Note 3 - Loans (Tables)

3 Months Ended

Mar. 31, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2016		December 31, 2015
Commercial and Agricultural
Commercial	$	45,115	$	47,782
Agricultural		18,562		19,193
Real Estate
Commercial Constuction		35,970		40,107
Residential Construction		9,849		9,413
Commercial		347,372		346,262
Residential		195,679		197,002
Farmland		66,285		61,780
Consumer and Other
Consumer		19,661		20,605
Other		15,768		16,492
Total Loans	$	754,261	$	758,636

Financing Receivable Credit Quality Indicators [Table Text Block]

March 31, 2016
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	41,878	$	1,749	$	1,488	$	45,115
Agricultural		18,240		75		247		18,562
Real Estate
Commercial Construction		33,618		1,001		1,351		35,970
Residential Construction		9,849		-		-		9,849
Commercial		322,522		6,565		18,285		347,372
Residential		176,393		8,418		10,868		195,679
Farmland		61,104		1,029		4,152		66,285
Consumer and Other
Consumer		19,129		119		413		19,661
Other		15,746		-		22		15,768
Total Loans	$	698,479	$	18,956	$	36,826	$	754,261

December 31, 2015
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	44,274	$	1,927	$	1,581	$	47,782
Agricultural		18,970		18		205		19,193
Real Estate
Commercial Construction		36,516		913		2,678		40,107
Residential Construction		9,413		-		-		9,413
Commercial		320,566		13,653		12,043		346,262
Residential		177,054		8,546		11,402		197,002
Farmland		56,798		930		4,052		61,780
Consumer and Other
Consumer		20,038		156		411		20,605
Other		16,467		-		25		16,492
Total Loans	$	700,096	$	26,143	$	32,397	$	758,636

Past Due Financing Receivables [Table Text Block]

March 31, 2016
	Accruing Loans
					Total
			90 Days		Accruing
	30-89 Days		or More		Loans Past		Nonaccrual		Current
	Past Due		Past Due		Due		Loans		Loans		Total Loans
Commercial and Agricultural
Commercial	$	286	$	-	$	286	$	529	$	44,300	$	45,115
Agricultural		777		-		777		193		17,592		18,562
Real Estate
Commercial Construction		177		-		177		228		35,565		35,970
Residential Construction		-		-		-		-		9,849		9,849
Commercial		5,385		-		5,385		6,755		335,232		347,372
Residential		2,199		-		2,199		2,874		190,606		195,679
Farmland		191		-		191		1,327		64,767		66,285
Consumer and Other
Consumer		223		8		231		195		19,235		19,661
Other		-		-		-		-		15,768		15,768
Total Loans	$	9,238	$	8	$	9,246	$	12,101	$	732,914	$	754,261

December 31, 2015
	Accruing Loans
					Total
			90 Days		Accruing
	30-89 Days		or More		Loans Past		Nonaccrual		Current
	Past Due		Past Due		Due		Loans		Loans		Total Loans
Commercial and Agricultural
Commercial	$	491	$	-	$	491	$	577	$	46,714	$	47,782
Agricultural		71		-		71		178		18,944		19,193
Real Estate
Commercial Construction		90		-		90		1,643		38,374		40,107
Residential Construction		-		-		-		-		9,413		9,413
Commercial		6,031		-		6,031		7,565		332,666		346,262
Residential		3,683		-		3,683		3,164		190,155		197,002
Farmland		123		-		123		1,103		60,554		61,780
Consumer and Other
Consumer		470		8		478		178		19,949		20,605
Other		-		-		-		-		16,492		16,492
Total Loans	$	10,959	$	8	$	10,967	$	14,408	$	733,261	$	758,636

Impaired Financing Receivables [Table Text Block]

March 31, 2016
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	502	$	500	$	-	$	477	$	2		$	3
Agricultural		213		193		-		185		7			10
Commercial Construction		466		466		-		1,182		4			3
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		10,439		9,992		-		12,557		89			93
Residential Real Estate		5,209		4,288		-		4,432		52			48
Farmland		1,328		1,327		-		1,215		(4	)		-
Consumer		207		195		-		187		1			4
Other		-		-		-		-		-			-
		18,364		16,961		-		20,235		151			161
With An Allowance Recorded
Commercial		29		28		4		76		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		75		75		24		76		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		7,279		7,265		1,940		8,110		50			52
Residential Real Estate		971		964		528		1,019		1			1
Farmland		386		386		35		387		5			5
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		8,740		8,718		2,531		9,668		56			58
Total
Commercial		531		528		4		553		2			3
Agricultural		213		193		-		185		7			10
Commercial Construction		541		541		24		1,258		4			3
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		17,718		17,257		1,940		20,667		139			145
Residential Real Estate		6,180		5,252		528		5,451		53			49
Farmland		1,714		1,713		35		1,602		1			5
Consumer		207		195		-		187		1			4
Other		-		-		-		-		-			-
	$	27,104	$	25,679	$	2,531	$	29,903	$	207		$	219

December 31, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	454	$	454	$	-	$	535	$	17		$	21
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,888		1,897		-		2,867		26			27
Commercial Real Estate		15,569		15,122		-		15,430		529			531
Residential Real Estate		5,429		4,576		-		4,715		176			159
Farmland		1,105		1,103		-		1,340		1			2
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
		29,821		23,508		-		25,289		753			765
With An Allowance Recorded
Commercial		123		123		95		100		2			3
Agricultural		-		-		-		-		-			-
Commercial Construction		77		77		25		92		-			-
Commercial Real Estate		8,969		8,956		1,608		6,673		214			209
Residential Real Estate		1,083		1,075		308		1,089		16			16
Farmland		388		388		37		391		21			21
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		10,640		10,619		2,073		8,345		253			249
Total
Commercial		577		577		95		635		19			24
Agricultural		196		178		-		163		(10	)		10
Commercial Construction		6,965		1,974		25		2,959		26			27
Commercial Real Estate		24,538		24,078		1,608		22,103		743			740
Residential Real Estate		6,512		5,651		308		5,804		192			175
Farmland		1,493		1,491		37		1,731		22			23
Consumer		180		178		-		191		14			15
Other		-		-		-		48		-			-
	$	40,461	$	34,127	$	2,073	$	33,634	$	1,006		$	1,014

March 31, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	492	$	464	$	-	$	386	$	(7	)	$	5
Agricultural		174		156		-		101		(10	)		10
Commercial Construction		9,537		3,428		-		3,446		6			7
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		17,531		17,037		-		16,632		157			163
Residential Real Estate		6,141		5,195		-		6,397		42			47
Farmland		1,419		1,417		-		1,433		3			3
Consumer		200		192		-		197		1			4
Other		205		194		-		195		2			2
		35,699		28,083		-		28,787		194			241
With An Allowance Recorded
Commercial		94		94		94		95		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		206		134		49		136		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		5,463		5,463		209		5,799		45			45
Residential Real Estate		1,209		1,103		330		1,584		13			6
Farmland		394		394		53		395		5			5
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		7,366		7,188		735		8,009		63			56
Total
Commercial		586		558		94		481		(7	)		5
Agricultural		174		156		-		101		(10	)		10
Commercial Construction		9,743		3,562		49		3,582		6			7
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		22,994		22,500		209		22,431		202			208
Residential Real Estate		7,350		6,298		330		7,981		55			53
Farmland		1,813		1,811		53		1,828		8			8
Consumer		200		192		-		197		1			4
Other		205		194		-		195		2			2
	$	43,065	$	35,271	$	735	$	36,796	$	257		$	297

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended March 31, 2016
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		1	$	91	$	91
Total Loans		1	$	91	$	91

	Three Months Ended March 31, 2015
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		1	$	881	$	897
Total Loans		1	$	881	$	897