Note 3 - Loans (Tables)

6 Months Ended

Jun. 30, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	June 30, 2016		December 31, 2015
Commercial and Agricultural
Commercial	$	47,934	$	47,782
Agricultural		24,307		19,193
Real Estate
Commercial Construction		32,292		40,107
Residential Construction		9,141		9,413
Commercial		345,181		346,262
Residential		196,140		197,002
Farmland		70,137		61,780
Consumer and Other
Consumer		19,936		20,605
Other		19,141		16,492
Total Loans	$	764,209	$	758,636

Financing Receivable Credit Quality Indicators [Table Text Block]

June 30, 2016
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	45,696	$	871	$	1,367	$	47,934
Agricultural		23,872		62		373		24,307
Real Estate
Commercial Construction		29,979		1,011		1,302		32,292
Residential Construction		9,141		-		-		9,141
Commercial		321,052		7,434		16,695		345,181
Residential		176,773		8,132		11,235		196,140
Farmland		68,056		1,119		962		70,137
Consumer and Other
Consumer		19,386		124		426		19,936
Other		19,121		-		20		19,141
Total Loans	$	713,076	$	18,753	$	32,380	$	764,209

December 31, 2015
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	44,274	$	1,927	$	1,581	$	47,782
Agricultural		18,970		18		205		19,193
Real Estate
Commercial Construction		36,516		913		2,678		40,107
Residential Construction		9,413		-		-		9,413
Commercial		320,566		13,653		12,043		346,262
Residential		177,054		8,546		11,402		197,002
Farmland		56,798		930		4,052		61,780
Consumer and Other
Consumer		20,038		156		411		20,605
Other		16,467		-		25		16,492
Total Loans	$	700,096	$	26,143	$	32,397	$	758,636

Past Due Financing Receivables [Table Text Block]

June 30, 2016
	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
Commercial and Agricultural
Commercial	$	320	$	-	$	320	$	461	$	47,153	$	47,934
Agricultural		104		-		104		192		24,011		24,307
Real Estate
Commercial Construction		148		-		148		190		31,954		32,292
Residential Construction		-		-		-		-		9,141		9,141
Commercial		1,452		-		1,452		7,678		336,051		345,181
Residential		3,123		-		3,123		3,455		189,562		196,140
Farmland		220		-		220		933		68,984		70,137
Consumer and Other
Consumer		244		-		244		240		19,452		19,936
Other		-		-		-		-		19,141		19,141
Total Loans	$	5,611	$	-	$	5,611	$	13,149	$	745,449	$	764,209

December 31, 2015
	Accruing Loans
			90 Days
	30-89 Days		or More		Total Accruing		Nonaccrual
	Past Due		Past Due		Loans Past Due		Loans		Current Loans		Total Loans
Commercial and Agricultural
Commercial	$	491	$	-	$	491	$	577	$	46,714	$	47,782
Agricultural		71		-		71		178		18,944		19,193
Real Estate
Commercial Construction		90		-		90		1,643		38,374		40,107
Residential Construction		-		-		-		-		9,413		9,413
Commercial		6,031		-		6,031		7,565		332,666		346,262
Residential		3,683		-		3,683		3,164		190,155		197,002
Farmland		123		-		123		1,103		60,554		61,780
Consumer and Other
Consumer		470		8		478		178		19,949		20,605
Other		-		-		-		-		16,492		16,492
Total Loans	$	10,959	$	8	$	10,967	$	14,408	$	733,261	$	758,636

Impaired Financing Receivables [Table Text Block]

June 30, 2016
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	460	$	460	$	-	$	472	$	4		$	5
Agricultural		213		192		-		188		9			13
Commercial Construction		453		428		-		930		8			7
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		16,383		15,615		-		13,577		271			270
Residential Real Estate		5,227		4,956		-		4,606		(7	)		119
Farmland		935		933		-		1,121		(3	)		1
Consumer		248		240		-		205		4			6
Other		-		-		-		-		-			-
		23,919		22,824		-		21,099		286			421
With An Allowance Recorded
Commercial		-		-		-		50		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		74		74		22		75		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		8,709		8,695		2,886		8,305		127			124
Residential Real Estate		864		856		440		965		3			3
Farmland		384		384		33		386		10			11
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		10,031		10,009		3,381		9,781		140			138
Total
Commercial		460		460		-		522		4			5
Agricultural		213		192		-		188		9			13
Commercial Construction		527		502		22		1,005		8			7
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		25,092		24,310		2,886		21,882		398			394
Residential Real Estate		6,091		5,812		440		5,571		(4	)		122
Farmland		1,319		1,317		33		1,507		7			12
Consumer		248		240		-		205		4			6
Other		-		-		-		-		-			-
	$	33,950	$	32,833	$	3,381	$	30,880	$	426		$	559

December 31, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	454	$	454	$	-	$	535	$	17		$	21
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,888		1,898		-		2,867		26			27
Commercial Real Estate		15,569		15,122		-		15,430		529			531
Residential Real Estate		5,429		4,576		-		4,715		176			159
Farmland		1,105		1,103		-		1,340		1			2
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
		29,821		23,509		-		25,289		753			765
With An Allowance Recorded
Commercial		123		123		95		100		2			3
Agricultural		-		-		-		-		-			-
Commercial Construction		77		76		25		92		-			-
Commercial Real Estate		8,969		8,956		1,608		6,673		214			209
Residential Real Estate		1,083		1,075		308		1,089		16			16
Farmland		388		388		37		391		21			21
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		10,640		10,618		2,073		8,345		253			249
Total
Commercial		577		577		95		635		19			24
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,965		1,974		25		2,959		26			27
Commercial Real Estate		24,538		24,078		1,608		22,103		743			740
Residential Real Estate		6,512		5,651		308		5,804		192			175
Farmland		1,493		1,491		37		1,731		22			23
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
	$	40,461	$	34,127	$	2,073	$	33,634	$	1,006		$	1,014

June 30, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	710	$	648	$	-	$	555	$	(11	)	$	16
Agricultural		179		161		-		159		(10	)		10
Commercial Construction		9,613		3,408		-		3,418		13			14
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		15,149		15,149		-		16,093		281			261
Residential Real Estate		5,612		4,691		-		4,943		115			105
Farmland		1,444		1,442		-		1,430		3			4
Consumer		244		204		-		198		(4	)		8
Other		-		-		-		97		-			-
		32,951		25,703		-		26,893		387			418
With An Allowance Recorded
Commercial		92		92		92		93		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		80		80		18		107		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		6,639		5,992		278		5,728		56			47
Residential Real Estate		1,093		1,093		320		1,098		9			8
Farmland		392		392		59		393		11			11
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		8,296		7,649		767		7,419		76			66
Total
Commercial		802		740		92		648		(11	)		16
Agricultural		179		161		-		159		(10	)		10
Commercial Construction		9,693		3,488		18		3,525		13			14
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		21,788		21,141		278		21,821		337			308
Residential Real Estate		6,705		5,784		320		6,041		124			113
Farmland		1,836		1,834		59		1,823		14			15
Consumer		244		204		-		198		(4	)		8
Other		-		-		-		97		-			-
	$	41,247	$	33,352	$	767	$	34,312	$	463		$	484

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended June 30, 2016						Six Months Ended June 30, 2016
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		1	$	91	$	91		1	$	91	$	91
Total Loans		1	$	91	$	91		1	$	91	$	91

	Three Months Ended June 30, 2015						Six Months Ended June 30, 2015
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		-	$	-	$	-		1	$	881	$	897
Total Loans		-	$	-	$	-		1	$	881	$	897