Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2016		December 31, 2015
Commercial and Agricultural
Commercial	$	45,773	$	47,782
Agricultural		26,547		19,193
Real Estate
Commercial Construction		33,724		40,107
Residential Construction		10,325		9,413
Commercial		349,392		346,262
Residential		195,045		197,002
Farmland		73,801		61,780
Consumer and Other
Consumer		20,378		20,605
Other		21,132		16,492
Total Loans	$	776,117	$	758,636

Financing Receivable Credit Quality Indicators [Table Text Block]

September 30, 2016
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	43,042	$	1,867	$	864	$	45,773
Agricultural		25,990		184		373		26,547
Real Estate
Commercial Construction		32,191		268		1,265		33,724
Residential Construction		10,125		-		200		10,325
Commercial		325,699		7,685		16,008		349,392
Residential		176,480		7,012		11,553		195,045
Farmland		71,047		1,641		1,113		73,801
Consumer and Other
Consumer		19,703		264		411		20,378
Other		21,132		-		-		21,132
Total Loans	$	725,409	$	18,921	$	31,787	$	776,117

December 31, 2015
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	44,274	$	1,927	$	1,581	$	47,782
Agricultural		18,970		18		205		19,193
Real Estate
Commercial Construction		36,516		913		2,678		40,107
Residential Construction		9,413		-		-		9,413
Commercial		320,566		13,653		12,043		346,262
Residential		177,054		8,546		11,402		197,002
Farmland		56,798		930		4,052		61,780
Consumer and Other
Consumer		20,038		156		411		20,605
Other		16,467		-		25		16,492
Total Loans	$	700,096	$	26,143	$	32,397	$	758,636

Past Due Financing Receivables [Table Text Block]

September 30, 2016
	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
Commercial and Agricultural
Commercial	$	262	$	-	$	262	$	646	$	44,865	$	45,773
Agricultural		67		-		67		281		26,199		26,547
Real Estate
Commercial Construction		109		-		109		200		33,415		33,724
Residential Construction		-		-		-		-		10,325		10,325
Commercial		261		-		261		8,179		340,952		349,392
Residential		3,069		-		3,069		3,520		188,456		195,045
Farmland		172		-		172		919		72,710		73,801
Consumer and Other
Consumer		235		1		236		241		19,901		20,378
Other		-		-		-		-		21,132		21,132
Total Loans	$	4,175	$	1	$	4,176	$	13,986	$	757,955	$	776,117

December 31, 2015
	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
Commercial and Agricultural
Commercial	$	491	$	-	$	491	$	577	$	46,714	$	47,782
Agricultural		71		-		71		178		18,944		19,193
Real Estate
Commercial Construction		90		-		90		1,643		38,374		40,107
Residential Construction		-		-		-		-		9,413		9,413
Commercial		6,031		-		6,031		7,565		332,666		346,262
Residential		3,683		-		3,683		3,164		190,155		197,002
Farmland		123		-		123		1,103		60,554		61,780
Consumer and Other
Consumer		470		8		478		178		19,949		20,605
Other		-		-		-		-		16,492		16,492
Total Loans	$	10,959	$	8	$	10,967	$	14,408	$	733,261	$	758,636

Impaired Financing Receivables [Table Text Block]

September 30, 2016
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	646	$	646	$	-	$	515	$	15		$	18
Agricultural		301		280		-		211		5			13
Commercial Construction		508		508		-		825		16			15
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		16,457		16,367		-		14,274		490			480
Residential Real Estate		5,321		4,995		-		4,704		56			178
Farmland		921		919		-		1,071		(4	)		1
Consumer		241		241		-		214		7			9
Other		-		-		-		-		-			-
		24,395		23,956		-		21,814		585			714
With An Allowance Recorded
Commercial		-		-		-		38		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		73		73		22		74		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		8,316		8,316		2,470		8,308		177			173
Residential Real Estate		858		851		435		936		4			6
Farmland		382		382		33		385		16			14
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		9,629		9,622		2,960		9,741		197			193
Total
Commercial		646		646		-		553		15			18
Agricultural		301		280		-		211		5			13
Commercial Construction		581		581		22		899		16			15
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		24,773		24,683		2,470		22,582		667			653
Residential Real Estate		6,179		5,846		435		5,640		60			184
Farmland		1,303		1,301		33		1,456		12			15
Consumer		241		241		-		214		7			9
Other		-		-		-		-		-			-
	$	34,024	$	33,578	$	2,960	$	31,555	$	782		$	907

December 31, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	454	$	454	$	-	$	535	$	17		$	21
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,888		1,898		-		2,867		26			27
Commercial Real Estate		15,569		15,122		-		15,430		529			531
Residential Real Estate		5,429		4,576		-		4,715		176			159
Farmland		1,105		1,103		-		1,340		1			2
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
		29,821		23,509		-		25,289		753			765
With An Allowance Recorded
Commercial		123		123		95		100		2			3
Agricultural		-		-		-		-		-			-
Commercial Construction		77		76		25		92		-			-
Commercial Real Estate		8,969		8,956		1,608		6,673		214			209
Residential Real Estate		1,083		1,075		308		1,089		16			16
Farmland		388		388		37		391		21			21
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		10,640		10,618		2,073		8,345		253			249
Total
Commercial		577		577		95		635		19			24
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,965		1,974		25		2,959		26			27
Commercial Real Estate		24,538		24,078		1,608		22,103		743			740
Residential Real Estate		6,512		5,651		308		5,804		192			175
Farmland		1,493		1,491		37		1,731		22			23
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
	$	40,461	$	34,127	$	2,073	$	33,634	$	1,006		$	1,014

September 30, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	580	$	573	$	-	$	562	$	16		$	19
Agricultural		174		156		-		158		(10	)		10
Commercial Construction		7,726		2,736		-		3,191		17			17
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		14,412		14,412		-		15,533		412			418
Residential Real Estate		5,359		4,400		-		4,761		165			148
Farmland		1,398		1,397		-		1,419		1			2
Consumer		195		187		-		195		8			11
Other		-		-		-		65		-			-
		29,844		23,861		-		25,884		609			625
With An Allowance Recorded
Commercial		91		91		91		92		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		78		78		14		97		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		6,941		6,282		243		5,912		132			123
Residential Real Estate		1,082		1,082		308		1,093		12			12
Farmland		390		390		57		392		16			16
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		8,582		7,923		713		7,586		160			151
Total
Commercial		671		664		91		654		16			19
Agricultural		174		156		-		158		(10	)		10
Commercial Construction		7,804		2,814		14		3,288		17			17
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		21,353		20,694		243		21,445		544			541
Residential Real Estate		6,441		5,482		308		5,854		177			160
Farmland		1,788		1,787		57		1,811		17			18
Consumer		195		187		-		195		8			11
Other		-		-		-		65		-			-
	$	38,426	$	31,784	$	713	$	33,470	$	769		$	776

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended September 30, 2016						Nine Months Ended September 30, 2016
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		-	$	-	$	-		1	$	91	$	91
Total Loans		-	$	-	$	-		1	$	91	$	91

	Three Months Ended September 30, 2015						Nine Months Ended September 30, 2015
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		1	$	226	$	139		2	$	1,106	$	1,036
Total Loans	$	1	$	226	$	139		2	$	1,106	$	1,036