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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 8,952,000 $ 7,172,000
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 1,310,000 1,240,000
Provision for Loan Losses 131,000 335,000
Securities (Gains) (116,000)
Amortization and Accretion 909,000 1,077,000
(Gain) on Sale of Other Real Estate and Repossessions (168,000) (111,000)
Provision for Losses on Other Real Estate 201,000 256,000
Increase in Cash Surrender Value of Life Insurance (368,000) (404,000)
Loss on Sale of Premises & Equipment 1,000 (11,000)
Provision for Losses on Premises & Equipment 170,000
Other Prepaids, Deferrals and Accruals, Net 813,000 1,344,000
11,835,000 10,898,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (20,893,000) (54,448,000)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale 37,667,000 40,698,000
Proceeds from Sale of Investment Securities: Available for Sale 11,268,000 0
Interest-Bearing Deposits in Other Banks 12,904,000 33,593,000
Net Loans to Customers (15,380,000) (18,360,000)
Purchase of Premises and Equipment (2,256,000) (913,000)
Proceeds from Sale of Other Real Estate and Repossessions 2,769,000 3,168,000
Federal Home Loan Bank Stock (551,000) (245,000)
Proceeds from Sale of Premises and Equipment 8,000 38,000
25,536,000 3,531,000
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (13,667,000) 3,647,000
Interest-Bearing Customer Deposits (43,259,000) (27,741,000)
Dividends Paid for Preferred Stock 0 (316,000)
Dividends Paid for Common Stock (1,266,000) (633,000)
Redemption of Preferred Stock 0 (9,360,000)
Repurchase of Warrants (3,175,000)
Payments on Federal Home Loan Bank Advances (26,500,000) 0
Proceeds from Federal Home Loan Bank Advances 39,000,000 5,000,000
Payments on Other Borrowed Money (1,507,000) (16,000)
Proceeds from Other Borrowed Money 7,000 5,016,000
(50,367,000) (24,403,000)
Net Decrease in Cash and Cash Equivalents (12,996,000) (9,974,000)
Cash and Cash Equivalents at Beginning of Period 23,145,000 28,822,000
Cash and Cash Equivalents at End of Period $ 10,149,000 $ 18,848,000