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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest Income    
Loans, Including Fees $ 9,632 $ 9,709
Federal Funds Sold   15
Deposits with Other Banks 38 17
U.S. Government Agencies 1,353 1,070
State, County and Municipal 34 25
Dividends on Other Investments 32 30
11,089 10,866
Interest Expense    
Deposits 1,204 1,219
Borrowed Money 429 445
1,633 1,664
Net Interest Income 9,456 9,202
Provision for Loan Losses 354 362
Net Interest Income After Provision for Loan Losses 9,102 8,840
Noninterest Income    
Service Charges on Deposits 1,002 987
Other Service Charges, Commissions and Fees 704 662
Mortgage Fee Income 100 113
Securities Gains (Losses) 2 3
Other 364 447
2,172 2,212
Noninterest Expenses    
Salaries and Employee Benefits 4,474 4,468
Occupancy and Equipment 964 993
Other 2,797 2,825
8,235 8,286
Income Before Income Taxes 3,039 2,766
Income Taxes 978 883
Net Income 2,061 1,883
Preferred Stock Dividends 405 630
Net Income Available to Common Stockholders $ 1,656 $ 1,253
Net Income Per Share of Common Stock    
Basic (in dollars per share) $ 0.20 $ 0.15
Diluted (in dollars per share) $ 0.20 $ 0.15
Cash Dividends Declared Per Share of Common Stock (in dollars per share)
Weighted Average Basic Shares Outstanding (in shares) 8,439,258 8,439,258
Weighted Average Diluted Shares Outstanding (in shares) 8,483,727 8,439,258