XML 92 R76.htm IDEA: XBRL DOCUMENT v3.19.1
Note 6 - Allowance for Loan Losses - Segregated by Class of Loan (Details) - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Allowance for loan losses, beginning balance $ 7,507,508 $ 8,923,293 $ 8,603,905
Allowance for loan losses, charge-offs (965,447) (2,915,753) (2,087,850)
Allowance for loan losses, recoveries 534,245 1,109,968 1,345,238
Allowance for loan losses, provision 200,500 390,000 1,062,000
Allowance for loan losses, ending balance 7,276,806 7,507,508 8,923,293
Provision for Loan Losses 200,500 390,000 1,062,000
Provision for Loan Losses 200,500 390,000 1,062,000
Commercial [Member] | Commercial and Agricultural Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 446,675 456,197 855,364
Allowance for loan losses, charge-offs (123,528) (299,079) (304,918)
Allowance for loan losses, recoveries 139,466 136,499 66,738
Allowance for loan losses, provision (93,049) 153,058 (160,987)
Allowance for loan losses, ending balance 369,564 446,675 456,197
Provision for Loan Losses (93,049) 153,058 (160,987)
Provision for Loan Losses (93,049) 153,058 (160,987)
Commercial [Member] | Real Estate Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 3,873,959 5,750,998 3,850,527
Allowance for loan losses, charge-offs (257,424) (966,014) (992,067)
Allowance for loan losses, recoveries 40,052 527,150 206,154
Allowance for loan losses, provision 892,523 (1,438,175) 2,686,384
Allowance for loan losses, ending balance 4,549,110 3,873,959 5,750,998
Provision for Loan Losses 892,523 (1,438,175) 2,686,384
Provision for Loan Losses 892,523 (1,438,175) 2,686,384
Agricultural [Member] | Commercial and Agricultural Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 185,904 167,692 203,091
Allowance for loan losses, charge-offs (122,873) (159,500) (19,258)
Allowance for loan losses, recoveries 22,031 3,963 4,150
Allowance for loan losses, provision 163,188 173,749 (20,291)
Allowance for loan losses, ending balance 248,250 185,904 167,692
Provision for Loan Losses 163,188 173,749 (20,291)
Provision for Loan Losses 163,188 173,749 (20,291)
Commercial Construction [Member] | Real Estate Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 1,216,015 322,725 690,766
Allowance for loan losses, charge-offs (51,977) (25,318)
Allowance for loan losses, recoveries 155,272 266,459 814,586
Allowance for loan losses, provision (1,256,413) 678,808 (1,157,309)
Allowance for loan losses, ending balance 114,874 1,216,015 322,725
Provision for Loan Losses (1,256,413) 678,808 (1,157,309)
Provision for Loan Losses (1,256,413) 678,808 (1,157,309)
Residential Construction [Member] | Real Estate Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 13,491 19,890
Allowance for loan losses, charge-offs 0 0
Allowance for loan losses, recoveries 0 0 0
Allowance for loan losses, provision 16,530 (13,491) (6,399)
Allowance for loan losses, ending balance 16,530 13,491
Provision for Loan Losses 16,530 (13,491) (6,399)
Provision for Loan Losses 16,530 (13,491) (6,399)
Residential [Member] | Real Estate Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 968,101 1,396,099 1,990,355
Allowance for loan losses, charge-offs (162,235) (1,048,337) (361,630)
Allowance for loan losses, recoveries 90,703 82,079 49,660
Allowance for loan losses, provision 284,483 538,260 (282,286)
Allowance for loan losses, ending balance 1,181,052 968,101 1,396,099
Provision for Loan Losses 284,483 538,260 (282,286)
Provision for Loan Losses 284,483 538,260 (282,286)
Farmland [Member] | Real Estate Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 779,531 722,331 911,692
Allowance for loan losses, charge-offs (60,902) (119,576)
Allowance for loan losses, recoveries 12,228 16,750 145,000
Allowance for loan losses, provision (90,210) 101,352 (214,785)
Allowance for loan losses, ending balance 701,549 779,531 722,331
Provision for Loan Losses (90,210) 101,352 (214,785)
Provision for Loan Losses (90,210) 101,352 (214,785)
Consumer [Member] | Consumer and Other Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 33,993 80,265 63,377
Allowance for loan losses, charge-offs (299,387) (329,944) (265,083)
Allowance for loan losses, recoveries 72,386 74,933 52,629
Allowance for loan losses, provision 279,121 208,739 229,342
Allowance for loan losses, ending balance 86,113 33,993 80,265
Provision for Loan Losses 279,121 208,739 229,342
Provision for Loan Losses 279,121 208,739 229,342
Other [Member] | Consumer and Other Portfolio Segment [Member]      
Allowance for loan losses, beginning balance 3,330 13,495 18,843
Allowance for loan losses, charge-offs 0
Allowance for loan losses, recoveries 2,107 2,135 6,321
Allowance for loan losses, provision 4,327 (12,300) (11,669)
Allowance for loan losses, ending balance 9,764 3,330 13,495
Provision for Loan Losses 4,327 (12,300) (11,669)
Provision for Loan Losses $ 4,327 $ (12,300) $ (11,669)