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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 6,486 $ 6,268
Adjustments to Reconcile Net Income to Net Cash    
Depreciation 1,178 1,237
Provision for Loan Losses 1,062 741
Securities (Gains) (385) (12)
Amortization and Accretion 1,142 1,391
(Gain) on Sale of Other Real Estate and Repossessions (17) (61)
Provision for Losses on Other Real Estate 126 431
Increase in Cash Surrender Value of Life Insurance (416) (132)
Loss on Sale of Premises & Equipment 80 11
Other Prepaids, Deferrals and Accruals, Net 340 928
9,596 10,802
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (49,355) (63,715)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale 39,022 40,840
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Held for Maturity 5
Proceeds from Sale of Investment Securities Available for Sale 25,210 28,274
Interest-Bearing Deposits in Other Banks 24,743 5,210
Net Loans to Customers (21,968) (25,631)
Purchase of Premises and Equipment (2,635) (776)
Proceeds from Sale of Other Real Estate and Repossessions 2,981 5,404
Federal Home Loan Bank Stock (279) 100
Proceeds from Sale of Premises and Equipment 86 29
17,805 (10,260)
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits 5,055 (2,547)
Interest-Bearing Customer Deposits (38,019) (18,722)
Dividends Paid for Preferred Stock (1,230) (1,908)
Redemption of Preferred Stock (3,661) (4,833)
Payments on Federal Home Loan Bank Advances (4,000) (27,000)
Proceeds from Federal Home Loan Bank Advances 10,000 27,000
(31,855) (28,010)
Net Decrease in Cash and Cash Equivalents (4,454) (27,468)
Cash and Cash Equivalents at Beginning of Period 22,257 44,605
Cash and Cash Equivalents at End of Period $ 17,803 $ 17,137