Note 5 - Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(dollars in thousands)	Construction, land and land development		Other commercial real estate		Residential real estate		Commercial, financial, & agricultural		Consumer and other		Total
Twelve months ended December 31, 2019
Beginning balance	$	131	$	5,251	$	1,181	$	618	$	96	$	7,277
Charge-offs		(29)		(119)		(758)		(403)		(784)		(2,093)
Recoveries		82		218		174		36		65		575
Provision		31		(1,442)		383		1,406		726		1,104
Ending balance	$	215	$	3,908	$	980	$	1,657	$	103	$	6,863
Period-end amount allocated to:
Individually evaluated for impairment		-		1,939		137		1,073		-		3,149
Collectively evaluated for impairment		215		1,969		837		584		103		3,708
Purchase credit impaired		-		-		6		-		-		6
Ending balance	$	215	$	3,908	$	980	$	1,657	$	103	$	6,863
Loans:
Loans individually evaluated for impairment		67		18,024		3,471		2,246		-		23,808
Loans collectively evaluated for impairment		95,965		522,181		191,314		112,077		23,322		944,859
Purchased credit impaired		65		34		11		37		-		147
Ending balance	$	96,097	$	540,239	$	194,796	$	114,360	$	23,322	$	968,814

(dollars in thousands)	Construction, land and land development		Other commercial real estate		Residential real estate		Commercial, financial, & agricultural		Consumer and other		Total
Twelve months ended December 31, 2018
Beginning balance	$	1,216	$	4,653	$	968	$	633	$	37	$	7,507
Charge-offs		-		(257)		(162)		(246)		(300)		(965)
Recoveries		155		52		91		161		75		534
Provision		(1,240)		803		284		70		284		201
Ending balance	$	131	$	5,251	$	1,181	$	618	$	96	$	7,277
Period-end amount allocated to:
Individually evaluated for impairment		39		1,312		61		6		-		1,418
Collectively evaluated for impairment		92		3,939		1,120		612		96		5,859
Ending balance	$	131	$	5,251	$	1,181	$	618	$	96	$	7,277
Loans:
Loans individually evaluated for impairment		531		18,271		4,404		1,050		217		24,473
Loans collectively evaluated for impairment		59,779		417,690		183,188		73,116		23,280		757,053
Ending balance	$	60,310	$	435,961	$	187,592	$	74,166	$	23,497	$	781,526