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Note 16 - Segment Information
 6 Months Ended
Jun. 30, 2019
Notes to Financial Statements  
Segment Reporting Disclosure [Text Block]
(
16
) Segment Information
 
The Company’s operating segments include banking and mortgage banking. The reportable segments are determined by the products and services offered, and internal reporting. The Bank segment derives its revenues from the delivery of full-service financial services, including retail and commercial banking services and deposit accounts. The Mortgage Banking segment derives its revenues from the origination and sales of residential mortgage loans held for sale. Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. Information reported internally for performance assessment follows.
 
Three Months Ended June 30, 2019
  
Bank
   
Mortgage
Banking
   
Holding
Company
   
Totals
 
                                 
Net Interest Income
  
$
12,200
    
$
19
    
$
(394
)
  
$
11,825
  
Provision for Loan Losses
  
 
179
    
 
-
    
 
-
    
 
179
  
Noninterest Income
  
 
3,492
    
 
500
    
 
8
    
 
4,000
  
Noninterest Expenses
  
 
11,636
    
 
722
    
 
656
    
 
13,014
  
Income Taxes
 
 
737
    
 
-
    
 
(206
)
  
 
531
  
Segment Profit (Loss)
  
$
3,140
    
$
(203
)
  
$
(836
)
  
$
2,101
  
                                 
Segment Assets at June 30, 2019
  
$
1,498,212
    
$
4,539
    
$
4,221
    
$
1,506,972
  
 
Three Months Ended June 30, 2018
  
Bank
   
Mortgage
Banking
   
Holding
Company
   
Totals
 
                                 
Net Interest Income
  
$
10,411
    
$
-
    
$
(246
)
  
$
10,165
  
Provision for Loan Losses
  
 
44
    
 
-
    
 
-
    
 
44
  
Noninterest Income
  
 
2,317
    
 
-
    
 
7
    
 
2,324
  
Noninterest Expenses
  
 
8,325
    
 
-
    
 
276
    
 
8,601
  
Income Taxes
 
 
877
    
 
-
    
 
(102
)
  
 
775
  
Segment Profit (Loss)
  
$
3,482
    
$
-
    
$
(413
)
  
$
3,069
  
                                 
Segment Assets at June 30, 2018
  
$
1,199,709
    
$
-
    
$
4,763
    
$
1,204,472
  
 
Six Months Ended June 30, 2019
  
Bank
   
Mortgage
Banking
   
Holding
Company
   
Totals
 
                                 
Net Interest Income
  
$
22,832
    
$
19
    
$
(669
)
  
$
22,182
  
Provision for Loan Losses
  
 
310
    
 
-
    
 
-
    
 
310
  
Noninterest Income
  
 
5,675
    
 
643
    
 
16
    
 
6,334
  
Noninterest Expenses
  
 
20,242
    
 
846
    
 
952
    
 
22,040
  
Income Taxes
 
 
1,548
    
 
5
    
 
(323
)
  
 
1,230
  
Segment Profit (Loss)
  
$
6,407
    
$
(189
)
  
$
(1,282
)
  
$
4,936
  
                                 
Segment Assets at June 30, 2019
  
$
1,498,212
    
$
4,539
    
$
4,221
    
$
1,506,972
  
                                 
 
Six Months Ended June 30, 2018
  
Bank
   
Mortgage
Banking
   
Holding
Company
   
Totals
 
                                 
Net Interest Income
  
$
20,753
    
$
-
    
$
(459
)
  
$
20,294
  
Provision for Loan Losses
  
 
70
    
 
-
    
 
-
    
 
70
  
Noninterest Income
  
 
4,744
    
 
-
    
 
14
    
 
4,758
  
Noninterest Expenses
  
 
16,605
    
 
-
    
 
532
    
 
17,137
  
Income Taxes
 
 
1,782
    
 
-
    
 
(194
)
  
 
1,588
  
Segment Profit (Loss)
  
$
7,040
    
$
-
    
$
(783
)
  
$
6,257
  
                                 
Segment Assets at June 30, 2018
  
$
1,199,709
    
$
-
    
$
4,763
    
$
1,204,472
  
 
 
Part I (Continued)

Item
1
(Continued)