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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 7,455,000 $ 8,952,000
Adjustments to Reconcile Net Income to Net Cash    
Depreciation 1,451,000 1,310,000
Share-based Compensation Expense 25,000 6,000
Provision for Loan Losses 524,000 131,000
Securities (Gains) (99,000) (116,000)
Amortization and Accretion 678,000 909,000
(Gain) on Sale of Other Real Estate and Repossessions (874,000) (168,000)
Provision for Losses on Other Real Estate 104,000 201,000
(Increase) in Bank-Owned Life Insurance (439,000) (368,000)
(Gain) Loss on Sale of Premises & Equipment 14,000 1,000
Provision for Losses on Premises & Equipment 151,000 170,000
Originations of Loans Held for Sale (42,634,000)
Proceeds from Sales of Loans Held for Sale 33,900,000
Other Prepaids, Deferrals and Accruals, Net 778,000 807,000
Net Cash Provided by Operating Activities 1,034,000 11,835,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (105,476,000) (20,893,000)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale 50,804,000 37,667,000
Proceeds from Sale of Investment Securities Available for Sale 99,106,000 11,268,000
Proceeds from Sale of Investment Securities Held to Maturity 1,766,000 0
Net Loans to Customers (47,221,000) (15,380,000)
Purchase of Premises and Equipment (3,254,000) (2,256,000)
Proceeds from Sale of Other Real Estate and Repossessions 2,489,000 2,769,000
Proceeds from Bank-Owned Life Insurance 535,000
Redemption (Purchase of) Federal Home Loan Bank Stock (315,000) (551,000)
Proceeds from Sale of Premises and Equipment 175,000 8,000
Net Cash and Cash Equivalents Paid in Acquisition (467,000)
Net Cash (Used in) Provided by Investing Activities (1,858,000) 12,632,000
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (7,614,000) (13,667,000)
Interest-Bearing Customer Deposits (15,943,000) (43,259,000)
Dividends Paid for Common Stock (1,979,000) (1,266,000)
Repurchase of Warrants (3,175,000)
Payments on Federal Home Loan Bank Advances (8,000,000) (26,500,000)
Proceeds from Federal Home Loan Bank Advances 15,000,000 39,000,000
Payments on Other Borrowed Money (500,000) (1,507,000)
Proceeds from Other Borrowed Money 15,313,000 7,000
Net Cash (Used in) Provided by Financing Activities (3,723,000) (50,367,000)
Net Increase (Decrease) in Cash and Cash Equivalents (4,547,000) (25,900,000)
Cash and Cash Equivalents at Beginning of Period 60,156,000 57,813,000
Cash and Cash Equivalents at End of Period 55,609,000 31,913,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION    
Cash Paid During the Period for Interest 9,294,000 5,772,000
Cash Paid During the Period for Income Taxes 1,585,000 2,220,000
NONCASH INVESTING AND FINANCING ACTIVITIES    
Change in Unrealized (Gains) Losses on Securities Available for Sale (12,340,000) 7,406,000
Acquisition of Real Estate through Foreclosure 369,000 756,000
Change in Goodwill due to Acquisition 15,931,000
Initial Recognition of Operating Lease Right-of-Use Assets 483,000
Initial Recognition of Operating Lease Liabilities $ 483,000