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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest Income    
Loans, Including Fees $ 9,397 $ 9,632
Deposits with Other Banks 80 38
Investment Securities    
U.S. Government Agencies 1,563 1,353
State, County and Municipal 30 34
Corporate Debt 15
Dividends on Other Investments 36 32
11,121 11,089
Interest Expense    
Deposits 1,191 1,204
Borrowed Money 468 429
1,659 1,633
Net Interest Income 9,462 9,456
Provision for Loan Losses 335 354
Net Interest Income After Provision for Loan Losses 9,127 9,102
Noninterest Income    
Service Charges on Deposits 1,055 1,002
Other Service Charges, Commissions and Fees 787 704
Mortgage Fee Income 186 100
Securities Gains (Losses) 2
Other 372 364
2,400 2,172
Noninterest Expenses    
Salaries and Employee Benefits 4,785 4,474
Occupancy and Equipment 960 964
Other 2,663 2,797
8,408 8,235
Income Before Income Taxes 3,119 3,039
Income Taxes 1,002 978
Net Income 2,117 2,061
Preferred Stock Dividends 211 405
Net Income Available to Common Stockholders $ 1,906 $ 1,656
Net Income Per Share of Common Stock    
Basic (in dollars per share) $ 0.23 $ 0.20
Diluted (in dollars per share) 0.22 0.20
Cash Dividends Paid Per Share of Common Stock (in dollars per share) $ 0.025
Weighted Average Basic Shares Outstanding (in shares) 8,439,258 8,439,258
Weighted Average Diluted Shares Outstanding (in shares) 8,634,468 8,483,727