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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 6,257,000 $ 4,550,000
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 867,000 823,000
Provision for Loan Losses 70,000 335,000
Securities (Gains) (116,000)
Amortization and Accretion 591,000 750,000
(Gain) on Sale of Other Real Estate and Repossessions (120,000) (93,000)
Provision for Losses on Other Real Estate 157,000 206,000
Increase in Cash Surrender Value of Life Insurance (261,000) (305,000)
Loss on Sale of Premises & Equipment 3,000 (15,000)
Other Prepaids, Deferrals and Accruals, Net 465,000 1,080,000
7,913,000 7,331,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (19,257,000) (41,269,000)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale 24,379,000 28,074,000
Proceeds from Sale of Investment Securities: Available for Sale 11,268,000 0
Interest-Bearing Deposits in Other Banks (3,905,000) 35,357,000
Net Loans to Customers (2,560,000) (22,848,000)
Purchase of Premises and Equipment (1,869,000) (531,000)
Proceeds from Sale of Other Real Estate and Repossessions 1,236,000 2,259,000
Federal Home Loan Bank Stock (339,000) (245,000)
Proceeds from Sale of Premises and Equipment 38,000
8,953,000 835,000
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (13,592,000) 3,869,000
Interest-Bearing Customer Deposits (18,507,000) (21,688,000)
Dividends Paid for Preferred Stock 0 (316,000)
Dividends Paid for Common Stock (844,000) (422,000)
Redemption of Preferred Stock 0 (9,360,000)
Repurchase of Warrants (3,175,000)
Payments on Federal Home Loan Bank Advances (2,500,000) 0
Proceeds from Federal Home Loan Bank Advances 10,000,000 5,000,000
Payments on Other Borrowed Money (1,500,000) (16,000)
Proceeds from Other Borrowed Money 7,000 5,016,000
(30,111,000) (17,917,000)
Net Decrease in Cash and Cash Equivalents (13,245,000) (9,751,000)
Cash and Cash Equivalents at Beginning of Period 23,145,000 28,822,000
Cash and Cash Equivalents at End of Period $ 9,900,000 $ 19,071,000