted Assets
Consolidated112,923  10.26  49,528  4.50  N/AN/A
Colony Bank143,456  12.99  49,696  4.50  71,783  6.50  
Tier I Capital to Average Assets
Consolidated136,423  9.23  59,122  4.00  N/AN/A
Colony Bank143,456  9.70  59,157  4.00  73,946  5.00  

(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of December 31, 2019
Total Capital to Risk-Weighted Assets
Consolidated$140,973  13.17 %$85,661  8.00 %N/AN/A
Colony Bank151,444  14.19  85,407  8.00  $106,758  10.00 %
Tier I Capital to Risk-Weighted Assets
Consolidated134,110  12.52  64,246  6.00  N/AN/A
Colony Bank144,581  13.54  64,055  6.00  8,547  8.00  
Common Equity Tier I Capital to Risk-Weighted Assets
Consolidated110,610  10.33  48,185  4.50  N/AN/A
Colony Bank144,581  13.54  48,041  4.50  69,393  6.50  
Tier I Capital to Average Assets
Consolidated134,110  8.92  60,141  4.00  N/AN/A
Colony Bank144,581  9.77  59,977  4.00  74,972  5.00