Note 4 - Loans (Tables)

6 Months Ended

Jun. 30, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30, 2019
	Legacy Loans		Purchased Loans		Total
Commercial and Agricultural
Commercial	$	43,561	$	24,974	$	68,535
Agricultural		18,561		300		18,861
Real Estate
Commercial Construction		60,949		12,029		72,978
Residential Construction		13,193		5,429		18,622
Commercial		376,063		57,753		433,816
Residential		177,183		28,005		205,188
Farmland		70,413		3,859		74,272
Consumer and Other
Consumer		17,860		5,206		23,066
Other		18,262		1,671		19,933
Total Loans	$	796,045	$	139,226	$	935,271

	December 31, 2018
	Legacy Loans		Purchased Loans		Total
Commercial and Agricultural
Commercial	$	50,181	$	7,229	$	57,410
Agricultural		15,993		806		16,799
Real Estate
Commercial Construction		46,609		1,240		47,849
Residential Construction		12,242		258		12,500
Commercial		366,792		6,742		373,534
Residential		185,699		2,015		187,714
Farmland		62,674		35		62,709
Consumer and Other
Consumer		18,423		62		18,485
Other		5,027		-		5,027
Total Loans	$	763,640	$	18,387	$	782,027

Financing Receivable Credit Quality Indicators [Table Text Block]

	Pass		Special Mention		Substandard		Total Loans
June 30, 2019
Commercial and Agricultural
Commercial	$	41,376	$	1,471	$	714	$	43,561
Agricultural		16,050		1,137		1,374		18,561
Real Estate
Commercial Construction		60,546		117		286		60,949
Residential Construction		12,839		-		354		13,193
Commercial		360,806		8,048		7,209		376,063
Residential		162,927		4,015		10,241		177,183
Farmland		64,519		3,000		2,894		70,413
Consumer and Other
Consumer		17,550		84		226		17,860
Other		18,262		-		-		18,262
Total Loans	$	754,875	$	17,872	$	23,298	$	796,045
December 31, 2018
Commercial and Agricultural
Commercial	$	48,579	$	729	$	873	$	50,181
Agricultural		14,858		637		498		15,993
Real Estate
Commercial Construction		45,847		45		717		46,609
Residential Construction		12,242		-		-		12,242
Commercial		351,397		7,662		7,733		366,792
Residential		168,035		7,107		10,557		185,699
Farmland		58,678		1,912		2,084		62,674
Consumer and Other
Consumer		18,042		59		322		18,423
Other		5,018		5		4		5,027
Total Loans	$	722,696	$	18,156	$	22,788	$	763,640

	Pass		Special Mention		Substandard		Total Loans
June 30, 2019
Commercial and Agricultural
Commercial	$	24,632	$	121	$	221	$	24,974
Agricultural		300		-		-		300
Real Estate
Commercial Construction		11,960		-		69		12,029
Residential Construction		5,429		-		-		5,429
Commercial		57,364		389		-		57,753
Residential		27,682		298		25		28,005
Farmland		3,820		-		39		3,859
Consumer and Other
Consumer		5,202		-		4		5,206
Other		1,671		-		-		1,671
Total Loans	$	138,060	$	808	$	358	$	139,226
December 31, 2018
Commercial and Agricultural
Commercial	$	7,229	$	-	$	-	$	7,229
Agricultural		806		-		-		806
Real Estate
Commercial Construction		1,240		-		-		1,240
Residential Construction		258		-		-		258
Commercial		6,742		-		-		6,742
Residential		2,015		-		-		2,015
Farmland		35		-		-		35
Consumer and Other
Consumer		62		-		-		62
Other		-		-		-		-
Total Loans	$	18,387	$	-	$	-	$	18,387

Financing Receivable, Past Due [Table Text Block]

	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
June 30, 2019
Commercial and Agricultural
Commercial	$	365	$	-	$	365	$	442	$	42,754	$	43,561
Agricultural		-		-		-		1,304		17,257		18,561
Real Estate
Commercial Construction		123		-		123		36		60,790		60,949
Residential Construction		-		-		-		354		12,839		13,193
Commercial		822		-		822		1,849		373,392		376,063
Residential		2,276		-		2,276		2,786		172,121		177,183
Farmland		139		-		139		2,669		67,605		70,413
Consumer and Other
Consumer		61		2		63		131		17,666		17,860
Other		-		-		-		-		18,262		18,262
Total Loans	$	3,786	$	2	$	3,788	$	9,571	$	782,686	$	796,045
December 31, 2018
Commercial and Agricultural
Commercial	$	282	$	-	$	282	$	637	$	49,262	$	50,181
Agricultural		117		-		117		413		15,463		15,993
Real Estate
Commercial Construction		88		-		88		463		46,058		46,609
Residential Construction		-		-		-		-		12,242		12,242
Commercial		679		-		679		2,966		363,147		366,792
Residential		6,882		-		6,882		2,734		176,083		185,699
Farmland		76		-		76		2,052		60,546		62,674
Consumer and Other
Consumer		110		-		110		213		18,100		18,423
Other		-		-		-		4		5,023		5,027
Total Loans	$	8,234	$	-	$	8,234	$	9,482	$	745,924	$	763,640

	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
June 30, 2019
Commercial and Agricultural
Commercial	$	178	$	-	$	178	$	43	$	24,753	$	24,974
Agricultural		-		-		-		-		300		300
Real Estate
Commercial Construction		-		-		-		69		11,960		12,029
Residential Construction		-		-		-		-		5,429		5,429
Commercial		-		-		-		-		57,753		57,753
Residential		9		-		9		25		27,971		28,005
Farmland		-		-		-		39		3,820		3,859
Consumer and Other
Consumer		16		-		16		4		5,186		5,206
Other		-		-		-		-		1,671		1,671
Total Loans	$	203	$	-	$	203	$	180	$	138,843	$	139,226
December 31, 2018
Commercial and Agricultural
Commercial	$	-	$	-	$	-	$	-	$	7,229	$	7,229
Agricultural		-		-		-		-		806		806
Real Estate
Commercial Construction		-		-		-		-		1,240		1,240
Residential Construction		-		-		-		-		258		258
Commercial		-		-		-		-		6,742		6,742
Residential		-		-		-		-		2,015		2,015
Farmland		-		-		-		-		35		35
Consumer and Other
Consumer		-		-		-		-		62		62
Other		-		-		-		-		-		-
Total Loans	$	-	$	-	$	-	$	-	$	18,387	$	18,387

Impaired Financing Receivables [Table Text Block]

June 30, 2019
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	442	$	442	$	-	$	525	$	15		$	16
Agricultural		736		716		-		544		9			21
Commercial Construction		104		104		-		115		3			3
Residential Construction		354		354		-		118		4			4
Commercial Real Estate		12,372		11,504		-		12,341		291			293
Residential Real Estate		3,872		3,849		-		3,979		83			98
Farmland		2,670		2,668		-		2,246		(25	)		17
Consumer		132		132		-		159		3			4
Other		-		-		-		2		-			-
		20,682		19,769		-		20,029		383			456
With An Allowance Recorded
Commercial		-		-		-		14		-			-
Agricultural		588		588		588		196		9			33
Commercial Construction		-		-		-		133		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		3,031		3,031		897		2,902		61			62
Residential Real Estate		267		267		49		270		11			11
Farmland		359		359		32		361		13			12
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		4,245		4,245		1,566		3,876		94			118
Purchased Credit Impaired Loans
Commercial		68		42		-		14		-			-
Commercial Construction		122		69		-		23		-			-
Residential Real Estate		23		14		-		5		-			-
Farmland		237		40		-		13		-			-
Consumer		195		-		-		-		-			-
		645		165		-		55		-			-
Total
Commercial		510		484		-		553		15			16
Agricultural		1,324		1,304		588		740		18			54
Commercial Construction		226		173		-		271		3			3
Residential Construction		354		354		-		118		4			4
Commercial Real Estate		15,403		14,535		897		15,243		352			355
Residential Real Estate		4,162		4,130		49		4,254		94			109
Farmland		3,266		3,067		32		2,620		(12	)		29
Consumer		327		132		-		159		3			4
Other		-		-		-		2		-			-
	$	25,572	$	24,179	$	1,566	$	23,960	$	477		$	574

December 31, 2018
	Unpaid
	Contractual						Average		Interest		Interest
	Principal		Impaired		Related		Recorded		Income		Income
	Balance		Balance		Allowance		Investment		Recognized		Collected
With No Related Allowance Recorded
Commercial	$	595	$	595	$	-	$	526	$	21	$	24
Agricultural		434		413		-		383		18		25
Commercial Construction		132		132		-		69		8		8
Residential Contruction		-		-				-		-		-
Commercial Real Estate		12,164		12,164		-		11,040		582		583
Residential Real Estate		4,214		4,130		-		4,067		208		213
Farmland		2,054		2,052		-		1,361		53		82
Consumer		213		213		-		197		14		14
Other		4		4		-		1		-		-
		19,810		19,703		-		17,644		904		949
With An Allowance Recorded
Commercial		42		42		6		8		2		2
Agricultural		-		-		-		-		-		-
Commercial Construction		399		399		39		466		-		-
Residential Contruction		-		-		-		-		-		-
Commercial Real Estate		3,691		3,691		1,276		5,121		135		142
Residential Real Estate		274		274		61		98		8		8
Farmland		364		364		36		368		24		25
Consumer		-		-		-		-		-		-
Other		-		-		-		-		-		-
		4,770		4,770		1,418		6,061		169		177
Total
Commercial		637		637		6		534		23		26
Agricultural		434		413		-		383		18		25
Commercial Construction		531		531		39		535		8		8
Residential Contruction		-		-		-		-		-		-
Commercial Real Estate		15,855		15,855		1,276		16,161		717		725
Residential Real Estate		4,488		4,404		61		4,165		216		221
Farmland		2,418		2,416		36		1,729		77		107
Consumer		213		213		-		197		14		14
Other		4		4		-		1		-		-
	$	24,580	$	24,473	$	1,418	$	23,705	$	1,073	$	1,126

June 30, 2018
	Unpaid
	Contractual						Average		Interest		Interest
	Principal		Impaired		Related		Recorded		Income		Income
	Balance		Balance		Allowance		Investment		Recognized		Collected
With No Related Allowance Recorded
Commercial	$	367	$	367	$	-	$	520	$	5	$	5
Agricultural		311		290		-		360		9		12
Commercial Construction		16		16		-		38		1		1
Residential Contruction		-		-		-		-		-		-
Commercial Real Estate		10,201		10,201		-		11,092		235		236
Residential Real Estate		3,892		3,805		-		4,113		87		89
Farmland		980		978		-		896		5		7
Consumer		200		200		-		199		6		6
Other		-		-		-		-		-		-
		15,967		15,857		-		17,218		348		356
With An Allowance Recorded
Commercial		-		-		-		-		-		-
Agricultural		-		-		-		-		-		-
Commercial Construction		482		482		54		487		2		2
Residential Contruction		-		-		-		-		-		-
Commercial Real Estate		5,047		5,047		1,371		5,371		106		99
Residential Real Estate		36		36		21		60		1		1
Farmland		367		367		28		369		12		12
Consumer		-		-		-		-		-		-
Other		-		-		-		-		-		-
		5,932		5,932		1,474		6,287		121		114
Total
Commercial		367		367		-		520		5		5
Agricultural		311		290		-		360		9		12
Commercial Construction		498		498		54		525		3		3
Residential Contruction		-		-		-		-		-		-
Commercial Real Estate		15,248		15,248		1,371		16,463		341		335
Residential Real Estate		3,928		3,841		21		4,173		88		90
Farmland		1,347		1,345		28		1,265		17		19
Consumer		200		200		-		199		6		6
Other		-		-		-		-		-		-
	$	21,899	$	21,789	$	1,474	$	23,505	$	469	$	470