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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2016
Dec. 31, 2015
Cash and Cash Equivalents    
Cash and Due from Banks $ 17,803 $ 22,257
Interest-Bearing Deposits 13,872 38,615
Investment Securities    
Available for Sale, at Fair Value 286,089 296,149
Federal Home Loan Bank Stock, at Cost 3,010 2,731
Loans 776,117 758,636
Allowance for Loan Losses (9,203) (8,604)
Unearned Interest and Fees (382) (357)
766,532 749,675
Premises and Equipment 27,745 26,454
Other Real Estate (Net of Allowance of $1,509 and $1,582 as of September 30, 2016 and December 31, 2015, Respectively) 9,812 8,839
Other Intangible Assets 89 116
Other Assets 27,865 29,313
Total Assets 1,152,817 1,174,149
Deposits    
Noninterest-Bearing 138,941 133,886
Interest-Bearing 839,649 877,668
978,590 1,011,554
Borrowed Money    
Subordinated Debentures 24,229 24,229
Federal Home Loan Bank Advances 46,000 40,000
70,229 64,229
Other Liabilities 3,263 2,909
Stockholders' Equity    
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 14,360 Shares and 18,021 as of September 30, 2016 and December 31, 2015, Respectively 14,360 18,021
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 Shares as of September 30, 2016 and December 31, 2015 8,439 8,439
Paid-In Capital 29,145 29,145
Retained Earnings 49,582 44,286
Accumulated Other Comprehensive (Loss), Net of Tax Benefits (791) (4,434)
100,735 95,457
Total Liabilities and Stockholders' Equity $ 1,152,817 $ 1,174,149