Note 6 - Deposits

9 Months Ended

Sep. 30, 2016

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

(6

) Deposits

The aggregate amount of overdrawn deposit accounts reclassified as loan balances totaled $392 and $272 as of September 30, 2016 and December 31, 2015.

Components of interest-bearing deposits as of September 30, 2016 and December 31, 2015 are as follows:

	Nine Months Ended		Twelve Months Ended
	September 30, 2016		December 31, 2015
Interest-Bearing Demand	$	395,614	$	412,960
Savings		69,060		64,976
Time, $100,000 and Over		188,185		202,801
Other Time		186,790		196,931
	$	839,649	$	877,668

At September 30, 2016 and December 31, 2015, the Company had brokered deposits of $43,232 and $25,577, respectively. All of these brokered deposits represent Certificate of Deposits Account Registry Service (CDARS) reciprocal deposits. The CDARS deposits are ones in which customers placed core deposits into the CDARS program for FDIC insurance coverage and the Company receives reciprocal brokered deposits in a like amount. The aggregate amount of short-term jumbo certificates of deposit, each with a minimum denomination of $100,000 was approximately $129,418 and $141,900 as of September 30, 2016 and December 31, 2015, respectively. The aggregate amount of certificates of deposit, each with a minimum deposit of $250,000 was $30,204 and $31,755 as of September 30, 2016 and December 31, 2015.

 

As of September 30, 2016 and December 31, 2015, the scheduled maturities of certificates of deposits are as follows:

Maturity	September 30, 2016		December 31, 2015
One Year and Under	$	267,245	$	287,423
One to Three Years		83,978		88,019
Three Years and Over		23,752		24,290
	$	374,975	$	399,732