Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 4,228,000	$ 4,068,000
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Depreciation	771,000	821,000
Provision for Loan Losses	708,000	491,000
Securities (Gains) Losses	(129,000)	(3,000)
Amortization and Accretion	750,000	931,000
(Gain) Losses on Sale of Other Real Estate and Repossessions	(31,000)	(71,000)
Provision for Losses on Other Real Estate	78,000	18,000
Increase in Cash Surrender Value of Life Insurance	(313,000)	(26,000)
(Gain) Loss on Sale of Premises & Equipment	77,000
Other Prepaids, Deferrals and Accruals, Net	498,000	(747,000)
	6,637,000	5,482,000
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of Investment Securities Available for Sale	(46,069,000)	(51,849,000)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Available for Sale	24,656,000	27,751,000
Proceeds from Maturities, Calls, and Paydowns of Investment Securities: Held for Maturity		5,000
Proceeds from Sale of Investment Securities Available for Sale	16,010,000	25,173,000
Interest-Bearing Deposits in Other Banks	37,151,000	(3,117,000)
Net Loans to Customers	(8,724,000)	(20,253,000)
Purchase of Premises and Equipment	(1,795,000)	(354,000)
Proceeds from Sale of Other Real Estate and Repossessions	1,873,000	3,907,000
Federal Home Loan Bank Stock	(24,000)	100,000
Proceeds from Sale of Premises and Equipment	14,000	29,000
	23,092,000	(18,608,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Noninterest-Bearing Customer Deposits	776,000	(2,799,000)
Interest-Bearing Customer Deposits	(35,763,000)	(7,870,000)
Dividends Paid for Preferred Stock	(811,000)	(1,260,000)
	(35,798,000)	(11,929,000)
Net Decrease in Cash and Cash Equivalents	(6,069,000)	(25,055,000)
Cash and Cash Equivalents at Beginning of Period	22,257,000	44,605,000
Cash and Cash Equivalents at End of Period	$ 16,188,000	$ 19,550,000