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Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2020
Receivables [Abstract]  
Financing Receivable, Allowance for Credit Loss
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the three months periods ended March 31, 2020 and March 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.
(dollars in thousands)
Construction, land and land developmentOther commercial real estateResidential real estateCommercial, financial & agriculturalConsumer and otherTotal
Three months ended March 31, 2020
Beginning Balance$215  $3,908  $980  $1,657  $103  $6,863  
Charge-offs—  (30) (64) (68) (351) (513) 
Recoveries13     55  78  
Provision126  938  283  190  419  1,956  
Ending balance354  4,821  1,203  1,780  226  8,384  
Period end amount allocated to
Individually evaluated for impairment—  2,077  99  981  —  3,157  
Collectively evaluated for impairment354  2,744  1,092  799  138  5,127  
Purchase credit impaired—  —  12  —  88  100  
Ending Balance354  4,821  1,203  1,780  226  8,384  
Loans
Individually evaluated for impairment66  18,595  2,990  2,355  —  24,006  
Collectively evaluated for impairment133,852  505,764  187,961  114,369  22,559  964,505  
Purchase credit impaired119  125  18  62  191  515  
Ending balance$134,037  $524,484  $190,969  $116,786  $22,750  $989,026  
(dollars in thousands)Construction, land and land developmentOther commercial real estateResidential real estateCommercial, financial & agriculturalConsumer and otherTotal
Three months ended March 31, 2019
Beginning Balance$131  $5,251  $1,181  $618  $96  $7,277  
Charge-offs(29) (119) (629) (97) (70) (944) 
Recoveries17  34  49   19  125  
Provision(99) (104) 348  (61) 47  131  
Ending balance20  5,062  949  466  92  6,589  
December 31, 2019
Period end amount allocated to
Individually evaluated for impairment—  1,939  137  1,073  —  3,149  
Collectively evaluated for impairment215  1,969  837  584  103  3,708  
Purchase credit impaired—  —   —  —   
Ending Balance215  3,908  980  1,657  103  6,863  
Loans
Individually evaluated for impairment67  18,024  3,471  2,246  —  23,808  
Collectively evaluated for impairment95,965  522,181  191,314  112,077  23,322  944,859  
Purchase credit impaired65  34  11  37  —  147  
Ending Balance$96,097  $540,239  $194,796  $114,360  $23,322  $968,814