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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 4,550,000 $ 4,228,000
Adjustments to Reconcile Net Income to Net Cash    
Depreciation 823,000 771,000
Provision for Loan Losses 335,000 708,000
Securities (Gains) (129,000)
Amortization and Accretion 750,000 750,000
(Gain) on Sale of Other Real Estate and Repossessions (93,000) (31,000)
Provision for Losses on Other Real Estate 206,000 78,000
Increase in Cash Surrender Value of Life Insurance (305,000) (313,000)
(Gain) Loss on Sale of Premises & Equipment (15,000) 77,000
Other Prepaids, Deferrals and Accruals, Net 1,080,000 498,000
7,331,000 6,637,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (41,269,000) (46,069,000)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale 28,074,000 24,656,000
Proceeds from Sale of Investment Securities Available for Sale 0 16,010,000
Interest-Bearing Deposits in Other Banks 35,357,000 37,151,000
Net Loans to Customers (22,848,000) (8,724,000)
Purchase of Premises and Equipment (531,000) (1,795,000)
Proceeds from Sale of Other Real Estate and Repossessions 2,259,000 1,873,000
Federal Home Loan Bank Stock (245,000) (24,000)
Proceeds from Sale of Premises and Equipment 38,000 14,000
835,000 23,092,000
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits 3,869,000 776,000
Interest-Bearing Customer Deposits (21,688,000) (35,763,000)
Dividends Paid for Preferred Stock (316,000) (811,000)
Dividends Paid for Common Stock (422,000)
Redemption of Preferred Stock (9,360,000)
Payments on Other Borrowed Money (16,000)
Proceeds from Federal Home Loan Bank Advances 5,000,000
Proceeds from Other Borrowed Money 5,016,000
(17,917,000) (35,798,000)
Net Decrease in Cash and Cash Equivalents (9,751,000) (6,069,000)
Cash and Cash Equivalents at Beginning of Period 28,822,000 22,257,000
Cash and Cash Equivalents at End of Period $ 19,071,000 $ 16,188,000