Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest Income
Loans, Including Fees	$ 9,981	$ 10,170	$ 29,563	$ 29,815
Federal Funds Sold	0	6	15	23
Deposits with Other Banks	17	9	58	32
U.S. Government Agencies	1,060	1,165	3,108	3,574
State, County and Municipal	28	24	78	75
Dividends on Other Investments	31	26	91	85
	11,117	11,400	32,913	33,604
Interest Expense
Deposits	1,210	1,260	3,648	3,869
Borrowed Money	410	402	1,319	1,275
	1,620	1,662	4,967	5,144
Net Interest Income	9,497	9,738	27,946	28,460
Provision for Loan Losses	250	500	741	1,308
Net Interest Income After Provision for Loan Losses	9,247	9,238	27,205	27,152
Noninterest Income
Service Charges on Deposits	1,133	1,250	3,184	3,433
Other Service Charges, Commissions and Fees	661	603	1,963	1,778
Mortgage Fee Income	138	130	385	311
Securities Gains (Losses)	9		12	1
Other	292	427	1,259	1,195
	2,233	2,410	6,803	6,718
Noninterest Expenses
Salaries and Employee Benefits	4,395	4,432	13,270	13,149
Occupancy and Equipment	1,026	1,049	3,036	3,069
Other	2,914	3,053	8,635	9,473
	8,335	8,534	24,941	25,691
Income Before Income Taxes	3,145	3,114	9,067	8,179
Income Taxes	945	1,033	2,799	2,625
Net Income	2,200	2,081	6,268	5,554
Preferred Stock Dividends	594	697	1,854	2,021
Net Income Available to Common Stockholders	$ 1,606	$ 1,384	$ 4,414	$ 3,533
Net Income Per Share of Common Stock
Basic (in Dollars per share)	$ 0.19	$ 0.16	$ 0.52	$ 0.42
Diluted (in Dollars per share)	0.19	0.16	0.52	0.42
Cash Dividends Declared Per Share of Common Stock (in Dollars per share)	$ 0	$ 0	$ 0	$ 0
Weighted Average Basic Shares Outstanding (in Shares)	8,439,258	8,439,258	8,439,258	8,439,258
Weighted Average Diluted Shares Outstanding (in Shares)	8,466,285	8,439,258	8,449,057	8,439,258